1/ 📉 Trump just announced a $200 B mortgage-bond buying plan to push mortgage rates lower — and yes, markets reacted fast as pricing moved tighter even before the bond purchases started. #MortgageRates #HousingMarket #QEImpact 2/ The idea is simple: big purchases of

1/ 🏦 Banks are acting like it’s 2013 — and that’s a problem for borrowers, agents, and real estate pros. Let’s break down why old-school banking behavior is scaring the modern market. 🧵 #MortgageMarket #BankingRisk #RealEstate 2/ Back in 2013, lending was looser, underwriting

1/ 🚗 Carvana crushed CarMax — and yes, there’s a real lesson here for real estate, mortgages, and market disruption. 🧵 #MarketDynamics #Disruption #RealEstateLessons 2/ When Carvana entered the used-car world, it didn’t just compete — it upended the model CarMax perfected.

1/ 💥 Trump can push policies, speeches, and politics — but there’s one force even presidents can’t override. Understanding it matters for housing, markets, and your money. Let’s unpack it. 🧵 #Economy #MortgageRates #RealEstate 2/ The most powerful force in markets isn’t a

1/ 🛑 That Time I Almost Died — Part II isn’t a housing blog… but the lessons inside hit home for lenders, agents, and buyers too. Life can change fast — and your financial plans deserve the same urgency. 🧵 #LifeLessons #RealEstateMindset #MortgageTruths 2/ Most of us roll

1/ 🚀 Elon Musk predicts massive economic growth — but what really happens to markets, mortgage rates, and housing if “hypergrowth” shows up? Let’s break it down. 🧵 #EconomyGrowth #MortgageRates #HousingMarket 2/ First: faster growth typically means stronger labor markets,

1/ 🤯 Merry Market Confusion — that’s the vibe right now: mixed signals, conflicting data, and everyone acting like they have a crystal ball. Let’s un-confuse the confusion. 🧵 #MortgageRates #HousingMarket #MarketClarity 2/ Some days stocks surge, prices rise, and bond yields

1/ 📉 Equity line (HELOC) rates just fell — and that’s good news. But what’s driving it should make everyone pay attention… because Japan is the warning sign. 🧵 #HELOC #MortgageRates #Economy 2/ HELOC rates move with short-term interest rates. When markets start pricing in

1/ 📉 The Fed cut rates — and long-term rates actually fell! That’s unusual, but let’s unpack why it matters (and why it’s not a guarantee every time). 🧵 #MortgageRates #FedPolicy #HousingMarket 2/ The Federal Reserve just cut the benchmark interest rate again, bringing it down

A closet isn’t required for a bedroom — but in today’s soft market, small details suddenly matter a lot. Buyers are pickier, cancellations are up, and overpriced homes are sitting longer than ever. Want the full breakdown on what really counts as a bedroom and how market softness

1/ 💸 After all the headlines and industry-fear over commission reform, here’s a twist: buyer’s agent commissions just ticked higher again. 2/ According to recent national data, buyer’s agent commissions climbed to 2.43% in Q2 2025 — back up from 2.38% a year earlier. 3/

There’s a lot of noise about FHA loans, foreclosures, and who’s driving home prices — but most of it is flat-out wrong. At JVM Lending, we break down the real data so buyers don’t get misled by viral myths. Watch the full explanation on YouTube:

1/ 🏚️ Bought a house that still needs work — or thinking about it? You can get financing on a half-completed remodel — but you need the right loan type and realistic expectations. Let’s unpack. 🧵 #FixerUpper #MortgageTips #HomeBuying 2/ 🔨 Traditional mortgages rarely fund

1/ 🏗️ You’d think greedy developers and fintech firms are part of the problem in housing. Funny thing? Right now, they might be part of the solution — and that’s good for mortgages and real estate. 🧵 #HousingMarket #MortgageTech #RealEstate 2/ 🏡 Developers under pressure have

Pre-qual vs. pre-approval? The difference is HUGE. 💥 A JVM pre-approval gives you speed, certainty, and offers that compete with cash. Full video →

1/ 🏦 You might think waiting on mortgage rates before locking is smart — especially with bank-statement loans or more exotic financing. But delay isn’t free. The longer you float, the more you risk. #MortgageRates #RateLock #HomeLoans 2/ 📈 Mortgage rates shift constantly —

1/ 🔔 Rumor has it: there’s now about a 90% chance the Federal Reserve will cut interest rates in December. That could shake up mortgage pricing — but it doesn’t reset everything overnight. 🧵 #MortgageRates #RealEstate #RateWatch 2/ Even with a Fed rate cut, long-term mortgage

📉 Ever wonder how some lenders offer lower rates without cutting corners? Get the inside look at how JVM delivers consistently lower pricing — and why it matters for you. 🎥 Watch the breakdown: https://t.co/vVtRnlbHik #MortgageTips #LowerRates #JVMlending

1/ 🚫 There’s a growing myth that “FHA = subprime.” It’s wrong. FHA loans are often lumped with risky subprime loans—but they’re fundamentally different. Let’s unpack why conflating the two is dangerous. 🧵 #MortgageTruth #FHALoans #Subprime 2/ 📘 Subprime mortgages are designed

1/ 🛏️ Does a room need a built-in closet to qualify as a “bedroom”? Surprisingly, the answer: no. The legal standard is about size, egress, and habitability—not necessarily storage. 2/ That said, buyer expectations often include closets. When a listing promises “four bedrooms”