The Futurizts
@TheFuturizts
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Educational Content for Malaysians to Achieve Financial Literacy. Join our WhatsApp group to stay informed: https://t.co/Kk2ANoM2pc
Joined August 2021
3 Debit Cards From 3 Digital Banks. I tried all of them. Here’s an unsponsored review of which is the best. 🧵
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Most of the people on Threads say they've received RM65 discount. But don't be surprised if you get less (or more), because it ranges from 10-30% and only applies to basic items.
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If I service my car during weekends, will I get the discount? No. The promotion is only for Mondays to Wednesdays, until 1 October.
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i) The discount ranges from 10-30% and applies to BASIC ITEMS ONLY (ie. engine oil, oil filter, gasket). ii) You’ll also get a RM20 service voucher for your next service. iii) Promo period: 19 August – 1 October 2025 (Mondays to Wednesdays only) ⚠️ https://t.co/Nif4mLie61
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Service your Perodua car, get RM65 discount. 🤑 Many people on Threads say they’ve received it as part of the “Servis Ihsan Madani” promo. Here’s what you need to know. 🧵
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Maybank Savings Account: 0.05-0.20% pa • Ryt Bank: 4.00% pa 🤑 • AEON Bank: 3.00% pa 😮 • GXBank: 2.00-3.18% pa 👌 Why settle for 0.20% when digital banks are giving you up to 4.00%? Switching was the best decision I’ve made, and I’ve never looked back. Join me this
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Even the PC had enough of you guys. 😭
5 days into the RM100 SARA system: -> System down for the first two days -> Some supermarkets faced long queues -> People had to pay out of their own pocket -> Those that are unwilling / unable to pay left their groceries behind. There are trolleys and baskets everywhere,
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And if the system is not working, please put the stuff back to where you took it from. 🙏 Don’t let the staff suffer more than they already have to. They only get paid slightly above the minimum wage.
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It’s sad to see that some Malaysians are like this. 🥲 The cash aid can be used UNTIL 31 December, but many are acting like it’s going to expire tomorrow. If you’re not in a rush to spend it, then wait a few more weeks for things to cool down.
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5 days into the RM100 SARA system: -> System down for the first two days -> Some supermarkets faced long queues -> People had to pay out of their own pocket -> Those that are unwilling / unable to pay left their groceries behind. There are trolleys and baskets everywhere,
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EPF’s 2025 Dividend May Hit 6.00%. 😮 According to The Edge, EPF needs to do better during the 2nd half of the year to deliver this payout. But we probably won’t see 2024’s payout of 6.3%, as this is pretty difficult to achieve. Source: https://t.co/2dGJ0fZxkS
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Use the compound interest calculator to key in your own numbers: https://t.co/LamggrizEV
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Here's a table of how much you should contribute every month to hit RM1.3 million. Check for two things: • Are your savings higher than the average? • Do your mandatory contributions (from you and your employer) exceed the recommended range? If yes, then you’ll definitely
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By 30, your EPF savings should fall under one of these categories: • Basic: RM38,000 • Adequate: RM47,500 • Enhanced: RM85,400 The highest amount, Enhanced, ensures you’re on track to hit RM1.3 million by 60. Numbers sourced from EPF: https://t.co/ooxSljPHjT
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Dividends divided monthly: • RM126,000 -> RM10,500/mo • RM94,500 -> RM7,875/mo • RM63,000 -> RM5,250/mo • RM47,250 -> RM3,937.50/mo • RM31,500 -> RM2,625/mo • RM6,300 -> RM525/mo
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In EPF dividends, this is how much you’ll earn if you have: • RM2 million -> RM126,000 • RM1.5 million -> RM94,500 • RM1 million -> RM63,000 • RM750,000 -> RM47,250 • RM500,000 -> RM31,500 • RM100,000 -> RM6,300 ^ Based on EPF’s 2024 dividend of 6.30%.
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