Aaron Keyes
@aaronkeyes
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Mortgage Banker (The Premiere Team) at Valor Home Loans, EQ & Executive Coach at Novus Global, Speaker, Songwriter.
Colorado Springs
Joined June 2009
Comparison drains. Gratitude Fills. A quick reflection on thankfulness.
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Mental health is commitment to reality at all cost. ~M. Scott Peck
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Hey @Ferndiggity, I think “Sing to Jesus” is possibly the most beautiful worship song of the last many years. Any chance you’d be up for writing a verse and chorus for an Advent version?
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It's that time of year where I wonder again how Ludacris is doing in regards to his unfortunate allergy to doc-prescribed antihistamines.
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14 amazing years with Simon came to an end last night in our living room. Simon helped raise our boys. Nyle came back from college just to be with him as he passed. Our family wept and held each other and treasured every moment of our grieving together. What a gift.
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Do you ever put earbuds in and not even play anything through them? Just turn the world down a little?
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What makes someone great at managing conflict, in your opinion?
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I’m curious: what’s keeping you from crushing it to your usual standards?
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In recent years, I’ve watched some of my closest friends navigate divorce. It’s never simple — and the home loan questions can add even more stress. I’m grateful to have helped them and other clients like them find clarity & a way forward. https://t.co/ckdoPJgpK4
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4. That monthly “income” is added to your qualifying income. It's huge for retirees or self-employed borrowers with strong assets but lower income. Can help you qualify for a larger loan or better terms, and gives you more options without having to liquidate investments.
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How it works: 1. Add up eligible assets (checking, savings, retirement, investments). 2. Subtract any money you’ll use for your down payment and closing costs. 3. Divide the remaining balance by 120 months for conventional loans.
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Instead of just looking at your monthly income from work, we can use your assets (cash, investments, retirement funds) as if they were generating monthly income.
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Coaching is how the good become great and how the best become better.
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I would've gotten so many more powerful and lasting results in my life, and, eventually, in grad school too. If you've never worked with a coach--what's stopped you? I'd love to connect you with one for a zero-pressure conversation sometime.
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I marvel at the caliber of humans who are my colleagues at Novus Global. I love getting to learn from them, be stretched by them, & grow alongside them. What I wouldn't give to go back in time & work with a coach before spending as much and energy as I did on grad school.
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Just worked a deal where the buyer’s big-bank lender hit a wall. Not because the buyer wasn’t qualified— but because the lender had zero flexibility. One loan. One option. One “no.” At Valor? We’ve got options. If there’s a way to make it work, I’ll find it. #homeloans #mortgage
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