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The Australian dream is changing. The old roadmap to financial progress no longer applies, and with it, the way Australians get ahead is evolving. We believe everyone should have the opportunity to progress. Hear from our founder and CEO Matt Leibowitz on investor mindset and

So yes, saving feels safe. But safety doesn’t build freedom. To move from saver to investor is to cross what we call the Ambition Gap. It’s the gap between thinking about wealth and building it. Read the full report to learn how to build your Investor EQ

This is not financial advice. This is psychological exploration. Because saving builds safety. But investing builds agency. Investors aren’t waiting for a pay rise or a handout. They’re creating their own momentum. Even when conditions aren’t perfect.

Investors aren’t immune to risk. They’ve just learned that volatility isn’t the enemy. It’s part of the process. And that belief creates emotional stability: Less stress More optimism Greater satisfaction with money

Fear prevents this belief in non-investors. 36% of non-investors say they’re too worried about losing money. They see investing as gambling. But maybe the bigger gamble is letting inflation control your finances.

Half of Australia invests. Half doesn’t. The difference between them isn’t income or education. It’s mindset. We call it Investor EQ. The emotional resilience that turns fear into action. It’s not about being rich. It’s about believing you can be.

Meanwhile, those who do invest carry much more confidence in their mindsets. Investors reported were found to have a lot more optimism about their financial future. They’re 41% more likely that non-investors to believe they can succeed financially despite a challenging economy.

56% of non-investors surveyed for the Ambition Report 2025 said they don’t have enough money to invest, but 70% have put money into savings in the last six months. That’s a strong example of scarcity mindset. And a lot of cash that’s being quietly eaten away by inflation every

Saving money is a trap. It feels responsible. Adult. Safe. It’s what we were all taught: save for a rainy day, don’t take risks, keep your money where you can see it. But what if that sense of safety is exactly what’s holding you back?

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Read the full report:

The biggest wealth gap in Australia isn’t income. It’s mindset. Building a more ambitious Australia starts with closing the Ambition Gap. And empowering more people to invest in their future.

Investors don’t just build wealth. They build agency. They’re 40% more likely to believe they can buy a home without inheritance. That’s not luck. That’s confidence through action of investing.

The old wealth roadmap is fading. Investing is the path forward. 70% of Gen Z and Millennials believe owning assets is the key to getting ahead. Not climbing the corporate ladder.

For younger Aussies, hard work doesn’t feel like enough anymore. 55% of Gen Z say inheritance matters more than effort. 49% of Millennials feel their wages aren’t keeping up with inflation. So young Australians are taking matters into their own hands..

What really separates investors? Not wealth, but resilience. Investors see dips as lessons, not disasters. That emotional buffer makes them more confident, less stressed, and more optimistic about the future.

Fear is expensive. 36% of non-investors say they’re too worried about losing money. Many even see investing as gambling. Meanwhile, their savings quietly lose to inflation.