Dhiraj Sachdev
@dsachdev
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No SIPs in small/mid caps is wrong. This category has 5000+ stocks. Focus bottom-up, not general valuations. Quality stocks trade <15x, some 40x and some not deserving. Sharp falls recover fast. Exiting in panic means missing rebounds. Stock selection matters. #Investing #SIP
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Reaching closer to climax of market panics driven by global factors of inflation / rate hikes. Market valuations more reasonable amidst weak sentiment. Domestic growth should withstand global concerns. Long term equity investors should use it as a temporary window of opportunity.
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We as distraught parents request you to investigate this monopolised and organised scam thoroughly with both the book vendor and School authorities in the interests of all parents and students at large. Yours Truly, Aggrieved Parents, New Horizon Public School Thane.
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6) There are Instances when Popular Book as a book vendor has changed syllabus subsequently after parents have paid. This has led to refund due to be paid to parents. However, Popular Book has failed to honor refunds legitimately due to many parents
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5) When such a concern is raised with the school management, they too shrug shoulders and conveniently ask parents to speak to the vendor. Vendor on the other hand refuses to co-operate. Why is the school authorities not answerable for this mess?
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chose from diferent publishers? Only class IX and Xth, NCERT standard books are available. Students are unfortunately at a receiving end when respective subject teacher teaches as per recommended publisher book only. Isn't the school management hand-in-glove with the publisher ?
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to serve his own interest? Popular Book has tied up with Saraswati Publishers and both make inflated profit margin on the same. Why can't a vendor like Popular Book have better standard publishers like Cambridge or Oxford, etc to invite competition and offer parents option to
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4) There is additional suspicion that Popular Book ties up with not so well known publisher/s and publishes books inhouse (PGC in case of this vendor) and marks up price of each book. Why does a book distributor or vendor be allowed to have such tie-ups or publish book inhouse
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Here, nuisance of Popular Book as a book vendor has made this practically difficult with unnecessary burden on parents financially.
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forced to buy books every year ! This strategy serves his business financially but what about the parents who can procure books from other parents of a senior child or their own elder sibling ? In good old days, old books could be easily offered to a junior student to use it.
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3) Popular Book of Companies as a vendor also has a tendency to tie-up with a publisher/s and change syllabus every year ! The experience shows either he changes sequence of index of chapters or changes part of syllabus and that too every year so that parents/students are forced
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by not buying some books that they already possess. Instead, they are unnecessarily forced to buy full set of books by paying in advance online.
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He insists to buy online by paying for entire set of books. Besides, even empty note books are charged separately at higher rate and forced to buy along with this book-set. All this puts financial burden on many parents who would have legitimately saved amount of money
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2) Popular Book Store, vendor has created a monopoly by asking parents to buy books online and that too only complete set of books. He does not co-operate with parents seeking to buy only a few or part of books, considering that some parents may already have part of this bookset
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1) Students have to buy book from a single book vendor - Popular Book Store (Popular Group of Companies). Why is such a direction issued by school authorities when they could easily appoint multiple book vendors ?
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books for academic years starting class I-X from a single vendor, Popular Book of Companies. We truly believe it's a scam where both vendor and school management may be involved in it with vested financial interests. This conclusion is drawn based on the following facts
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IPO frenzy - scarcity premium and novelty business model grossly overstated. Lock-in creates artificial supply constraint while overtime business character rules. Deja vu Just Dial, Parag Miilk and several that listed, became fabs, had 70-80% correction since respective peaks.
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Top 2 private insurers combined value close 1.9 lac cr, near 14x net-worth and 60x earnings ! Quality bubble & much ahead of time valuations.
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Landmark move on corporate tax reduction to upgrade earnings and investment cycle. India's competitiveness rises to attract FDI.
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