Research commissioned by ING and conducted online by YouGov (21–27 Aug 2025), surveying 2,366 Australians aged 18+. Results weighted by age, gender and region to ABS population data.

Want more Valentine's Day money insights? https://t.co/PuDmZfWdDi

🧡 17% of Aussies dare to discuss money matters within the first three dates. 🧡 Gen Z adults are significantly more likely than other generations to use budgeting apps or tools to plan for dating costs.

🧡 Almost one in ten (7%) – equivalent of 1.51 million – Aussies have ghosted a potential romantic partner, due to mismatched financial values. 🧡 Two in five Aussies (39%) believe financial compatibility is just as important as emotional compatibility in a relationship.

Financial compatibility > emotional compatibility? 1.5M Aussies have ghosted over finances, a new @ING_Aust research shows.

For more details, including the full list of changes to Savings Accelerator, eligibility criteria, visit the Interest Rate Announcements page on the ING website. https://t.co/VG0yPDJJqs

Higher interest rates also affect home loan repayments, so we’ve also raised our variable home loan rates by 0.25% for new and existing customers. Changes to all products will be effective from 10/02/26.

🟠 Got a Savings Accelerator? You will be getting a 0.40% per annum rate increase. For new ING savings customers, this will take the Kick Starter variable rate to 5.40% p.a. for the first 4 months on balances over $150,000 (up to $500k), and ongoing variable rate to 4.35% p.a.

🟠 For Savings Maximiser customers, we’re increasing your additional variable interest rate by 0.25% per annum. When you meet the monthly eligibility requirements, this will take the variable rate to a roaring, 5.00% p.a. on balances up to $100k!

Whether you’re building up your savings or just looking to make your money work harder, we’re increasing interest rates across some of our savings products to help you get there faster.

💬 If you feel your account may be compromised, message us via the ING app or call us on 1800 052 743.

Remember: 🤔 Always be wary of unsolicited texts, emails or calls from someone claiming to be your bank. 🚫 Don’t click a link  in a suspicious message asking you to log in - instead go directly to the ING app or secure online banking page.

We’re aware scammers are sending texts, claiming to be from ING, that attempt to trick you into clicking a link to access Pocket Perks ‘points’ but actually direct you to a malicious website. These scammers are trying to get you to give them sensitive information.

ING Pocket Perks gives you cashback straight to your account - not points - so you know this one is a scam!

We know thousands of Aussies are facing incredibly tough circumstances due to bushfires and severe weather, and we’re committed to helping however we can. If you are in need of financial assistance from ING, please visit: https://t.co/AWUlYzn4fg

Generationally, younger Australians are driving the spend, with 79% of Gen Z and 66% of Millennials planning to shop the sales, compared to just 40% of Gen X and 16% of Baby Boomers.

Just under half of Australians (47%) say they’ll shop the Black Friday sales this year, down 9% from 2024. Yet despite the dip in participation, total spend is expected to climb, with Aussies predicted to shell out over $12.7 billion – a year-on-year increase of $55 million.

Aussies tipped to spend $12.7 billion on #BlackFriday despite fewer participating in the sales event New research commissioned by ING reveals a shift in the way Australians are approaching Black Friday this year. Read more:

We have restored all of our app and online banking services. Everything is now back to normal. We apologise to those customers who experienced a brief disruption.

We’ll keep you updated here as we work to restore services, and we sincerely apologise for the impact this may have caused.