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VantageScore®

@VantageScore

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Empowering financial institutions to make smarter lending decisions.

San Francisco, CA
Joined August 2012
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@VantageScore
VantageScore®
5 hours
RT @pulte: Interestingly, Vantage Score, which is able to include rent payment history, can be very predictive.
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@VantageScore
VantageScore®
5 hours
RT @pulte: Allowing people to count their rent toward their mortgage just makes sense. It’s long overdue. Every American deserves the oppor….
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@VantageScore
VantageScore®
2 days
With the @FHFA’s decision to adopt VantageScore 4.0 for mortgages purchased by Fannie Mae and Freddie Mac, many more creditworthy Americans will have the opportunity to enter the mortgage market they had previously been locked out of due to outdated credit scoring models.
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@VantageScore
VantageScore®
3 days
Miss our webinar last week? Dive into the @FHFA's decision to adopt VantageScore 4.0 and learn what that means for you. Watch our free webinar to help you take action now and stay ahead of the curve. VantageScore’s Jeff Richardson and Anthony Hutchinson are joined by Shelley
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@VantageScore
VantageScore®
4 days
Next week, Dr. Rikard Bandebo, VantageScore EVP, Chief Strategy Officer, and Chief Economist, will provide insights into trends in consumer credit health. Join VantageScore at the @SFAssociation's 2025 Research Symposium and get a multi-sector view of consumer behavior,
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@VantageScore
VantageScore®
7 days
Time for Competition in Mortgage Credit-Scoring - VantageScore Uses Better Analytics and More Data to Be More Predictive – VantageScore CEO on @CNBC . “VantageScore's 4.0 model predicts 11% more delinquencies than our competitor in a head-to-head comparison,” said Silvio
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@VantageScore
VantageScore®
8 days
VantageScore 4.0 Beats FICO Classic for Mortgage Predictive Performance. A robust analysis of the predictive power of the VantageScore® 4.0 credit score in mortgage originations demonstrates substantially superior performance over the incumbent monopoly Classic FICO model.
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@VantageScore
VantageScore®
9 days
RT @business: FICO's days of 100%+ price increases are probably over - in the battle between monopoly profits and regulatory pressure, the….
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bloomberg.com
Regulators are draining the moat that has protected the arbiter of creditworthiness.
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@VantageScore
VantageScore®
9 days
VantageScore 4.0 is A Major Step to Help New Homebuyers: VantageScore in @Newsweek . “Under Director Pulte's leadership, the FHFA's long-expected decision to accept VantageScore 4.0 will revolutionize the American mortgage market and grant millions of creditworthy Americans the
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@VantageScore
VantageScore®
10 days
Homeownership Just Got Easier for Millions with Limited Credit History Thanks to VantageScore 4.0: VantageScore in @Forbes . VantageScore 4.0 acceptance is a big win for renters, young buyers, and people with thin or unconventional credit histories, according to Natalie Campisi
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@VantageScore
VantageScore®
11 days
VantageScore Bursts onto the Mortgage Scene – VantageScore on @Bankrate. “More of what is on [consumers’] credit reports — telecom payments, utility payments, rental payments — are part of the consideration process about whether they’re creditworthy for a mortgage,” says Tony.
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@VantageScore
VantageScore®
14 days
Millions More Creditworthy Americans Will Get a Fannie Freddie Mortgage Because of New Modern VantageScore: VantageScore CEO on @FoxBusiness . “VantageScore is a more modern credit score. It’s now time to bring that modernity and new technology to the mortgage system at a time
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@VantageScore
VantageScore®
14 days
‼️ The #FHFA green-lit #VantageScore 4.0. Here’s what it means for your business. FHFA Director Bill Pulte announced that #FannieMae and #FreddieMac will begin immediate acceptance of VantageScore 4.0 – a groundbreaking moment that will reshape the #mortgage industry and open.
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@VantageScore
VantageScore®
15 days
VantageScore 4.0 for Mortgages Could Help More People Buy Homes: @VantageScore on @YahooFinance . Lenders can now use VantageScore 4.0, which captures rent and utility payments in credit history, for conventional mortgages, as highlighted by Claire Boston at Yahoo Finance. The
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@VantageScore
VantageScore®
15 days
RT @NatMortgageNews: “Modern credit scores like Vantagescore that use both credit report data and alternative data, including rental paymen….
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nationalmortgagenews.com
The move their regulator Bill Pulte announced introduces competition for one metric but charges from three credit bureaus will remain in place.
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@VantageScore
VantageScore®
15 days
A New Era in Mortgage Credit Scoring VantageScore 4.0 Allowed for Use on All Fannie and Freddie Mortgages Immediately. Thank you, @pulte, Director of the FHFA, for spearheading the initiative to expand access to homeownership to millions of creditworthy Americans through.
@pulte
Pulte
17 days
Effective today, to increase competition to the Credit Score Ecosystem and consistent with President Trump’s landslide mandate to lower costs, Fannie and Freddie will ALLOW lenders to use Vantage 4.0 Score with no current requirement to build new infrastructure (stays Tri Merge).
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@VantageScore
VantageScore®
21 days
We wish everyone a safe and happy Independence Day! 🗽
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@VantageScore
VantageScore®
24 days
🏠 Mortgage loans experienced a surprise increase in delinquencies in May 2025, per the latest VantageScore CreditGauge™ findings. Typically, consumers prioritize mortgage obligations compared to other credit payments, yet home loans saw the largest year-over-year increase in
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@VantageScore
VantageScore®
28 days
RT @NatMortgageNews: “Mortgages may be an area to watch for increasing credit stress, particularly for traditionally less risky segments,”….
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nationalmortgagenews.com
While consumer distress in auto and personal loans also picked up, the pace of growth among mortgages was atypical, Vantagescore's monthly credit gauge said.
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