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Spencer Baggins Profile
Spencer Baggins

@bigaiguy

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Following
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Statuses
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Love AI and Tech and Dawgpreneurship. Light focus on the DEEP STATE - Lets go to therapy together if possible.

Around
Joined September 2021
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@bigaiguy
Spencer Baggins
1 month
🚹 Hot take: Prompt engineering is 90% hype. Most guides are useless. Here’s the dead-simple system I use to get expert-level outputs in minutes:
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@bigaiguy
Spencer Baggins
18 hours
The monthly paycheck is one of the most broken systems in modern life. You work 5 days. You earn $500. Then you wait 3 weeks to access your own money. Deel - a $17.3B company - just killed that system forever. Here’s why “payday” is about to disappear đŸ§”
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@bigaiguy
Spencer Baggins
23 hours
Holy shit... Tencent researchers just killed fine-tuning AND reinforcement learning in one shot 😳 They call it Training-Free GRPO (Group Relative Policy Optimization). Instead of updating weights, the model literally learns from 'its own experiences' like an evolving memory
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@bigaiguy
Spencer Baggins
18 hours
The next big fintech revolution isn’t crypto. It’s access. Deel’s Anytime Pay is killing the concept of payday forever and freeing workers from the paycheck-to-paycheck cycle once and for all. Learn more at
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deel.com
Anytime Pay gives EOR employees fee-free access to a portion of their earned salary, on their terms. Fully integrated into Deel, it’s the first global on-demand pay solution built to support employee...
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@bigaiguy
Spencer Baggins
18 hours
Fintech startups talk about “financial inclusion.” Deel just did it. They didn’t reinvent money. They reinvented when you get it. And that’s even bigger.
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@bigaiguy
Spencer Baggins
18 hours
Here’s the wild part: 78% of workers say they’d struggle if their paycheck was delayed even one week. This one feature could help millions avoid debt instantly. Imagine how many late fees, payday loans, and stress spirals vanish overnight.
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@bigaiguy
Spencer Baggins
18 hours
It sounds simple, but this took 4 years of secret development and $300M in funding to pull off. Deel already processes $22B+ in payroll annually across 160 countries. They’re using that same infrastructure to flip payroll upside down.
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@bigaiguy
Spencer Baggins
18 hours
If you’ve worked 4 days and earned $420
 you can transfer it to your bank today. Tap → Transfer → Done. No middlemen. No loans. No “payday.”
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@bigaiguy
Spencer Baggins
18 hours
Deel - the global HR and payroll giant used by Nike, Shopify, and Reddit - just launched a fix. It’s called Anytime Pay. It lets employees instantly withdraw the money they’ve already earned. No interest. No waiting. No stress.
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@bigaiguy
Spencer Baggins
18 hours
That delay costs real money. - $14B+ in credit card late fees - $1T+ in payday loans - $75+ average in overdraft fees per worker All because payday timing doesn’t match when bills are due.
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@bigaiguy
Spencer Baggins
18 hours
Monthly paychecks were invented in the 1800s when accountants literally wrote checks by hand. It made sense then. It doesn’t now. We have instant payments, real-time banking, and 24/7 everything
 but workers still wait weeks to get paid for work already done.
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@bigaiguy
Spencer Baggins
18 hours
The monthly paycheck is one of the most broken systems in modern life. You work 5 days. You earn $500. Then you wait 3 weeks to access your own money. Deel - a $17.3B company - just killed that system forever. Here’s why “payday” is about to disappear đŸ§”
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@bigaiguy
Spencer Baggins
23 hours
I hope you've found this thread helpful. Follow me @bigaiguy for more. Like/Repost the quote below if you can:
@bigaiguy
Spencer Baggins
23 hours
Holy shit... Tencent researchers just killed fine-tuning AND reinforcement learning in one shot 😳 They call it Training-Free GRPO (Group Relative Policy Optimization). Instead of updating weights, the model literally learns from 'its own experiences' like an evolving memory
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@bigaiguy
Spencer Baggins
23 hours
Cross-domain? It transfers. Train on math problems → better at web search. Train on web search → still strong at reasoning. Frozen LLMs are learning generalized behaviors just from contextual “experience updates.” This isn’t fine-tuning. It’s inference-time evolution. Read
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@bigaiguy
Spencer Baggins
23 hours
This part blew my mind... It even improves tool use efficiency. After learning, the model made fewer calls to the code interpreter but got more right answers. It’s literally learning when not to think out loud.
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@bigaiguy
Spencer Baggins
23 hours
The results are ridiculous. On AIME24 & AIME25 math benchmarks: +4.0% to +5.4% accuracy Using only 100 examples Total cost: $18 Beating fine-tuned 32B models trained with $10,000+ Frozen model. Zero gradients. Still wins.
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@bigaiguy
Spencer Baggins
23 hours
In regular GRPO, gradients update parameters. In Training-Free GRPO, the context updates instead. Each round: 1. Generate multiple rollouts 2. Compare them 3. Extract natural-language “lessons” 4. Add those to an experience library That experience library = the new brain.
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@bigaiguy
Spencer Baggins
23 hours
Today, everyone’s obsessed with fine-tuning and RLHF. But Tencent just showed you can replicate RL effects without touching model weights. Their secret? Semantic advantage. Instead of numeric rewards, the LLM explains why one output is better, and learns from that.
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@bigaiguy
Spencer Baggins
23 hours
Holy shit... Tencent researchers just killed fine-tuning AND reinforcement learning in one shot 😳 They call it Training-Free GRPO (Group Relative Policy Optimization). Instead of updating weights, the model literally learns from 'its own experiences' like an evolving memory
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@bigaiguy
Spencer Baggins
2 days
Productivity is officially broken. This AI doesn’t “help” you plan, it build the entire project for you. From one idea → to a full launch plan in seconds. Give me 30 seconds, I’ll show you how: 👇
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@bigaiguy
Spencer Baggins
2 days
I hope you've found this thread helpful. Follow me @bigaiguy for more. Like/Repost the quote below if you can:
@bigaiguy
Spencer Baggins
2 days
Productivity is officially broken. This AI doesn’t “help” you plan, it build the entire project for you. From one idea → to a full launch plan in seconds. Give me 30 seconds, I’ll show you how: 👇
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