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Julien Brault

@julienbrault

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Montreal
Joined January 2008
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@julienbrault
Julien Brault
5 months
In 2000, a group that would later be known as the PayPal Mafia betrayed @elonmusk in a desperate attempt to save their company. They fired their new boss while he was on his honeymoon and saved @PayPal. Here is the story of how they built one of the largest fintechs in the world
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@julienbrault
Julien Brault
16 hours
India’s inbound remittances are expected to grow from $148.7 billion in 2025 to $235.1 billion by 2030, a 58% jump, according to the @PwC’s Indian Payments Handbook 2025–2030. According to the report, Industry leaders say cross-border transactions (22%) and micro-lending (17%)
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@julienbrault
Julien Brault
2 days
To get their first 10,000 users, @Revolut went straight to a niche audience, which is targeting airline pilots and cabin crew. The team manually sent them personalized LinkedIn messages, and the strategy worked so well that their earliest user base was overwhelmingly from the
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@julienbrault
Julien Brault
2 days
This week’s issue of Global Fintech Insider is out, and it's once again a crazy one! I write about: 🇬🇧 @Revolut Hacked Its First 10,000 Users Thanks To Linkedin Messages & Affiliate Links 🇦🇺 Sydney’s @hello_clever Grows Revenue 660% to $7.6M in One Year 🇮🇳 UPI’s Cross-Border
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@julienbrault
Julien Brault
5 days
US-based prediction market platform @Kalshi ’s latest campaign is built for the swipe-first generation that increasingly scrolls past anything that looks like a traditional ad. Instead of polished studio shots, it opens with quick, vertical street interviews filmed in what
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@julienbrault
Julien Brault
5 days
UK-based research firm @juniperresearch forecasts that virtual card revenue will grow from $5.2 billion in 2025 to $17.4 billion in 2029, with the B2B sector making up 83.5% of total value by 2029. The use of virtual cards in the travel sector is set to grow the fastest in 2026
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@julienbrault
Julien Brault
6 days
The U.S.-based “Buy Now, Pay Later” (BNPL) company, @Affirm reported a strong 34% year-over-year revenue growth in its first fiscal quarter of 2025. This growth was largely driven by its Visa-linked Affirm Card, which allows consumers to split purchases over time without
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@julienbrault
Julien Brault
7 days
Singapore-based payment processor and spend management platform @airwallex has doubled its annualized revenue from $500 million to $1 billion in just one year on the back of a global strategy. The company also posted 90% year-over-year growth with gross margins above 60%, CEO
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@julienbrault
Julien Brault
8 days
A new @pymnts Intelligence and @IngoPayments survey shows that instant payouts do more than move money fast: they also keep users coming back. The survey tracked over 4,000 US adults, including 2,200 payout recipients across wages, lending, insurance, and gig platforms, and found
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@julienbrault
Julien Brault
8 days
US-based credit bureau @Experian has released a new underwriting score that combines traditional credit data with cash flow, trended, and alternative data. Dubbed the Experian’s Experian Credit + Cashflow Score replaces multiple standalone products and uses real-time bank
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@julienbrault
Julien Brault
9 days
Beware FinTech CMOs, your ads on @Meta may be competing with 15 billion scam ads impressions shown every day across Facebook, Instagram and WhatsApp. Instead of blocking suspicious advertisers, Meta often charges them higher rates unless its systems are at least 95% certain fraud
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@julienbrault
Julien Brault
9 days
This week’s issue of Global Fintech Insider is out, and it's once again a crazy one! I write about: 🇺🇸 Fintech Marketers Beware: You’re Competing With 15 Billion Scam Ads Per Day on @Meta 🇺🇸 @Experian_US New Scoring Model Aims to Expand Loan Access for Thin-File Borrowers 🇺🇸
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@julienbrault
Julien Brault
12 days
US-based fundraising platform @Dealmakertech has raised $20 million in new financing to expand its infrastructure for direct-to-investor capital raising. Co-founder Mat Goldstein framed the raise as validation of a broader shift in how founders are increasingly turning to their
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@julienbrault
Julien Brault
13 days
German insurance giant Munich Re is shutting down its corporate venture capital unit, despite multiple unicorn investments, to invest more in innovation internally. Munich Re Ventures, led by Jacqueline LeSage, managed $1.2 billion in assets with over 40 staff and invested in
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@julienbrault
Julien Brault
14 days
UK neobank @StarlingBank has secured its largest Software-as-a-Service deal to date with Canadian digital bank @TangerineBank. The 10-year agreement will see Starling provide its banking platform, Engine, to support over 2 million Tangerine customers as the bank embarks on a
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@julienbrault
Julien Brault
15 days
Dubai-based AI embedded finance company Optasia Group is targeting expansion in Africa, Asia, and Latin America after debuting on the Johannesburg Stock Exchange at a $1.4 billion valuation. CEO Salvador Anglada said the company will widen its credit offerings to include
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@julienbrault
Julien Brault
16 days
US-based neobank @current has posted over 70% year-over-year revenue growth and crossed six million users. This is driven largely by its decision to build its own banking infrastructure rather than rely on third-party providers. Founded in 2015 by Stuart Sopp and Trevor
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@julienbrault
Julien Brault
17 days
UK Savings app @moneyboxteam rebranded to be seen as more than a savings app. The app, whose initial value proposition was to round up their customers purchases and invest the spare change (like Acorns does in the US), has moved into financial planning and wealth management over
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@julienbrault
Julien Brault
18 days
US-based Digital bank @Chime has slashed ad production time by 60% and eliminated its creative agency retainer by leveraging AI tools, according its CMO @VineetMTweets. The fintech reduced campaign turnaround from 10 weeks to four weeks by using AI tools such as @midjourney,
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@julienbrault
Julien Brault
18 days
This week’s issue of Global Fintech Insider is out, and it's once again a crazy one! I write about: 🇺🇸 Digital Bank @Chime Slashes Ad Costs by Millions, Replaces Agency With AI Tools 🇬🇧 British Savings App @moneyboxteam Rebrand To Widen Its Mass Market Appeal 🇺🇸 Neobank @current
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@julienbrault
Julien Brault
19 days
Amsterdam-based neobank @bunq has successfully entered the US market after securing a broker-dealer license. The approval, granted by the Financial Industry Regulatory Authority (FINRA), allows Bunq to offer securities trading and investment services to American customers. The
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