DCM
@dcm_systems
Followers
178
Following
32
Media
63
Statuses
100
The Banking Infrastructure for Tokenized Deposits and Stablecoin Payments.
London, The UK
Joined June 2023
The stablecoin train has left the station —$26.1T volume, growing 57% YoY. Banks don't want to be left behind. At DCM, we're not trying to replace banks' core banking systems. We're here to make them blockchain-compatible. No core replacement. 3-5 weeks to go live. ✅ SPEED AT
0
1
4
Stablecoins report $35 trillion in 2025 transactions. @McKinsey 's new analysis shows that: - 1% of the total represents actual payments. - the rest: trading loops, exchange shuffling, smart contract mechanics. Can we expect 10% this year? We asked whether banks are trying to
linkedin.com
Blockchain data indicate huge transaction volumes for stablecoins, but most of that isn’t real-world payments. Here’s what the data really show.
0
0
3
Completely agree. DCM's digital twin system (side-core banking platform) for existing accounts, along with liquidity on the bank's balance sheet, feeds those numbers into the blockchain. People can be sceptical about that, but it's a reality. @The_DTCC
DTC Tokenization Service aims to bridge digital representations of traditional assets with digitally native tokens that exist entirely on-chain. Interoperability is the foundation of tokenization. We're building it. Explore our tokenization initiatives: https://t.co/O22hnLeTWo
0
0
3
Payments are becoming real-time. Liquidity moves across borders instantly. Blockchain-based settlement infrastructures are no longer experimental, they are operational. At the same time, core banking systems, balance-sheet controls, and regulatory frameworks remain tightly
1
0
3
Tokenized deposits are often treated as a single idea, but behind that label sit three very different architectures, each with its own incentives, constraints, and long-term impact on how money moves across institutions. Pick the wrong model, and you end up with fragmentation,
0
0
0
What actually happens when stablecoins and fractional-reserve deposits meet real-world stress? A new deep dive into a question that keeps resurfacing in every conversation we have with banks and regulators, but rarely gets examined through real events. In the article we unpack:
0
0
1
Banks don’t actually need “blockchain”. They need a better database. And a blockchain, used in the right way, is exactly that. Before discussing use cases or products, it’s worth looking at the core problem it solves. Most of the friction in banking today doesn’t come from the
0
0
1
Product differences between #Stablecoins and #TokenizedDeposits. They often appear interchangeable, yet they serve fundamentally different roles in financial infrastructure. In this 60s podcast, we outline why the distinction matters for banks exploring blockchain rails.
0
0
1
A Product Comparison: Tokenized Deposits vs Stablecoins Stablecoins and tokenized deposits are often discussed together because they can use the same blockchain rails. But they are different products with different roles, economics, and regulatory treatment. ➤ Stablecoin is
0
1
2
There won’t be a thousand public stablecoins. Banks and companies may create internal tokens, but only a few stablecoins can realistically scale in the open market. Here’s why we think so: 1 ) The economics don’t scale Running a public stablecoin requires reserves, compliance,
0
0
1
#Banks often look at #stablecoins through the lens of “a new product to offer.” It is not just a finished product to offer to end users. It is a core technology with inherent properties: - instant settlement - global by default - programmable - available 24/7 - finality - lower
0
0
2
Why do most bank-built #blockchain pilots rarely reach production? Because integration takes years. Why It Takes So Long: 1. No standard solution exists for translating #ISO20022 ↔ blockchain 2. Each blockchain operates under different protocols and message rules 3. Banks must
0
0
2
Global #banking experience + precision engineering. That’s how we make #blockchain integration in banking safe, compliant and ready for production.
0
0
3
According to @a16zcrypto State of Crypto 2025, stablecoins processed $46 trillion in on-chain volume over the past 12 months — putting them on par with the world’s largest payment networks. For comparison: Visa $16 T | ACH $87 T. #Blockchain has already proven itself as a
0
0
4
With this intro, we begin a series of 60s podcasts. Meet #Robat, DCM’s AI employee. Today's topic is #Stebalecoins vs. #Tokenized Deposits. @StellarOrg
0
0
3
The shift toward tokenized deposits is no longer optional — it’s the next phase of banking. But what does it look like once integrated? Below is a view of how the @dcm_systems Twin-Core functions inside a bank’s infrastructure — turning existing core systems into
0
0
2
Transparency is a choice. It's a choice that Ukrainians make every single day. To live openly. To take responsibility. To do what's right, even when no one is watching. It's the business owner who pays taxes honestly. The volunteer who shares every donation report. The civil
0
2
7
At @dcm_systems, we help banks operate natively on distributed-ledger rails, without replacing their core systems. Our Twin-Core architecture connects directly to existing banking platforms, adding blockchain-native functionality such as tokenized deposits, real-time clearing,
0
1
3
The past months have shown a clear shift in the financial industry. Global banks, payment networks, and regulators are no longer discussing if digital rails will arrive - but how fast they can connect to them. If your institution feels the need to move from observation to
0
0
1