Yes! We made it! Sionic is happy to join this year's list of Top Payments ISVs! We're excited to be present at the ISV Village and celebrate our win with all of you at the ISV Village Reception hosted by Mapp Advisors! @TRANSACTShow @ElecTranAssoc #TRANSACT2026

DYK: Instant payments are growing, but the U.S. is still early in its adoption curve. Batch rails still handle the bulk of account‑to‑account payments, yet more than 70 countries already operate real‑time networks. The gap represents enormous opportunity for momentum and growth

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It’s happening — U.S. consumers are shifting hard toward instant payments. Real‑time refunds, payouts, and transfers are becoming the norm across apps as people demand speed, control, and cash‑flow certainty. The expectation is set: money should move as fast as life.

How will money move in 2030 and beyond? The future of payments is real‑time, intelligent, and autonomous. AI, open banking, and interoperable rails will power instant, borderless movement. Businesses that modernize now will lead — and Sionic is ready to help drive it. @Forbes

There are four main trends setting the pace for 2026. As the year kicks off, AI, real‑time rails, embedded finance, and rising fraud are reshaping how credit unions compete. Unified, flexible infrastructure is becoming the new foundation for member experience, trust, and growth.

“Allies of President Donald Trump are behind the federal lawsuits challenging various aspects of the once-a-decade count by the U.S. Census Bureau… America First Legal, co-founded by Stephen Miller, Trump’s deputy chief of staff, is leading one of the lawsuits.”

Fast Facts: Instant payments continue to scale in the U.S. More than 1,200 financial institutions are now live on FedNow, and RTP participation has grown from 370 to over 860 banks in just two years — a clear signal that real‑time money movement is becoming the new industry

Industry Insights: Stablecoin oversight and the rise of agentic commerce are set to reshape payments in 2026. With regulators asserting new authority and automation accelerating, the industry faces a year of infrastructure shifts, compliance pressure, and smarter money movement.

A shift to always‑on finance is accelerating as banks modernize legacy rails and move toward interoperable, real‑time settlement models. We see this as a defining moment: instant payments aren’t just faster — they’re becoming the backbone of global value movement. Find out more:

Sionic is entering 2026 laser‑focused on making instant payments the new normal. This year, we’re doubling down on real‑time innovation, new and stronger partnerships, and payment experiences that can move as fast as life does. Big waves ahead. https://t.co/zU2HczCqNZ

🌍 In 2026, payments go borderless & invisible: cash declines, A2A transfers surge, UPI drives half of global real‑time volume, GCC expands instant rails, & AI/biometrics make security seamless. The future of commerce is fast, global & trusted. #InstantPayments #Fintech

Instant payments aren’t just about speed anymore — they’re becoming a lever for corporate growth. As The Clearing House notes, RTP® adoption is reaching an inflection point. At Sionic Mobile, we see this as proof that payments innovation is about creating real business value,

AI-powered agents are set to transform commerce. Instead of humans triggering payments, autonomous systems will decide, initiate, and complete transactions in real time. Agentic commerce is coming fast—demanding new rules for trust, consent, and control. https://t.co/SnXC3xHyOf

We believe progress is built step by step. Every day, we’re focused on making payments simpler, faster, and more secure — not by chasing headlines, but by delivering real value. The journey is ongoing, and we’re excited for what’s ahead. #InstantPayments https://t.co/yW1GoJVBbH

Global Perspectives: Elastic + AWS are advancing real‑time payments across 80+ countries. With ISO 20022 and agentic AI, they’re moving proven instant rails forward—toward a future where payments act autonomously. The shift is happening faster than most realize.

Verra Mobility’s AutoKinex shows cars as verified payment actors. Years ago, Sionic envisioned and developed ULink to solve merchant‑to‑vehicle inefficiencies with one verified account. Ahead of its time then, highly relevant now. See the article:

Atlanta Fed underscores agentic AI as the next frontier in payments. Beyond speed, it’s about intelligent orchestration—optimizing rails, enhancing security, and reshaping commerce. The industry isn’t just adopting AI, it’s redefining trust. #AI #InstantPayments

Global News: ClearBank & Plaid join forces to supercharge Pay by Bank. Their partnership highlights the global momentum toward faster, secure, real‑time payments—reshaping how businesses and consumers move money abroad. https://t.co/E94155LvYR

At Sionic, innovation in payments is part of our everyday. Refining Instant Bank Pay and Verified Rapid Payments℠ Gateway means real‑time, lower‑cost payments feel routine here, yet they may reshape how merchants and consumers experience everyday transactions.