At #GFF2025, Sivaramakrishnan Iswaran - CEO, Zoho Payment Technologies, and Global Head, Finance & Operations BU, Zoho, articulated a powerful vision for the future of business payments. During his panel discussion on Creating a Connected Experience Across Payments, Lending,

#GFF2025 showcased India’s fintech momentum — moving beyond payments into a phase of intelligence, experience & inclusion. A space that’s maturing fast, yet continues to surprise. #Fintech #DigitalPayments #AI #Innovation #IndiaStack

💬 WhatsApp Pay queues for goodies. 🎮 CRED’s gamified crowd. 🖨️ Adobe’s personalised tote bags. Crowds everywhere, limited product demos — the freebies still win. 😄 #GFF2025 #Fintech #whatsapp

🧩M2P added gamified engagement to the mix — visitors played RFID-based games for rewards. A reminder that even in fintech, interaction drives recall. #Innovation #GFF2025

🏦 #rbi Innovation Hub presented https://t.co/6dn5vSYNZs for fraud detection and Unified Lending Interface (ULI) for API-driven lending. 💰 It also showcased the CBDC (Digital Rupee) — exploring offline and programmable payment use cases. #CBDC #RBI #IndiaStack

🔐 #visa showcased Passkeys — moving toward password-less authentication — and through #cybersource , displayed its urban mobility flow, aimed at simplifying ticketing and transit payments. #Visa #CyberSource #GFF2025

🌍 #payglocal + #makemytrip joined forces to simplify cross-border travel payments. A solid push toward enabling Indian consumers globally and deepening merchant acceptance. #CrossBorder #Innovation #GFF2025

🎵 #paytm blended creativity with tech — launching Playback, an AI-powered musical recap of monthly spends, and a smarter multilingual AI Soundbox for merchants. Personalisation in payments is getting real. #AI #Innovation #GFF2025

💍 #tappy showcased what it described as the world’s first fitness ring enabled for payments. While similar wearables exist globally, this could be India’s first such launch, bringing lifestyle and payments closer than ever. #Wearables #Fintech #tappy #GFF2025

💳#Mastercard + #phonepe announced their Tap & Pay partnership — enabling Android users to make contactless payments through device tokenization. A practical step toward smoother, everyday transactions. #GFF2025

#GFF2025 | Recap from Jio World Plaza 💡 A quick take on my observations and learnings from this year’s Global Fintech Fest — where conversations around AI, tokenization & open infrastructure signalled how India’s payments landscape continues to evolve. 🧵👇#DigitalPayments

Brazil’s Pix: 80% people (150 M users) & ~5B txns/month India’s UPI: 350M+ users (40% people) & 20B+ txns/month Both show: when digital payments are fast, free & interoperable, adoption explodes Public payment rails aren’t just disruptive — they’re transformative #UPI #Pix

RBI has overhauled authentication for digital payments. • 2FA for all domestic txns • 1 factor must be dynamic • Risk-based checks allowed • Issuer liability for non-compliant losses • Interoperable tokenisation More next: impacts for issuers, acquirer, merchant, consumer

Apparently @bathsense @asianpaints thinks 48 business hours is a fair SLA in 2025 🤷🏽‍♀️. Jet spray complaint logged Mon 9:30am—3 days later, still no update. BathSense clearly has no sense of customer service. Regret renovating the bathroom with them.

It’s not Cards vs UPI. It’s Cards + UPI. 💳 IDFC FIRST–IndiGo now lets you pick RuPay (UPI access) or Mastercard (global reach). 🌍 Cross-border volumes still strong (+15% for Mastercard in Q2). Future = issuers blending rails, not replacing them. #UPI #RuPay #Cards #Fintech

2. Improve road conditions. Every year during rains potholes happens causing traffic snarls. Mumbai is a beautiful city and to make it better and liveable these are two most important items which needs your attention.

1. Free Mumbai of debris and garbage. Patch between Goregaon and Jogeshwari on WEH is pathetically dirty. Looking at that every morning whilst going to work does not feel that we are staying in metro city of Mumbai. Improve that. It was hidden during GEC summit.

UPI rules are live for Aug 1: 🔹 Balance checks: 50/day/app 🔹 Linked account views: 25/day 🔹 Auto‑pay only in non‑peak hours 🔹 Txn status check limit: 3 with 90s gap 🔹 Post‑txn balance autoposted #UPI #DigitalPayments #FintechIndia #NPCI #UPIUpdate

Even after card tokenisation, @Uber_India still asks for CVV on every transaction. But per @RBI guidelines, tokenised cards don’t need CVV for repeat use. Why the friction, @UberSupport? Let’s not slow down India’s seamless payments journey. #Tokenisation #digital payments

Tweet 1/3: BIG news for Indian travelers! 🚀 @ThomasCookIndia teams up with @GooglePayIndia & @Visa_in for seamless, contactless cross-border payments on forex cards. This is a game-changer for international travel finances! #DigitalPayments #TravelTech #FutureOfPayments