🔍 Myths vs Facts — Let’s clear the air about the Home Guarantee Scheme updates: Myth: “Places are limited — only a few will get them.” Fact: From 1 Oct 2025, there’ll be unlimited places. #HomeGuarantee #MythBusting #MortgageFacts #ToplendMortgage #PropertyTips #HomeLoanAdvice

Home Guarantee Scheme are coming 1 oct25. • Unlimited places — no more caps • Higher property price caps (VIC metro up to ~$950k • You may be able to buy with just 5% deposit (no LMI) #HomeGuarantee #FirstHomeBuyer #HomeLoanTips #NoLMI #PropertyUpdate #MelbourneProperty

Nvidia: Buys its customers Wall St: Claps 👏 Shareholders: Trapped 😬 OpenAI: If we sink, you sink 💥 #Monopoly #Nvidia #OpenAI #A

Nvidia investing in Intel & OpenAI creates an unhealthy cycle — supplier buying customer stakes. That’s monopoly pricing power in disguise. Shareholders forced into exposure they don’t want. If OpenAI sinks, Nvidia takes the hit. #Nvidia #OpenAI #Intel #Monopoly #AI #Investing

🏡🔥 Ready for the next auction? Don’t miss out! Get your Toplend pre-approval today and bid with confidence. Fast ✅ Easy ✅ Trusted ✅ 👉 Apply now & be auction-ready! #PropertyAuction #PreApproval #Toplend #HomeLoan

Melbourne : Rents are lagging but yield’s creeping up: gross dwelling yields ~ 3.7% for Melbourne. Buyers are getting more for their dollar (but still treading carefully). #MelbourneRentals #PropertyYields #InvestSmart #RealEstateAU

Melbourne suburbs: Frankston (+8.3%), Tullamarine-Broadmeadows (~6.0%), Dandenong (~5.0%) showing fastest year-on-year gains in Greater Melbourne. Hidden gems? 🔍 #MelbourneGrowth #Suburbs #Investment #RealEstateAU

💡 Why are Aussie house prices climbing again? ✅ Interest rate cuts ✅ Limited housing supply ✅ Strong demand in capitals Expect momentum into late 2025. #PropertyInvesting #RealEstate #AusHousing #InterestRates #PropertyMarket

🔥 House prices in Australia keep rising! Sept saw fastest growth in 15 months — +0.7% monthly. Sydney & Melbourne leading the charge, but regionals not far behind. #HousingMarket #AusProperty #WealthGap #Australia #HousePrices

📊 Sept 2025 Update: Units remain the “affordable” choice—median price: •Capitals: $711K •Regionals: $613K But affordability crisis deepens for first-home buyers. #HousingCrisis #Australia #FirstHomeBuyer #Property #RealEstate

🏡 Australia’s housing market hits new peaks in Sept 2025. •National median: $920K •Capital cities: $1.05M •Regionals: $709K Interest rate cuts fueling demand, supply still tight. 📈 #AusHousing #PropertyMarket #RealEstate #Australia #HousePrices

Highlight Regional Growth Regional VIC is booming! 🚀 Wodonga, Norlane & Corio offer affordable entry under $700K with strong growth potential. Perfect for investors looking for smart, long-term returns #RegionalReturn #VICProperty #SmartBuyVic #ToplendTips #InvestmentOpportunity

Thinking of investing smart in VIC? 🏡 Here are 5 suburbs under $700K worth watching: 1️⃣ Norlane ($500K) 2️⃣ Corio ($500K) 3️⃣ North Geelong (~$610K) 4️⃣ Frankston – rising demand 5️⃣ Wodonga –regional rental hotspot #VICProperty #Under700K #InvestmentGems #GeelongGrowth #ToplendTips

At Toplend, we know which lenders are willing to give second chances. 👉 Don’t let past credit issues stop your property dreams. It’s not about where you’ve been — it’s about where you’re going. 🏡 #HomeLoans #FinanceAustralia #Toplend

⚠️ What’s the catch? •Rates may be higher •Deposits may need to be bigger •Stricter conditions apply But for many, it’s the bridge back into the property market. #CreditRepair #PropertyMarket #Toplend

🏦 Specialised lenders exist that look beyond your past and assess: •Current income & stability •How you’ve managed credit recently •Your overall ability to repay They can offer real solutions when the majors say no. #HomeLoans #FinanceTips #Toplend

✅ What’s “credit impairment”? It can mean: •Late payments •Defaults •Past bankruptcy •Too many credit enquiries These don’t have to be the end of your property journey. #CreditHelp #Toplend

💡 Think a bad credit history means you can’t get a home loan? Not true. Some lenders in Australia specialise in helping customers with credit impairment. Here’s what you need to know 🧵 #HomeLoans #CreditRepair #FinanceAustralia #Toplend

#FinanceAustralia #Toplend

💥 Some Aussies pay 4.9%, others 5.3%+. Same RBA cut. Different outcome. Loyalty costs $$$. At Toplend, we compare so you don’t overpay. 🏡 #MortgageStress #InterestRates #FinanceTips #Toplend