Hobba | Cypherpunk Hackathon
@hobba_io
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Self-repaying loans on @solana.🥈place Buildstation.
Solana
Joined October 2025
> hi dave, i wanna go to breakpoint but didn’t book early - prices are insane well anon, monke hotel been sold out for weeks. You’re not gonna sell your $SOL before BP pump, are you? > nah, took a self-repaying loan with @hobba_io - kept my SOL, got USDC, and if SOL pumps my
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Join the waitlist - https://t.co/50TDgdMJH1 Borrow Better.
hobba.io
Hobba – self repaying loans.
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There’s a new life philosophy. save in crypto. borrow for liquidity. zero fiat. @sp3nddotshop 🛍️
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SP3ND without spending?
Imagine if your SP3ND purchases paid themselves back 🛍️
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Cloudflare's outage took down Kamino, Pendle, Aave UIs. If you needed to adjust your position… you simply couldn’t. Not great when markets move. Hobba is built differently: - autonomous on-chain risk management - no UI dependency - automatic rebalancing - users protected even
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This is literally what we are building at @hobba_io But it is even better as we are improving the current overcollateralized loans in Solana DeFi. Idle collateral is borrowed against and deployed into yield strategies where supply APY > borrow APY. This delta repays original
there’s a new life philosophy. save in crypto. never sell. borrow for liquidity. zero fiat.
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Join the waitlist - https://t.co/50TDgdNhwz Borrow better.
hobba.io
Hobba – self repaying loans.
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Always protected If markets move, our off-chain engine rebalances positions instantly - keeping your loan within safe LTV thresholds. When collateral appreciates in $ value, Hobba borrows even more and puts this extra capital to earn more yield, repaying the original users
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When yield > borrow cost, the difference or delta - automatically reduces your debt. That’s how Hobba achieves self-repaying loans and guarantees the best borrow rate in the market.
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Active collateral Your collateral doesn’t just sit idle. Hobba dynamically deploys it into safe, yield-bearing opportunities - while our risk engine monitors positions block-by-block to keep you safe.
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Aggregated borrowing Hobba aggregates the lowest possible borrow rates across Solana - using only battle-tested protocols like Kamino, MarginFi, Jupiter. You always borrow at the most efficient rate available.
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Overcollateralized loans are capital inefficient Most borrowers use a low LTV (around 20%) to sleep well - meaning most of their capital sits idle. Hobba changes that.
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1,567 projects. One mission: accelerate. We built Hobba - self repaying loans on Solana. Proud to have won 🥈 at Buildstation. Borrow Better.
The @Solana Cypherpunk Hackathon product directory is live! Cypherpunk was the largest crypto hackathon ever & one of the largest in tech history with 1,567 submissions. Winners + Colosseum accelerator founders will be announced at Breakpoint. Onward. https://t.co/pPDBeoW7tS
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It was nice to judge this demo day. Def enjoy that side of the table as someone who has pitched probably hundreds of times myself. Shout-out to @hobba_io as I believe they are onto something if the tech really checks out. If @cryptoalexdra would have put a bit more passion
Second place at Demo Day at Buildstation Belgrade: @hobba_io 🥈 Imagine @aeyakovenko wants to buy a gently used 2001 Honda Civic like ours. Instead of selling his assets to buy the car, he deposits some as collateral, borrows the needed amount, and lets the loan repay itself
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No selling. No stress. Just borrow better. Join the waitlist 👉🏻
hobba.io
Hobba – self repaying loans.
Second place at Demo Day at Buildstation Belgrade: @hobba_io 🥈 Imagine @aeyakovenko wants to buy a gently used 2001 Honda Civic like ours. Instead of selling his assets to buy the car, he deposits some as collateral, borrows the needed amount, and lets the loan repay itself
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