Tim Cestnick
@TimCestnick
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Author : Personal Finance Expert : Tax Specialist : Husband : Father : Hockey Dad : Canadian
Toronto, Ontario
Joined May 2009
Get these three critical D’s right as part of your estate planning /via @globeandmail
theglobeandmail.com
When it comes to your estate planning, documenting then discussing your plans in a clear manner is critical
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Why many estate plans fail before the will is ever prepared /via @globeandmail
theglobeandmail.com
Without clearly defining your goals and plans, you’re asking for trouble
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Disguising and dodging: The two most misunderstood tax strategies /via @globeandmail
theglobeandmail.com
These dubious-sounding but above-board strategies can minimize or sometimes eliminate taxes
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The three tax Ds that matter most for Canadians in 2026 /via @globeandmail
theglobeandmail.com
Deducting expenses, deferring taxes and dividing income will all save you money this year
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Focus on the 10 Ds for tax and estate planning in the new year /via @globeandmail
theglobeandmail.com
Following these simple guidelines will help you start the new year right
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Here’s a procrastinator’s guide to the Top 10 last-minute tax tips /via @globeandmail
theglobeandmail.com
It’s not too late to make moves that could save or defer taxes
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Santa’s year-end review from the North Pole Finance Office /via @globeandmail
theglobeandmail.com
As a Canadian resident, Santa pays tax here. And so, Santa understands the value of good tax planning
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A holiday shopping list – for your finances /via @globeandmail
theglobeandmail.com
Here are some small stocking stuffers, larger gifts, things to avoid, and reminders so you don’t forget essentials
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Let your donor personality shape how you give to charity this year /via @globeandmail
theglobeandmail.com
Your reasons for giving should guide the who, what, where, when, and how of your philanthropy
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Rethink your philanthropy in advance of Giving Tuesday to make it more meaningful /via @globeandmail
theglobeandmail.com
Here’s a few ways to help your donation get the most bang for your buck
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Three levers to lower your tax bill in 2025 /via @globeandmail
theglobeandmail.com
Understanding tax brackets can save you thousands and put serious money back in your pocket in 2025
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My daughter was driving home a couple of nights ago and came across this sign. I’m glad she did. If you’ve been frustrated looking for new flooring at a good price like me, there’s hope. Just visit Hoper’s Rug Mart. I’ll see you there!
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Take action before year-end to save tax on your investments /via @globeandmail
theglobeandmail.com
The federal budget could affect your 2025 tax planning
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Get your finances in order before year-end to save tax in 2026 /via @globeandmail
theglobeandmail.com
Lending money to a spouse, splitting income and swapping assets can trim tax bills
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Consider these registered plan strategies to save taxes before year-end /via @globeandmail
theglobeandmail.com
Time is running out to get your registered-contribution ducks in a row
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Consider these year-end strategies for your RRSP /via @globeandmail
theglobeandmail.com
Here are the highlights of some of the tips for registered retirement savings plans
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Potential changes in the federal budget would politicize registered charity status /via @globeandmail
theglobeandmail.com
The government shouldn’t be able to use tax policy to silence or marginalize lawful perspectives that differ from its own
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Make gifts and loans clear in your will to avoid family conflict /via @globeandmail
theglobeandmail.com
Your will should address issues like different children receiving different amounts of money over time, or what happens to loans when you pass away
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A properly drafted Letter of Wishes can be helpful for your family and estate planning /via @globeandmail
theglobeandmail.com
The letter can give direction on funeral services, family traditions, investment philosophy and more
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