Concept Financial
@conceptfp
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Award winning and British Standard Financial Planning Firm in Reigate. Focusing on our clients and our advice to deliver a professional quality proposition.
Reigate
Joined March 2009
When is the state pension age going to rise? - https://t.co/lV6hJWMu5n Plans by the French government to raise the retirement age by two years to 64 prompted widespread outrage, with protesters taking to the streets of Paris to make their objections heard. The situation...
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Should I be worried about a new banking crisis? - https://t.co/fgADROZWqo You can’t have failed to have noticed some rather worrying headlines recently, from the collapse of Silicon Valley Bank, which led to HSBC buying its UK arm for just £1, to the £2.5bn takeover of Credit...
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What do the Government’s pension changes mean for you? - https://t.co/Drg4AL0wC4 The Chancellor of the Exchequer recently delivered his Spring Budget – and among the raft of measures were big changes to pension allowances. As part of the Government’s effort to drive g...
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Can I get a state pension if there are gaps in my National Insurance record? - https://t.co/2caY7YXBGd Typically, a person who receives a state pension will have made 35 years’ worth of National Insurance contributions. But there will always be people who haven’t and will ...
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What would a cashless society mean for you? - https://t.co/5oTkfcgd7T Have you ever gone to the till to pay for an item, handed over cash from your pocket and had it refused? As cashless payment methods, such as digital payments by smartphone, become increasingly popular, man...
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How to avoid arguing about money - https://t.co/nzL6WDhFDW As soaring energy and food prices put pressure on your household budget, you don’t want money to become a source of tension at home. So how can you make sure you and your partner don’t spend all your time in con...
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Confidence Growing Among UK Businesses - https://t.co/Hw8HrhtBej The headlines have been full of grim economic news for a while. From talk of imminent recession and staff shortages to higher interest rates and industrial disputes, there’s been plenty of reasons for worry and ...
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Digital pound could be on the way - https://t.co/7IMOJD6wqE Almost everything seems to have gone digital in the last few years – and it looks as if the pound could be next. A consultation on creating a digital pound has just been launched by the Treasury and the Bank of...
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Number of charitable gifts in wills hit record high in 2022 - https://t.co/j3nToVoOS1 If you’re thinking of writing a will, do you know you’re not limited to leaving money to family and friends? You might automatically think of leaving assets to, for example, your spous...
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Do you feel in control of your finances? - https://t.co/QZBVQdcZhG Money worries can have a devastating impact on a person’s life, causing untold stress and heartache day after day. So it’s really important that you’re not left feeling as if your finances are like a runawa...
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Can you afford to retire early? - https://t.co/iSSGSCtcpl Early retirement – retiring any time before the state pension age of 66 – is the dream for many. The pandemic focused many people’s minds; making them think about what they want out of life – and for many in a po...
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Why Young Adults Need Professional Financial Advice - https://t.co/WNUgscigRF If you want answers to any questions, chances are you simply pick up your phone and look online. But there are many questions in life that are simply too big for the internet to answer, ones that re...
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Are you tempted to go back to work after retiring? - https://t.co/c0nAgx3SPs As the government looks to get the economy firing on all cylinders, Chancellor Jeremy Hunt has been looking at fixing what he described recently as the UK’s “productivity puzzle”. In a keynote spe...
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Take a long-term view of your investments - https://t.co/ECuSXSDoiZ Investments go up as well as down. It’s one of the most basic principles of investing that we’re told early on in the process. So why do so many of us panic when conditions in the market are less than idea...
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Why are house prices falling? - https://t.co/dOuYzStTdK Average house prices have been falling steadily for the last few months now. In fact, the latest figures from Halifax show that prices fell by 1.5% in December 2022, taking the average property value to £281,272. What...
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Could maths education unlock greater financial confidence? - https://t.co/4y5ZtC2sEG As the cost of living crisis bites, millions of Britons are seeking to make their money work harder for them. But many people lack confidence when it comes to numbers, which can, in turn, har...
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Exactly what is ‘Fiscal Drag?’ - https://t.co/bryAAs8z1s When the new Chancellor, Jeremy Hunt, delivered his Autumn Statement, it had been widely predicted ahead of the speech that Hunt would freeze tax thresholds and this proved to be the case – prompting a great many com...
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Is the UK Heading for a ‘Decade of Lost Growth? - https://t.co/jIOMkszSfV In 1972, Conservative Chancellor Anthony Barber presented his ‘dash for growth’ Budget. Fifty years later, history appeared to repeat itself, as Chancellor Kwasi Kwarteng presented his ‘fiscal event,’ s...
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What is open banking? - https://t.co/bs3ZUXXNmi It’s a term we’ve heard a lot recently, so let’s take a close look at what open banking actually is, and how many people know about it. Open banking means allowing third-party financial services providers, such as budgeting a...
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Have you set your financial new year’s resolutions? - https://t.co/gFYJCwTfOh As the new year gets underway how are you managing to follow your resolutions for the rest of the year? Perhaps you want to improve your diet, quit smoking, learn a new skill or hobby, or pick...
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