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Team Microbilt/PRBC Suzuki: Ronnie Stewart & Alex Nagy

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a) (6) Entry Record - line following (5) record, with '6' leading first digit - entity who is either debited or credited (user/biz) -- assumes Plaid/Microbilt/MX acct validation - debits are risky, credits are glorious (i.e, controls/focus on debits)

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