Stephanie Guild, CFA
            
            @StephGuildNYC
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              Chief Investment Officer at @robinhoodapp, mom (to kids and a dog), and New Yorker. Views are my own, not a recommendation and subject to change.
              
              New York, USA
            
            
              
              Joined February 2024
            
            
           Democratizing finance is about fueling innovation. It’s a domino effect: ▶️When more people can invest, more ideas get funded. ▶️When capital formation expands, entrepreneurship flourishes. That’s why @RobinhoodApp is doing what we’re doing. Not just to modernize markets, but 
          
                
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             The Big 3 in the next 48 hours will bring the Fed, mega-cap tech earnings, and the Trump/Xi meeting. Given how the narrative around each is already quite bullish, it’s hard to see it a big boost to markets from them—but you never know. Fed: a 25bp rate cut is widely expected. 
          
                
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             Where I grab my coffee every morning, a man was sitting with a coffee himself and playing what looked like a fancy recorder (a nice, larger version of what I had to play in 2nd grade). When he was done, we exchanged big smiles and parted ways. Something we both needed, without 
          
                
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             This week is a big one in the equity markets, with 42% of S&P companies by market cap reporting earnings. The most happen on Thursday and Friday, at 25% and 14%, respectively. Could be a big week for crypto too as we hear from some names in the space. Next week includes 12% of 
          
                
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             Nothing better than a long walk with one kid. Starts quiet, ends with lots of talking, sharing and listening. Medicine for us both. 
          
                
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             From quantum innovation to fiscal policies, the macro environment continues to evolve, and with it comes opportunities for investors. Great to join @cvpayne on @FoxBusiness to talk about where we’re seeing momentum, including in Robinhood Strategies, and what may come next. 
          
            
            foxbusiness.com
              Robinhood Markets CIO Stephanie Guild discusses investing alongside fiscal policy, reports that the White House will invest in Quantum and more on ‘Making Money.’
            
                
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             The "cockroach theory" is playing out in credit markets. After Tricolor's bankruptcy & First Brands' $2.3B shortfall, the likes of CarMax & Zion's are increasing loan loss provisions. This highlights how easy money, low rates and rough supply chains may have loosened due 
          
                
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             Just under 7 months since launch, we're proud to share that Robinhood Strategies is serving over $1 billion of our clients’ assets, across 180k+ funded accounts. We are beyond grateful for your trust. 
          
                
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             Was reading some commentary stating that financial conditions (FCI) have never been this low when inflation is at these (elevated) levels. I looked back in history and found that is not exactly true --- this happened in the mid-90's as well. The easier financial conditions helped 
          
                
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             Looks like the worries have climbed the wall this morning (tho well off the lows). TBH, there are macro negatives right now—the shutdown, US-China tensions and credit red flags—and IMO the most important—high expectations in tech/AI. The credit worries still seem small right 
          
                
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             The AI boom is fueling a corporate spending spree, with major hyperscalers set to invest close to $400 billion next year. It’s understandably triggering memories (for those that were in the markets) of past economic surges, raising questions about the sustainability of this 
          
                
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             Big thanks to @thatEdLopez on the Trends with Benefits podcast, to have me on. We talked about how Robinhood is meeting this moment for this generation of investors who are informed, and deeply engaged on digital platforms. We also talked about how Robinhood Strategies reflects a 
           Inside Robinhood’s strategy with @StephGuildNYC and her perspective on opportunities in today’s markets. Great ep @thatEdLopez
            
          
                
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             Strong higher-end consumer spending is still holding up and companies like Delta are showing it. Pepsi’s pivot toward healthier snacks could be too late so it comes down to execution. As for the non-stop “AI bubble” talk, the more people call it a bubble, the less likely it is 
          
                
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             We’re doing another test of a morning show (The Week That Was-ish) - changing up the format a bit — but still with Q&A. Please join us from Robinhood’s YouTube channel at 9am ET! 
          
                
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             We are testing out a morning pre-market show on  Robinhood’s YouTube channel at 9am ET. We watch the chat and talk through questions/comments- come check it out! 
          
                
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