I graduated into a bad job mkt in 1992, but I got a great job on Wall St. My parents’ neighbor asked how I was. Told her I was working at Nomura Securities. She said, “that’s ok, things will get better.” This puzzled me. Later I found out she asked my mom if I had to carry a gun.

I’m going to burst some bubbles here. As a financial advisor, I do often give people target savings amounts so that they can hit future goals, goals that we often spend a lot of time talking through. And it’s time well spent. But… 1/3 🧵

Join millions who have switched to Grok.

RIP Rick. My favorite Supertramp song. I threw it all away now I could have made a fortune I lost the craving for success https://t.co/cIEHWmFhIA

Had a call with a prospective client last week. They asked me two questions: 1) why did your last client contact you? 2) why did your last client leave? If you’re looking to hire a professional of any type, consider asking these.

Do not engage in hypotheticals with people who don't understand the financial system. Do not engage in hypotheticals with people who don't understand the financial system. Do not engage in hypotheticals with people who don't understand the financial system.

Perhaps we are moving into the "Find Out" stage of paralyzing the US economy with a multi-quarter barrage of nonsensical, inconsistent, and conflicting set of economic policies

PSA: if ever you find yourself on a, “financial,” website, and you can’t figure out exactly what they’re selling, or even what it costs, but somehow it sounds good… It’s insurance. They’re selling insurance.

Just discovered another lunatic with over 1M followers who I didn’t know existed until Twitter put this into my feed for some reason.

Damn, “The Bell Jar,” is depressing. I mean, obviously I should have expected it, but not to this extent.

No. First, it has to be anyone who is convicted of those violent crimes, so trial first. But then the problem becomes that deportation may be a lesser punishment than they deserve for the crime, so deportation is not the answer there.

As a financial advisor or DIY investor, this may be the most important minute you spend today. Jonathan Kirshner & @kofinas lay out the difference between risk & uncertainty on @HiddenForcesPod Perhaps the most impactful thing I tell clients is, I don’t know, and we can’t know.

There’s a big part of me that wants to say, “okay, now that we’ve learned this lesson, can we just get on with it the way it should be?”

Life lessons can be so annoying. Bad enough for adults to keep learning (or trying to learn, which I’m still doing), but worse to help your kid deal with. Like, I know you can’t go back in time, and I fully recognize the, “value,” of the lesson is often in what’s lost, but…

"We can't afford that right now." Six of the most difficult but important words to say. Most of the time people know what they can & can't afford, but they can be convinced otherwise by salespeople, guilt, a desire to please, etc. Stay strong. Your future self will thank you.

More like a daily reminder that people post the dumbest sh!t on the internet to get clicks.

My favorite 3 minutes of pop music in a while. King Princess - Cry Cry Cry (Official Lyric Video)

One of the toughest things about parenting for me is reminding myself what is and is not worth getting upset over.

Good. One day maybe repeatedly saying such dumb stuff will convince more people you should not be in government.

Saw this & immediately thought of @moseleywilliams

This is batshit crazy.

I never thought I’d say it, but I love being a financial advisor. I still don’t love telling people I’m an advisor, but that’s another subject. But when I see all the bad takes about advisors, and by, “advisors,” in the world, it makes me want to pull the covers over my head.