
Stoy T Hall, CFP®
@Stoy_Hall
Followers
1K
Following
17K
Media
2K
Statuses
13K
Investopedia Top 100 Financial Advisor Leading Women, Minorities, and LGTBQ - Biz Owners on their Wealth Journey 👇🏽 Click here to grow your wealth!
Growing Your Wealth
Joined August 2012
If you need a 30-year mortgage to afford the house, you can’t afford the house.
0
0
0
You want your kicker to have this much aura!
0
0
0
LFG!!!!!
🌟 𝐖𝐀𝐋𝐊-𝐎𝐅𝐅 𝐖𝐈𝐍𝐍𝐄𝐑 🌟 FINAL | Drake 19, San Diego 16 Harry Balke, a San Diego native, nails from 55 yards to beat USD!! #DSMHometownTeam
0
0
0
Most budgets fail because they’re built like diets. Too strict. Too unrealistic. Too guilt-filled. Here’s how to build a budget that actually sticks: 1. Track last month’s spending — not the fantasy version. 2. Identify what’s non-negotiable vs. impulse. 3. Automate the boring
0
0
0
Budgeting isn’t about restriction. It’s about control — and freedom that comes from not guessing. You don’t need a spreadsheet. You need awareness.
0
0
0
Tell me you see what's happening...its happened EVERY announced "traiff" and any announcement of "tariff delays or removals".
The insider who opened trades 30 mins before Trumps tarrif announcement closed the trades for $104m+$88m=$192m profits. The @HyperliquidX accounts were opened today.
0
1
2
Everyone online keeps saying “you need 6 months of expenses saved.” That’s cute — until your car dies and you realize your savings plan is built on Reddit advice. Here’s how to build an emergency fund that actually works for real life: 1. Figure out your bare minimum monthly
0
0
0
DEBT VS LEVERAGE If it pays you or buys back time, it’s leverage. If it just looks good, it’s debt. https://t.co/aEOuKmC0wu skills or cash-flow assets. 2.Skip status swipes. Use other people’s money to make more money, not to impress people.
0
0
0
ASK YOUR ADVISOR THIS How do you get paid and who do you work for. 1.Fee clarity in writing. 2.Fiduciary standard, always. 3.What do you do when markets drop. If they dodge, you walk.
0
0
1
RETIREMENT = WORK OPTIONAL It’s not an age. It’s a cash flow. https://t.co/8o9l4ZNny7 expenses first, then assets to fund them. https://t.co/Dscy4UNYfw multiple income streams. 3.Protect downside with insurance and cash. Work because you want to, not because you have to.
0
0
1
Your budget tells your kids what you value. Fact: Every dollar goes somewhere, either by design or by drift. Name the big three for your family this season, fund them first, and cut the rest without apology.
0
0
0
YOUR CAR IS EATING YOUR FUTURE Most car payments are stealth wealth killers. 1.Cap total auto at 8 percent of take-home. https://t.co/UGA0sKTR5Z it longer, invest the difference. 3.If it doesn’t cash flow, it’s a toy. Toys come after freedom.
0
0
1
You get 18 summers. That is it. Fact: From birth to adulthood is roughly 936 weeks. Most of your family memories are built in that window. Block the calendar, show up on purpose, and stop outsourcing your presence to busyness.
0
0
1
BUSINESS OWNERS: PROFIT FIRST Revenue is vanity. Profit is sanity. https://t.co/Au8jPbM9Pa yourself, then taxes, then ops. 2.Set fixed transfer percentages. 3.Quarterly profit distributions, not surprise scraps. Your business should feed you.
0
0
2
TAXES ARE YOUR BIGGEST EXPENSE The tax code rewards planners, not procrastinators. 1.Max match, HSA, and smart Roth moves. 2.Time income and deductions. https://t.co/7FbL58jCYb owners: entity and accountable plan. Keep what you earn.
0
0
0
MOST of the industry cares about Money over People. Changing of Regulations and Policies. Clients having life changing events. Daily success and failures. Not being able to help everyone. Content Creation. Market Fears. Fin Tech. CRMs. Then daily life as a father, husband and
0
0
1
Credit card interest eats parents alive. Fact: Revolving balances compound against you every month. Kill high-interest debt first, automate savings second, then fund experiences that shape your kids.
0
0
0