Shan Han 🍊
@hanshanhk
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Pioneering DeFi x Education @animocabrands • Core Contributor @opencampus_xyz
Joined June 2012
15 years ago I was running pubs in Hong Kong while still in uni. Then a random conversation with a regular got me into a hedge fund. Today I'm at @animocabrands building the future of education. Here's the weird path that got me here:. One night, a regular from the UK came in one
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2015: building mastercard products. 2025: building mastercard products *for crypto*
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That feeling when you know your infrastructure could help millions access education, but the market only cares about short-term token performance. Building for impact requires different timelines than building for speculation.
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Founders who explain their technology first always lose. I've watched hundreds of pitches and the pattern is clear. Winners make you forget blockchain exists. Examples:. Mid: "Our decentralized protocol eliminates intermediaries".Great: "Send money to anyone, anywhere, instantly".
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Trading millions at a hedge fund felt like playing with fake money. Running a startup with 15 employees felt like holding 15 families' futures in my hands. The pressure is different when real people depend on your decisions. Be kind to builders.
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The majority of RWA projects tokenize random assets for speculation. We tokenize student loans because it actually makes education cheaper and more accessible. Huge difference between innovation and financial engineering.
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Everyone wonders why normal people won't use crypto products. Here's the brutal truth: for 99% of people, crypto equals gambling or scams. If you want mainstream adoption, you need to hide the crypto and highlight the credibility.
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I’ve issued over 3000 loans back when I was in tradfi. But this one is the most impactful by far. The first ever onchain student loan, opening the way for a fair access to education no matter where you’re from. This is what 2 years of building real utility looks like.
$1M Distributed to Fund Student Loans. The first $1 million raised on-chain has now been distributed to borrowers—directly funding student loans across Southeast Asia. Real capital, real impact. This is what DeFi looks like when it works for people. Onward.
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RT @PixOnChain: The first on-chain student loan just happened. Tokenized. Earning 16%. People said it wouldn’t work. But it worked. Now….
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EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi EduFi.
$1M Distributed to Fund Student Loans. The first $1 million raised on-chain has now been distributed to borrowers—directly funding student loans across Southeast Asia. Real capital, real impact. This is what DeFi looks like when it works for people. Onward.
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One thing I wish I knew earlier in my career is the real power of networking. Coming from a high finance background, I viewed it as a bit 'dirty,' yet every career opportunity I've had came from the people I knew. While skills are essential, your connections are what truly propel.
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The saddest irony in crypto:. Bitcoin solved digital payments, then became too valuable to actually use for payments. We're all sitting on money we're afraid to spend.
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RT @0xFrisk: Student loans on chain. it sounds unbelievable, but it's a massive market to tap into and a HUGE advancement for RWA's in gen….
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Education finance isn't sexy. No one's making TikToks about student loan protocols. Good. The most valuable infrastructure gets built while everyone else is distracted by shiny objects. Let them chase trends, we'll build the future.
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Every chain thinks they're the chosen one that will rule Web3. Meanwhile, real problems like education financing need multiple ecosystems working together. The ego wars are holding back actual progress.
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One thing we've been discussing in the office is exploring how different blockchain ecosystems can collaborate more effectively. In our case, EDU Chain is a specialized chain that serves as a platform for education financing. This chain is designed to onboard students, maintain.
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Good leaders are the face of the company. Great leaders are the force behind the company. The best work happens when you remove ego from the equation and focus on making everyone around you more capable.
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One thing I wish I knew before joining crypto:. Explaining to your parents why you left a stable career to work on internet money never gets easier.
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GMGM. An old web2 founder friend has really got into rum and started importing from the Caribbean into Asia as a side hobby. Did a bit of a tasting and was blown away by how complex the flavours were. I'm usually a whisky lover but this opens up a whole new door for me!
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