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finfutureX

@finfutureX

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Disruption & Technology 🫟 Posting insights & observations on stock market public data, often from an alternative viewpoint.

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Joined April 2014
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@finfutureX
finfutureX
15 days
Buy-now-pay-later company Sezzle is growing revenue at 67% YOY and much of the growth is from a customer subscription model. We ask whether $SEZL is a "lender" or a "platform"? Watch for these KPIs:
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@finfutureX
finfutureX
19 days
The CFPB have released their findings on "buy-now-pay-later" in a December 2025 report, below. Crucially, they found: ✅️ Late fees have declined ✅️ Charge-off rates have declined A win for consumers... and investors. $AFRM $PYPL $XYZ $SEZL $KLAR https://t.co/ZBN2R2p6Ow
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@finfutureX
finfutureX
25 days
$SEZL vs $SHOP Antitrust court date is 12/8/2025. If Sezzle gets past the dismissal hearing, it’s game on—massive upside potential, real antitrust traction, and a shot at major damages + restored access to Shopify's ecosystem. Could be a huge catalyst. Many 👀 on this.
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@finfutureX
finfutureX
1 month
Interesting article covering shifting consumer payment trends and #BNPL https://t.co/s4h0NVTnfX
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@finfutureX
finfutureX
2 months
$AFRM earnings delivering the goods with solid revenue growth of 34% YOY and net income of $81m. Can #bnpl $KLAR match these metrics?
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@finfutureX
finfutureX
4 months
$KLAR Priced at $36 with a 180 day lockup period for insiders and founders. Buy-now-pay-later seems to be exploding everywhere and the strongest retail quarters are ahead. Lots of eyes on this IPO.
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@finfutureX
finfutureX
4 months
$AFRM CEO very upbeat, reporting excellent quarterly results this afternoon. Short-term tailwinds are; 1. seasonal demand for Affirm services into the strongest retail season, coupled with; 2. reducing interest rates
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