Still paying 10–20% to send money from Brazil to the U.S.? With Cacao, you move funds from CNPJ or CPF → USD in minutes, no IOF, just 1.8% total cost, and much cheaper when sending to your own holding or investments. Why pay R$3.000 in fees to move R$30,000 when it can cost

The window is open — and it’s 🇧🇷 Brazil’s moment. Clarity. Adoption. Instant rails. Money moves faster than ever between the US ↔️ Brazil. We’re running while others watch. Tag a Brazilian dev, creator, gamer, or freelancer who needs instant USD⇄BRL transfers. CNPJ & CPF

Just landed in São Paulo, Brazil. At @joincacao (YC S25), we help companies pay Brazilian talent instantly via Pix — no FX spreads, no IOF. If you’re a freelancer, content creator, remote worker, or gamer, 👉 tag the best communities in São Paulo to connect with 🇧🇷

Pix is instant. Stablecoins are borderless. Put them together → real-time global payments.

Brazilians move billions a year in cross-border transactions. Yet they juggle 3–4 apps, lose time, and overpay on fees. We unified this mess into one sleek app. Stablecoins in LATAM are here to stay!

Neobanks built on stablecoins in emerging markets (especially India and Latin America) are turning out to be the only startups founded in the past few years that didn't need to catch the AI tailwind to grow astonishingly fast.

you have to fucking give it to 1confirmation because 99% of VCs in crypto will back 6 competitors in a market to hedge their overall thesis 1conf picks a winner and lives or dies by it that’s real G shit

Let’s give financial control and freedom back to the people in LATAM!

Hiring Brazilians showed me the same story again and again: Freelancers lose 7%+ of every paycheck Wait days to get paid Get hit with hidden FX spreads and IOF taxes So we built Cacao to fix it: International Pix in seconds, 24/7 Transparent 0.9% fee (IOF-exempt) Stablecoins

Want to have a closer look at @ycombinator Summer Batch 2025? Check my latest article for @Forbes. You won’t be disappointed. https://t.co/aTn6GvaSRp @stake_jevens @joefioti @alessiapacca @carlosjc__ @michwirantono @Neha_Suresh_M @pederzh @SepandD @adithreddi @grx_xce

Super excited to be included in one of the most prominent startups in the current YC batch 🙌

🚀 @joincacao launched! Brazilians can now receive USD & crypto instantly "Receive in USD. Withdraw via Pix" 🌐 https://t.co/a53Wc7zr9Z Congrats @alecmhoward, @carlosjc__ & @mmason930!!

Congrats Team @joincacao

Cacao (@joincacao) cuts cross-border fees for Brazilians. Earn in USD or crypto and convert to reais via Pix, instantly, with live market FX rates and a simple upfront fee. https://t.co/rPyTEsYcQn Congrats on the launch, @alecmhoward, @carlosjc__, and @mmason930!

Cacao (@joincacao) shows what's possible when fintechs embrace stablecoins: instant cross-border payments to Brazil at a fraction of the cost, with minimal regulatory overhead. We’re proud to support Cacao with wallets. Congrats to the team on the launch!

Cacao is live! Get paid in USD or stablecoins, spend with a Visa card, and cash out to Pix instantly - made for Brazilians earning from abroad. Go download our app and experience the first truly instant & best cross-border app in the market between the US and Brazil. Download

Caught @paulg live today - my favorite line - “the best startups are verbs.” Uber moves. Airbnb hosts. Slack communicates. @joincacao pays. Not what it is. What it does. Build verbs, not nouns

we made mcp-use the open-source dev tools and infra for mcp to help dev teams quickly build and deploy custom ai agents with mcp servers. our SDK just crossed 100,000 downloads and 4,300 github stars. roast my demo video. seriously, what do we need to improve?

5 things I learned building in YC this week: Launch fast. Cut the fluff. Simplicity wins. Be kind. Solve real problems. The network returns the energy. Not all feedback is true. Filter ruthlessly. Execute > talk. Always. Delegate. Clarity = speed.