Step 7: Use Allay for step-by-step guidance. You can also use Allay, an app that helps you handle tasks just like this one and figure out what else you need to do after someone you love dies. Tap the link in the bio to learn more. (8/8)

Step 6: Funds released and account closed. Once approved, the funds will either be transferred into the estate account or issued as a banker’s cheque. After that, your loved one’s account will be officially closed. (7/8)

Step 5: Wait for processing. Bank Rakyat will take some time to process your application, the duration varies depending on your case. Be patient but follow up if it’s taking longer than expected. (6/8)

Step 4: Return to Bank Rakyat. Bring everything to any Bank Rakyat branch and let them know you’re closing the account. You’ll be asked to fill in and sign a few forms, then submit everything over the counter. (5/8)

Step 3: Gather the required documents. ✅ Death certificate (JPN.LM03) ✅ Grant of probate or LA* ✅ Your IC ✅ Proof of relationship** *Letter of administration **Like a marriage or birth certificate. (4/8)

Step 2: Open an estate account. Once you have the grant of probate, open an estate account at any bank. This is where: 💵 Funds will be transferred 💸 Debts will be settled 💰 Remaining money will be distributed* *To the beneficiaries. (3/8)

Step 1: Check the account balance. Go to any Bank Rakyat branch with: ✅ Death certificate (JPN.LM03) ✅ Your IC ✅ Proof of relationship* *Like a marriage or birth certificate. If the balance is above RM2,000, you’ll need to wait for probate. (2/8)

🏦 How to close a Bank Rakyat account after a loved one passes? (Part 2) If the balance is above RM2k, you’ll need the grant of probate or LA before proceeding. This guide shows you what to prepare and how to get it done. For accounts under RM2k, see our previous post. (1/8)

Step 6: Use Allay for step-by-step guidance. You can also use Allay, an app that helps you handle tasks just like this one and figure out what else you need to do after someone you love dies. Tap the link in the bio to learn more. (7/7)

Step 5: Funds released and account closed. Once approved, the funds will be transferred directly into your account. After that, your loved one’s account will be officially closed. (6/7)

Step 4: Wait for processing. Bank Rakyat will take some time to process your application, the duration varies depending on your case. Be patient but follow up if it’s taking longer than expected. (5/7)

Step 3: Submit your application. You’ll be given some forms to fill in and sign before handing everything over the counter. (4/7)

Step 2: Check the account balance. Go to any Bank Rakyat branch with the documents. The staff will confirm the balance, if it’s: Below RM2,000 → Proceed without probate Above RM2,000 → You’ll need probate first (3/7)

Step 1: Gather the required documents. ✅ Death certificate (JPN.LM03) ✅ Your IC ✅ Proof of relationship* *Like a marriage or birth certificate. (2/7)

🏦 How to close a Bank Rakyat account after a loved one passes? (Part 1) If the balance is below RM2k, you don’t have to wait for probate and can close it directly. Here’s a step-by-step guide on what to prepare and expect. For accounts above RM2k, stay tuned for part 2. (1/7)

Step 7: Use Allay for step-by-step guidance. You can also use Allay, an app that helps you handle tasks just like this one and figure out what else you need to do after someone you love dies. Tap the link in the bio to learn more. (8/8)

Step 6: Funds released and account closed. Once approved, the funds will be released via a banker’s cheque (RM65 fee applies). After that, your loved one’s account will be officially closed. (7/8)

Step 5: Wait for processing. UOB usually takes up to 14 working days to process your application. Be patient but follow up if it’s taking longer than expected. (6/8)

Step 4: Return to UOB. Bring everything to any UOB branch and let them know you’re closing the account. You’ll be asked to fill in and sign a few forms, then submit everything over the counter. (5/8)

Step 3: Gather the required documents. ✅ Death certificate (JPN.LM03) ✅ Grant of probate or LA* ✅ Your IC ✅ Proof of relationship** *Letter of administration **Like a marriage or birth certificate. (4/8)