The world trades faster than money moves. Ashwin Bhatnagar, co-founder of Xflow, is building the pipes that move money in and out of India with the same simplicity Stripe brought to card payments. 🎙️Featuring: Ashwin Bhatnagar (@abhatnagar) | Co-founder, Xflow (@xflowpay)

Whee! @xflowpay now has the In-Principle Authorization for both exports and imports with the PA-CB license from the @RBI!

Yesterday, I spent an hour re-familiarizing myself with @v0 and its integrations with @supabase and @stripe. I first created a partial clone of https://t.co/7l4xbZVK3f, you can find this here: https://t.co/duyuQoFVOK - I started by using @v0. By prompting @v0, I got to an

I love you internet!

The cross-border payments space is similar. There are a bunch of hidden fees for businesses and consumers which are the norm in this space. At @xflowpay, we've taken an orthogonal stance which is rooted in transparency (and the transparency hill is something that I will literally

A written memo should be mandated for any meeting at which a decision is going to be made or an important discussion is going to take place to frame the decision or discussion. Send the memo as a pre-read and also take the time during the meeting to read this memo.

Focus on the user but also be aware of what your competition is doing. Attend conferences, talk to people in the industry and of course your users. If you’re large enough and can afford it, use a corporate development team to monitor and understand the competitive landscape.

The other axis of decision-making pertains to reversibility. This is the Type 1 vs. Type 2 distinction. Type 1 decisions are irreversible while Type 2 are not. When making decisions, think & contemplate Type 1 decisions (including decisions where potential outcomes can cause

In order for the above principles to be helpful, they need to be long-lasting. This means that they must not change often with time and that they can be applied to all circumstances. For example, @amazon has a set of Leadership Principles ( https://t.co/lpugkGngVB) that are mostly

Leadership principles, core principles or culture primitives are very helpful in developing organizational judgment. For example, the retail business at @amazon's flywheel is based on their belief that their customers care about three things: (i) selection, (ii) price, and (iii)

Use metrics to inform your decision-making. However, as you grow, it's important to avoid the “institutional ‘no.’" This is the bias to say "no" to reject things that can't be proven by data.

Even for judgment decisions, you should still get whatever data helps you frame the decision. For the above judgment decision, we can augment our decision-making process with data on new user segments we can unlock and skillset match with the kind of company we want to build.

There are two types of decisions, data-driven and then those that need to be made by people with really good judgment. For example, “Should @xflowpay power payments processing for Indian importers?” is a data decision / question. For this type of decision, we should push

There are two types of decisions, data-driven and then those that need to be made by people with really good judgment. For example, “Should @xflowpay power payments processing for Indian importers?” is a data decision / question. For this type of decision, we should push

I have been fortunate enough to spend the last twenty years working at some incredible organizations with fantastic mentors. Here’s what I have learnt about decision-making during my twenty years through my experience and interactions in the industry.

The move to the ISO20022 standard is happening! Standardizing on messaging formats will lead to: (i) Payment rails being operational on weekends (ii) Structured data being inserted directly into the message. This is net positive as ecosystem participants can build value added

Oh the classiness. Well done.

The data on US acquiring volume, compiled by @tsgpayments (The Strawhecker Group) is fascinating! - @jpmorgan leads the pack in terms of overall processing volume, $2.4T in 2023 - But @Square and @stripe are the only acquirers with over 3 million domestic users! - In contrast,

This article by @noahmp is very well written. It’s succinctly describes the tradeoffs between safe and risky assets and then shows you how to think through investing in them. The clarity in thought is amazing.

I can't believe that this app is free.