Dharmesh Mistry
@dharmeshmistry
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Following
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Entrepreneur, investor author. Passionate about Property, PropTech, Real Estate, FinTech, Digital Banking/Insurance and User Experience
UK
Joined April 2009
Digital transformation isn't just digitisation. @DharmeshMistry's powerful piece challenges banks to rethink their foundations in the age of AI. Are you building for tomorrow or stuck in yesterday? Read now 🔽 https://t.co/F286Z981q9
#Banking #AI #FinTech
fintechfutures.com
The question is no longer whether transformation is necessary, but whether it's still possible with the foundations you've built. Or failed to build.
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"The gap is not closeable with upgrades or migrations or acquisitions. The gap is architectural. Foundational. About whether you built for yesterday or tomorrow. So we pray...for courage to admit the truth." 🙏👇
A prayer for core banking vendors https://t.co/UWcPeoAfk4
@danfeaheny @Chris_Skinner @JimMarous @ronshevlin
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This week, @DharmeshMistry is just saying... when your most innovative customers are building alternatives to your platform rather than building on it, maybe it’s time to ask: whose interests does your architecture really serve? Read more: https://t.co/rNSF1hSquk
#Banking #AI
fintechfutures.com
When your customers are building their own alternatives to your platform, perhaps it's time to question whose interests your architecture really serves.
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A prayer for core banking vendors https://t.co/UWcPeoAfk4
@danfeaheny @Chris_Skinner @JimMarous @ronshevlin
linkedin.com
Whether the monolith is Cobol or Java, if your cloud native but not multi-cloud. also now if your adding Ai not Ai native, this week I have written a prayer for you ! Enjoy Leda Glyptis PhD Efi...
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Ready to rethink digital banking? @davejvwallace & @DharmeshMistry chat with Ben Goldin, CEO of Plumery, on breaking free from legacy systems. Discover composable architecture, AI’s role, & bold innovation shaping the future. 🎙️ Listen now: https://t.co/YXz7BvAvLH
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Could an energy company like Octopus disrupt banking? With 15 billion daily data points, real-time insights into customer behavior, and £13B in revenue, Kraken could redefine financial services/ @DharmeshMistry explores the possibilities: https://t.co/doHaXoNQkG
#FinTech
fintechfutures.com
Dharmesh Mistry explores whether Octopus Energy could eventually step into banking powered by its flagship Kraken platform.
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Octopus Energy’s Kraken platform is a masterclass in disruption. It’s transforming industries at scale. Can banks & neobanks learn from its platform-first approach? 👉 Read @dharmeshmistry’s insights: https://t.co/TDb6LyANit
#Fintech #BankingInnovation
fintechfutures.com
While a lot of focus is on fintechs and neobanks, Octopus Energy has built a global utility platform that's transforming an entire industry.
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How is Moody’s Analytics using generative AI to transform a data-driven giant? On the Demystify Podcast, Cristina Pieretti reveals how they launched their first GenAI product, reshaping workflows, decision-making, and innovation. 🎧 Listen now: https://t.co/LNFOkPJTdc
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AI isn’t just an add-on; it’s the foundation for the future of banking. At #BackbaseEngage 2025, @DharmeshMistry saw firsthand how Backbase is rethinking, reinventing, and replacing legacy banking with an AI-powered platform. Read more: https://t.co/jWZsTCinFo
#AI #Fintech
fintechfutures.com
AI is not an ingredient you add, it is the start point at which you decide a new way of developing and delivering business solutions.
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The 𝐀𝐈 𝐢𝐧 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 this Monday Oct 20 | 6pm CET | 12pm EST is a short notice. Join the FS i-Hub for a live discussion and Q&A 👉 https://t.co/ZaGWHQdJWW
@dharmeshmistry & Natasha Sarin from Lloyds Banking Group explore how AI transforms banking while balancing
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🎧 Missed last week’s Dave and Dharm Demystify episode? Catch up as Helena Wardle shares how AIDA is bridging the advice gap and why AI is redefining the future of financial services. 👉 Don’t miss out: https://t.co/Kpr2Yo48E0
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Reinventing banking is like moving from horse-drawn carts to cars. @DharmeshMistry explores how real-time payments, intelligence-driven banking, and quantum AI are the exoskeletons for the future of finance. 🧠💡 Read more: https://t.co/SmcAIaeoKi
#AI #FinTech
fintechfutures.com
banks need to spend some time rethinking and reinventing banking. Because if they don’t do it, when someone does, it will be too late.
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🔴 Banking's blind spot exposed: Enterprise architects manage IT investments worth hundreds of millions but are still seen as "back-office support" not strategic partners. 🏦⚡Enterprise Architecture: The Strategic Imperative for Retail Banking Transformation
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How do you measure success in emotional banking? @dharmeshmistry explores new KPIs like Empathy Response Time & Stress Reduction Rate, plus the ethical frameworks needed to build trust. Read now 👇 https://t.co/lVwrnGn7Zr
#EmotionalBanking #FinTech #BankingInnovation
fintechfutures.com
The future of banking isn't just about better technology – it's about better humanity, enabled by technology.
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💎The IKEA Approach → Innovating with AI. — Lessons 📌 Don't miss this week's Fintech Conversations & Insights. This conversation is essential viewing for anyone working at the intersection of technology and finance. | With @dharmeshmistry 🎬 Watch the full discussion on:
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