Jochen Siegert
@jochensiegert
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digital banking senior exec; senior advisor & NED; tweets about #payment #banking #fintech
Bonn/Berlin
Joined October 2011
Wie kann #worldline wieder in die Spur kommen? 5 Thesen von mir bei @paymentbanking
#payment
https://t.co/ezSdImSAAM
paymentandbanking.com
Risikoreiche Zahlungen, eine veraltete Plattformstruktur, negative Cashflows: Die Liste der Probleme bei Worldline ist lang.
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Überklebtes Aufzugsschild des "Fintechs" #yunar in Berlin. Etage des 2020 (!) abgewickelten Corporate Ventures der Dt. Bank leer oder dank langfr. Vertrag post-mortem gar weiter bezahlt? Alleine die Wahl des Officegebäudes zeigt das komplett fehlende StartUp-Mindset.🤦♂️#keinwunder
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Meine Kurzanalyse bei @paymentbanking zu Auswirkungen der heutigen pan-europäischen Berichterstattung verschiedener Medien zu #dirtypayments bei #worldline und #payone
https://t.co/YHsGQIJDLi
#payments #konsolidierung
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impact of pan-eu press articles on „#dirtypayments“ from German #worldline & #savingsbanks #payments JV #payone… Worldline market cap below 1bn€ 😳
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🤣🤦♂️ … und was haben sich v.a. die Sparkässler über das „Schmuddelgeschäft“ von #wirecard früher immer das Maul zerrissen. Aber wenn hohe Marge 🤑 winkt, gilt Doppelmoral… Dumm nur, wenn dann nicht die Risk/Infrastruktur angepasst wird 🤦♂️ #payment
https://t.co/bqJABZGChy
spiegel.de
Millionen Deutsche bezahlen mithilfe von Payone, ohne es zu wissen. Doch die Firma hat sich mit dubiosen Figuren eingelassen und Hinweise auf Geldwäsche ignoriert. Die Spur führt zu Abzockern und...
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This is finally happening!!! 🥹 $SHOP $COIN
Shopify will enable USDC (Stablecoins on @Base) in Checkout via Shopify Payments and Shop Pay. Early access starts today, roll out throughout the year. We think that stablecoins are a natural way to transact on the Internet and worked with coinbase to develop the commerce
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After watching social media for a long time, I met a "guy" who explained to me what is important and what is not. 👉 important - do selfie🤳 🚫 not important - content 🤯 impossible - fact based talks i said: hey then i am totally wrong here!?! his answer: take my posts 🙈🙉🙊
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#Paypal with 1M #NFC installs since launch 2 weeks ago in Germany. Also introduces high street retailer cashbacks to the NFC-feature (up to 10%). Now they really challenge ApplePay. #payment
https://t.co/s8AjpzvZ46
Today #Paypal launched in Germany #NFC-#payments at point of sale on iphone competing with #applepay. Based on PP issued Mastercard. Surprisingly pretty good onboarding and less complex vs many banks on applepay. Option to become „standard“ / leading NFC wallet. Very well done!
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🚀 Die DigiFin geht in eine neue Runde – und das stärker denn je! @Bitkom und @paymentbanking bündeln 2025 erstmals ihre Kräfte und veranstalten am 18. November im Kosmos Berlin gemeinsam die DigiFin25. 👉 Alle Infos & Tickets: https://t.co/YK8n9FrhGg
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… and today fresh 2024 German #payment stats from top 1k ecom merchants Paypal continues to dominate 🇩🇪 online payments, followed by open invoice, SEPA direct debit and cards. Excluding Amazon (no Paypal, primary SEPA DD) PP share is probably north of 40% at merchants.
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Meinungsartikel zum #paypal Move und dem War of Wallet 2.0 bei @paymentbanking #payments #payment
https://t.co/APUUkLxvs0
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2024 #payment stats at German retail POS: * Cash usages continues to shrink to just 1/3 of total #payments * #peakgirocard leading domestic debit @girocard first time loss marketshare -0.9% * Successful go-to-market of int debit schemes MC/Visa +3% to 7%. Almost 2x increase yoy
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Still hard to believe that Apple lost its monopoly on the use of the NFC chip. “In the coming weeks, PayPal’s first-ever contactless mobile wallet will launch nationwide, available to PayPal consumers in Germany before anywhere else in the world.” $PYPL
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A2A-#Payments and #PSD2 obviously gaining finally traction - and smart move of Visa to have „bought-in“ into this non-card based payment stream…
Visa $V FY Q2 2025 earnings call: “Tink has reached a milestone of over 10,000 merchants choosing Tink's Pay by Bank capability via our more than 10 European PSP partnerships.”
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BREAKING: 💳 MASTERCARD WITH 1.1 BILLION USERS, LAUNCHES A GLOBAL STABLECOIN PAYMENT SYSTEM SUPPORTING WALLETS AND CARDS.
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💥JUST IN: Tether, Softbank, and Cantor Fitzgerald to form a $3B public vehicle to buy Bitcoin. Saylor playbook in action. 👀
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Trade Republic ist in marktentscheidenden Situationen so zuverlässig wie die Deutsche Bahn. #Traderepublic
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Ein „isch over“ Tweet oder neues negatives Whitepaper zu BTC aus der EZB käme jetzt ganz passend um den Kurs wieder auf 100k zu pushen @Justdoitalex 🤣
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Why was he right this time?? Inverse-prediction would have meant we saw a relief rally after last Friday‘s crash.
BREAKING: Jim Cramer says he expects the stock market to go down another 20% from current levels
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