Don’t forget to review the material you learn while studying. Review of material is one of the most crucial factors in retention – there’s no sense studying things if you’re not going to remember them!

“There is real magic in enthusiasm. It spells the difference between mediocrity and accomplishment.” -Normal Vincent Peale, American Minister

Strive to UNDERSTAND, not memorize! Be able to explain the steps of the practice problems you do – not just how they work, but WHY they work!

“Nothing in the world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education alone will not; the world is full of educated derelict.” -Calvin Coolidge

Disconnect when you are studying! Log off social media and turn off your cell phone. Remember that the less distractions in front of you while you are studying, the better!

“The men who succeed are the efficient few. They are the few who have the ambition and willpower to develop themselves.” -Herbert N. Casson, Canadian Journalist and Author

The environment you study in matters! Don’t study in a messy or noisy area. Clear environment, clear mind.

“Genius is one percent inspiration and ninety-nine percent perspiration.” -Thomas Alva Edison, American Inventor

Stick to a schedule. Be consistent each day in your studying, and try not to miss any planned days! This will help you create positive study habits, and meet your study goals.

“The secret to getting ahead is getting started.” -Mark Twain, American Writer

Set your own stage for studying. Eliminate distractions by surrounding yourself with only necessary study items. Use this setup each time you study, so that you always study in the optimal environment.

“The greatest mathematicians, as Archimedes, Newton, and Gauss, always united theory and applications in equal measure.” -Felix Klein, German Mathematician

Stay organized, and set goals. This helps you stay in control of the study process, and meet your own deadlines. Remember that every goal you meet is a step closer to your ultimate goal – passing the exam with flying colors!

“Good, better, best. Never let it rest. Til your good is better, and Your better is best.”             -St. Jerome

Eliminate distractions while studying! Whether it’s the TV in the background, or your cellphone buzzing, distractions will prevent you from studying as effectively as you can. Remember that studying deserves, and requires, your full attention.

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“Knowing is not enough; we must apply. Willing is not enough; we must do.” -Johann Wolfgang von Geothe, Writer

Do a problem, and then do it again. Try explaining the steps of the problem to yourself, and why they work. Make sure that you have a firm understanding of all the parts of the problem.

Study smarter and more efficiently with GOAL! GOAL offers a vast library of practice problems, with detailed solutions, for nearly every associate level SOA or CAS exam. Join the many students using GOAL to prepare for and pass their exams today! https://t.co/aIk0Vuwf1P

“Footprints on the sands of time are not made by sitting down.” -Author Unknown