Attack Of The Autumn Leaves 🍁 Time to clean your drains and gutters before they cause big problems 🏡 Heller Kowitz Insurance Advisors are finding that homeowner insurance policies are becoming more stringent on what they will cover when it comes to water damage.

#FunFridayFact Did you know that a recent study found that 50 percent of people overestimate the cost of life insurance more than three times what it actually costs? (Source: RetireGuide)

MYTH: My homeowners insurance policy will cover any accidents during home renovations. FACT: Not necessarily. If you’re starting a new home renovation project, be sure to call your insurance company to make sure that you are covered. #mythmonday

#FunFridayFact Did you know that there were approximately 2.5 million people living in the nation in July 1776 when the Declaration of Independence was approved? Now, an estimated 327 million people in living in the nation. #interesting

Heller Kowitz Insurance was pleased to support a charity “hitting contest” ⚾️ today at the Aberdeen Iron Birds Stadium to help raise money for the @harfordfamily , Harford counties largest provider of transitional housing for families experiencing homelessness.

Did you know that voluntary group disability insurance can offer supplemental disability benefits to employees at a lower price point, often with no cost to the employer? Our partner explains how employees appreciate this valuable coverage in this blog. https://t.co/JrrVkZfH4f

MYTH: Insurance covers damages caused by termites and other insects. FACT: Usually not. Make sure that you know how your insurance policy treats termite damage as well as other kinds of damage. #MythMonday

#FridayFunFact Did you know that in the U.S., over 650 million long-distance summer trips are made. Where are you headed?

Have you considered your insurance options when planning for retirement? Heller Kowitz Insurance Advisors, partner, Brian Kowitz explains what you should be considering, especially when it comes to life insurance.

MYTH: My home insurance only covers the house itself. FACT: Home insurance policies actually cover your house and its contents. Insurance also covers any structures on the property. #mythmonday

Did you know that spring and summer account for nearly 12 million more emergency room visits per year than fall and winter, according to the Centers for Disease Control and Prevention (PDF). Find out how to better insure yourself in this article: https://t.co/np1EhDsP2H

These days many people believe they can save money by buying an auto, homeowners or life insurance policy online rather than purchasing a policy from a local agent. Heller Kowitz Insurance Advisors, Partner Brian Kowitz tells you what to watch for.

Do you have a business and are wondering about obtaining or changing your group insurance coverage? Our partner, @UnityInsurance helps provide some answers to common questions in a recent blog on The Basics Of Group Health Insurance. https://t.co/GDzwsNZpDq

Myth: You Can Negotiate Your Insurance Rates Fact: Insurance rates are actually calculated by many factors and are non-negotiable. Every person is different and has different insurance needs, so even for two people with the same coverage the rates will not be the same.

• #FunFactFriday Did you know that COVID-19 prompted 1 in 5 Americans to purchase life insurance? That’s according to a recent survey by LIMRA and Life Happens. (Source:RetireGuide)

According to the Maryland Motor Vehicle Administration (MVA), there are an average of more than 100,000 car accidents every year. How’s your auto insurance policy?

We wish everyone a safe and happy 4th of July 💥 🇺🇸 #IndependenceDay #HonorandRemember

#FunFactFriday Did you know that the 4th of July is considered one of the most dangerous holidays in the United States? Here are the 4th of July Claims Underwriters Fear Most: https://t.co/nHPnoIddjZ

Heller Kowitz Insurance Advisors was happy to provide breakfast from @THB this morning to the Israel National Lacrosse team. They are competing in the World Championship Lacrosse Games at @TowsonU this week! They play Norway at 4pm today.

Life insurance can do a lot for your peace of mind.