Welcome to Sivo! We are a founder-friendly, tech-enabled debt capital partner committed to helping businesses grow. Here's more about us and what we do 🧵:

Raising debt capital? It's more than just numbers. Learn how trust, clarity, and discipline can boost lender confidence in your startup. Dive in here!⬇️🔍 #StartupFinance #DebtCapital   https://t.co/LltN0LX4HY

Best of luck with your small business loan application! 📈💼 Want to streamline this process? head to https://t.co/E2JCEVanLL   #SmallBizTips #Entrepreneurship #BusinessFinance

Improve your personal credit (if needed) 💳 If your business is new or lacks credit history, your personal credit score may be considered. Work on improving your personal score if necessary. #CreditImprovement #LoanApproval

Choose the right lender💡 Different lenders have different requirements. Research traditional banks, credit unions, and online lenders to find the best fit for your business. #LenderSelection #BusinessLoans

Have a debt repayment strategy🔁 Before applying, outline a plan for how you’ll repay the loan. A clear repayment strategy gives lenders confidence in your ability to manage debt. #DebtManagement #SmallBusiness

Demonstrate consistent cash flow💸 Lenders need assurance that your business generates enough cash flow to cover loan repayments. Be ready to show a history of steady revenue. #CashFlow #LoanTips

Collateral may be required💥 Be ready to offer assets like real estate, inventory, or equipment as collateral. This reduces lender risk and could improve your chances of approval. #Collateral #BusinessLoans

Create a strong business plan🗓️ A solid business plan is critical. Outline your business goals, target market, and revenue model. Show lenders how their loan will help grow your business. #BusinessStrategy #SmallBizLoans

Organize your financial statements!🗄️ Prepare accurate balance sheets, income statements, and cash flow reports. Lenders want to see that your business is financially healthy and capable of repayment. #BusinessFinance #LoanApproval

Know your credit score🧠 Lenders will check your credit score to assess risk. Aim for a score of 680+ to increase your chances of approval. The higher your score, the better the terms you’ll receive. #SmallBusiness #CreditScore

🧵 How to qualify for a small business loan🧵 Essential tips for approval 💼💡

📱 Super apps are the new financial hubs. Pay, invest, budget, and borrow—all without leaving your smartphone. Welcome to the new era. #superapps #fintechfuture #mobilebanking

Tokenization of Assets 🎟️💎 From real estate to art, tokenization allows fractional ownership of high-value assets, making investing more accessible. #tokenization #digitalassets #blockchain

Neobanks & Super Apps 📲🏦 100% digital banks & financial super apps offer everything—payments, savings, investing—without physical branches. The future of banking is mobile! #neobank #superapps #fintechfuture

Central Bank Digital Currencies (CBDCs) 🏛️💸 Governments worldwide are exploring digital currencies, offering a state-backed alternative to crypto while modernizing finance. #cbdc #digitalcurrency #futureofmoney

RegTech (Regulatory Technology) 📜🔍 AI & blockchain help fintechs stay compliant with ever-changing regulations, automating risk management & fraud prevention. #regtech #compliance #finserv

Decentralized Finance (DeFi) 🔗💱 Traditional banking is being challenged by DeFi, where lending, borrowing, & investing happen on blockchain—no banks required! #defi #cryptocurrency #fintechinnovation

BNPL (Buy Now, Pay Later) 🛒💳 Flexible installment payments are replacing credit cards. More consumers prefer BNPL for big & small purchases without high interest rates. #bnpl #payments #ecommerce

Real-Time Cross-Border Payments 🌍⚡ Blockchain & digital currencies are making international transactions instant & cheap, cutting out middlemen and high fees. #blockchain #crossborderpayments #crypto

AI-Powered Financial Services 🤖💰 AI is revolutionizing everything from credit scoring to fraud detection. Expect smarter, faster, and more personalized financial solutions! #ai #machinelearning #fintech