India’s Defence System—defined by strength, precision & professionalism—stands tall under the leadership of the Government of India. A symbol of national pride, unity & resolve. Spice Money salutes their unwavering service. Jai Hind!

Jai Hind 🙏🇮🇳🙏.

What does the Monetary Policy announced yesterday bring for Bharat?. ✅ Easing credit access for the underserved: Lower repo rates will ultimately lead to cheaper loans. For small business owners, farmers, and gig workers in rural India, this will translate to lower barriers to.

Spice Money Academy has digitally trained over 5.28 lakh rural Adhikaris across India. From financial literacy to digital banking readiness, the Spice Money Academy is skilling Bharat’s grassroots to lead from the front. The idea behind Spice Money Academy has always been rooted.

March 2025 was a milestone moment: . ₹24.77 trillion transacted. 19.78 billion transactions. A 42% YoY surge in volume, 30% in value. Numbers that tell a bigger story—UPI isn’t just for small-ticket payments anymore. Businesses, financial institutions, and individuals are all.

With over 2.3 million AEPS touchpoints across Bharat. The breakthrough lies in digitizing small-value deposits, expanding credit access, and transforming BC networks. In a recent discussion with Yashraj Erande from BCG, we explored how digital public infrastructure can reshape

Values anchor us. Purpose propels us. Impact unites us. For Bharat to truly progress, financial empowerment must reach every corner of the nation. At Spice Money, we believe that access to banking and financial services should not be a privilege—it should be a fundamental right.

This International Women's Day, we turn the spotlight on women, financial inclusion, and entrepreneurship. Joining me on Spice Money Chaupal is Shinjini Kumar, a leader who has shaped financial services across regulation, banking, fintech, and consulting. With over three decades

Had an insightful conversation with Yashraj Erande on how we can reimagine the Business Correspondent (BC) network and #AEPS (Aadhaar Enabled Payment System) to deepen #digital financial inclusion in #India. India has already set global benchmarks with #UPI, bringing over 400.

The Union Budget 2025-26 brings a strong focus on rural empowerment, financial inclusion, and MSME growth, reinforcing India's commitment to an inclusive and digital-first economy. The decision to reposition India Post as a public logistics powerhouse is a significant step.

There was a time when Digital India was just a vision. Today, it's a reality that's transforming lives at the grassroots level. I recently came across Sanjivani Jadhav's story from Poynad, Alibaug. A traditional basket weaver who turned into a digital payment champion, her

As we look ahead to Budget 2025, the fintech sector stands at a crucial juncture. Rural India, with its vast potential, holds the key to driving financial inclusion and economic growth. Expanding digital infrastructure in rural areas, empowering grassroots operators who.

The recent meeting on BCs, chaired by the Secretary-DFS, has ushered in a wave of optimism for the #BC ecosystem. With over 20 lakh Transaction BCs playing a pivotal role in financial inclusion, the discussions signal a shift towards greater efficiency, innovation, and fairness.

It’s good to see that the pressing concerns impacting Business Correspondents (BCs) are being actively addressed. BCs play a crucial role in connecting rural and semi-urban communities with formal banking services, empowering millions with access to essential financial tools.

It was an absolute privilege to participate in the launch of the WSFx Student Pay Global Card in Mumbai and engage in a panel discussion alongside industry leaders Abhinav Dasgupta (Sr. Director, Visa), Madhusudan (Founder, M2P), and Ramesh Venkatraman (Chairman & Non-Executive.

I am delighted to be a part of The #FintechYatra 2025! This incredible journey is a powerful platform to foster collaboration, spark innovation, and create meaningful partnerships within the fintech ecosystem. At Spice Money, our mission has always been to empower rural Bharat

The RBI’s latest move is a game-changer for digital payments in India. By allowing fully KYC-compliant prepaid wallets to link with UPI through third-party apps, it’s breaking down barriers that once limited access and interoperability. This isn’t just about making payments

As we step into 2025, I am filled with immense pride reflecting on Spice Money’s transformative journey this year. Together, we have redefined financial accessibility in Bharat, creating a lasting impact on countless lives and empowering communities to embrace a brighter, more

With over 600 million active WhatsApp users and Aadhaar-enabled payments driving the hashtag#digitalrevolution, India is setting new benchmarks in financial inclusion. But as we embrace innovations like cash-outs, hashtag#CBDCs, and hashtag#UPI, the challenge lies in balancing