Fintech Decoded
@fintechdecoded
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Joined December 2025
Most people try to earn more Smart people help businesses lose less Fix bank fees Recover failed payments Clean subscriptions Boring problems Real money That’s where opportunity hides
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8/ Cash-Flow Forecasting (Simple Version) Most businesses don’t know “How long can I survive?” You build simple cash-flow models Excel + logic They pay because clarity is expensive
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7/ Expense Categorization for Taxes People hate accounting You organize expenses Prepare clean reports Not a CPA Just structure Charge monthly Low skill High demand
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6/ Chargeback Management E-commerce stores lose $$$ to chargebacks You handle disputes Prepare evidence Respond on time Win rate goes up You charge per case or % recovered
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5/ FX Rate Optimization for Freelancers Freelancers lose money on PayPal / Wise FX spreads You show them better routing Better withdrawal timing Charge consulting fee They didn’t even know they were losing money
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4/ Invoice Aging Arbitrage Small businesses hate chasing unpaid invoices You follow up professionally Recover late payments Take a % No legal work Just persistence + systems
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3/ Subscription Cleanup Service Businesses leak money on unused SaaS tools Slack add-ons CRM extras Email tools You audit subscriptions Cancel waste Charge monthly retainer They save money You get paid recurring
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2/ Bank Charge Recovery (Underrated) Banks overcharge businesses all the time FX fees Failed transactions Hidden service charges Companies don’t track it You do Take 20–30% of recovered money No inventory No ads #MakeMoney
#SideHustle
#OnlineBusiness
#Entrepreneur
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🧵 How people quietly make money using financial services most ignore 💸💸 1/ Most people try to earn money by selling something Smart people earn by fixing financial friction Let me show you how 👇 #MakeMoney
#SideHustle
#OnlineBusiness
#Entrepreneur
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The loudest opinions usually come right before the wrong move #Gold
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Smart money accumulates on panic Not on comfort Stay sharp 👌
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What’s one financial rule you learned the hard way but nobody warned you about? #gold
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