SMQKE
@SMQKEDQG
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Observer and Researcher of Current Tech Shift | Decoding the Publications of the Elite for fellow Truth Seekers | Follow to Keep up with Rapidly Changing World
Joined February 2024
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Surface level understanding of complex topics is not enough anymore. Being able to dissect and explain these multi faceted concepts in simple terms is the only way to truly take advantage of the opportunities in front of you. 💯
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Ripple’s stablecoin will lead to the implosion of Tether.
The evidence is there 🧩
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Listen closely. This is former Ripple employee Marcus Treacher discussing bank usage of XRP, how there’s little barrier for adoption of XRP usage and even mentions how during a U.S-Mexico pilot test participants asked Ripple to SLOW DOWN payment processing speeds 💨💨💨
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Central of Bank of Russia using XRP 🤝
Russia 🇷🇺
#Ripple
blockchain has been chosen and preferred among other blockchains for storing KYC and cross-border payments.”
#XRP
@edward_farina
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Ripple has already confirmed that they “are working VERY CLOSELY WITH BANK OF AMERICA” 👇👇
Listen closely.
Major bank partnerships give Ripple a 90% global network coverage 🔑
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To get even deeper:
It’s not just diagrams. It’s in the CODE.
XrpPAYMENT
XrpSETTLEMENT
SwiftSERVICE
All within R3 Corda settlement code.
The technological connection from R3 —> Corda —> XRP —> SWIFT 🧩
This is from Swift themselves: Utilizing the Corda Settlement Platform and highlighting XRP as the cryptocurrency used to transfer funds on the platform along with the SWIFT GPI link
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Bank of International Settlements: Discussing how a 3RD PARTY CURRENCY with sufficient LIQUIDITY is needed for Cross border payments 😏
Listen closely 🧩
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XRP as an eSDR
Backed by the Deposits of Central Banks.
The Major Currencies of the world.
Special Drawing Rights to Countries over a Public Ledger. 💨💨💨💨
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Ask yourself: Why would SWIFT cite Ripple and XRP specifically in two different documents about improving cross border payments if using Ripple’s technology wasn’t in the plans?
Even a UC Berkeley video confirmed the doc was legit✅
You have to look closely to understand 🙇♂️
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Under the Regulatory Scrutiny of International Standards from the Committee on Payments and Market Infrastructure (CPMI) of the BIS, crypto assets can be recognized as part of formal payment systems.
RIPPLE AND XRP FALL WITHIN THE SYSTEM 🔑
NOT BTC/ETH💯
“Sometimes we need giant leaps that deliver a fundamental rethink of the financial system and foster the development of entirely new architectures”, said Agustín Carstens at the opening the
#BISInnovationSummit
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Ripple 🤝 MiCa
June 2024 🍿
The Markets in Crypto-Assets (MiCA) Regulation takes effect this year in the E.U. and will usher in a new era for regulatory clarity, providing guidance for stablecoin issuers, custody of digital assets, licensing, compliance & more.
Learn why it matters:
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Just listen to this. Gary knows the potential of XRP. Outside of his MIT courses, he once described XRP’s use as a bridge currency in detail to the Institute of International Economics. Pretty important audience if you asked me. No other cryptocurrency mentioned😏💨💨💨
@SMQKEDQG
1h 12m 34s
Does Gary seem like he's anti - or does this reveal exactly what's going on geopolitically?
XRP got sued so it can be used.
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Bitcoin and Ethereum will specifically NOT be covered by Mica Regulations as they do not meet the standards of e-money tokens, asset referenced or utility tokens 😏💨💨
@SMQKEDQG
I love how they shot the BTC symbol yet BTC will not be a part of the new financial system
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Wells Fargo 🤝 Ripple
😏💨💨💨💨
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“ISO 20022 is a concerted effort to thrust the XRP to the FOREFRONT OF INTERNATIONAL FINANCE”
Re-read that.
ISO 20022 will allow XRP to operate alongside every major currency in their CBDC form as it will perform as a bridge for their cross border transactions. 🔑
“XRP is a deflationary currency”
Every transaction destroys some XRP forever.
“XRP was CREATED TO BECOME a BRIDGE CURRENCY”
Not many like it. 👇
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Pay attention:
SWIFT’s new strategy involves instant and frictionless PAYMENTS to 4 Billion accounts using AGNOSTIC STANDARDS
Ripple = Currency agnostic
Ripple —> Emerging standards like ISO 20022
SWIFT CBDC Platform uses ISO 20022 BLOCKCHAIN BASED MESSAGES 💯
#SWIFT
connects over 11,500
#banks
and financial institutions across more than 200 countries, facilitating the daily transfer of trillions of dollars. Their new
#CBDC
platform aims to provide a unified global connection point for
#digitalasset
#payments
👉
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Now this is peaking my interest because even this eSDR document states that a new form of SDR would be “stablecoin-based.” And then goes right into how XRP would fit this stablecoin arrangement as an eSDR. Very interesting indeed. 👀💨💨
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BIS, IMF, FSB = Looking for a SUPRA-Sovereign Asset that can serve the liquidity needs for the FULL GLOBE
Ripple’s XRP = Classified as a SUPRA NATIONAL CURRENCY ‼️
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Just in case anyone wanted to see the code in action: here is a Corda Settler demonstration using XRP 💯😏👇
“The obligation is denominated in XRP”🎯
To get even deeper:
It’s not just diagrams. It’s in the CODE.
XrpPAYMENT
XrpSETTLEMENT
SwiftSERVICE
All within R3 Corda settlement code.
The technological connection from R3 —> Corda —> XRP —> SWIFT 🧩
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Confirmation that Ripple and the Bank of International Settlements collaborated on CBDC interoperability that utilized The Interledger Protocol and XRP 🎯
The BIS Unified Ledger —> ILP, XRP 🧩
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Apple + Ripple + Interledger Protocol 😏🔑💨
@SMQKEDQG
Why is Apple cash making a big deal out of paying in imessage ? Is blockchain involved ? Which one ?
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HSBC SUCCESSFULLY Tested use of tokenized deposits
HSBC = a systematically important bank
Currently being serviced by Ripple-acquired Metaco🔑
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Yes, BRICS journal cites the features of The XRP Ledger as an example of what their new payment system could be based on 😏✅🤝
JUST IN: BRICS announces creation of independent payment system based on cryptocurrency and blockchain.
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“There is no time to waste on U.S stablecoin legislation”
Congress must move to create regulatory clarity for U.S based stablecoin ISSUERS in the United States.
XRP = non-security status
Ripple = Issuing USD stablecoin
🧩
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Seen this coming.
Tokens who only having a trading pair with USDT and no other REGULATED stablecoin will simply go *poof.*
JUST IN: US Treasury Deputy Secretary issues official statement to Senate Banking, Housing, and Urban Affairs Committee, claiming Russia is using
#Tether
’s $USDT stablecoin to bypass economic sanctions.
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Ripple partnership mentioned at SWIFT SIBOS, the annual meeting of international finance institutions.
Listen closely👂👂
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“But it doesn’t say XRP with SEPA”
Yes it does, anonymous X user. Yes it does.
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Big Money —> Bank to Bank Transfers
Trillions.
“Which is why we have Ripple and Stellar”
Listen 👂👇
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THIS IS WHERE XRP WOULD COME INTO PLAY AS AN eSDR:
“The new Global Crypto monetary Network will be managed/protected by the Inter-ledger Protocol”
With XRP serving as the BRIDGE ASSET IN A NEW EXCHANGE ARRANGEMENT that ELIMINATES THE INEFFICIENCIES OF THE PAST 🔑
The BIS, IMF, and FSB have been working together to develop an ALTERNATIVE TO THE USD as the primary reserve asset in the global monetary system.
The Alternative to USD would be a SUPER SOVEREIGN ASSET NOT ANCHORED TO ONE NATION. With enough liquidity FOR THE FULL GLOBE 🔑
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Visa is Ready for FedNow.
And illustrated clearly is the connection between Visa —> Ripple —FedNow 🔑
One major retailer in 2024 will put FedNow to the test.
That will be the moment where the average U.S citizen will feel the benefits of instant payments in their daily life. 💯
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Multiple pieces of evidence that reveal Ripple (XRP) is compatible with ECB’s TIPS instant payment services ✅
We just signed an agreement for Denmark to join T2 and TARGET Instant Payment Settlement (TIPS) services in April 2025.
This is a step forward to fully integrating Danish krone in the Eurosystem’s payment services.
Read the press release
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How SWIFT GPI accesses Ripplenet and XRP through Ripple Partners across HTTPS/APIs WITHOUT a direct SWIFT-RIPPLE relationship needed 🎯
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This is from Swift themselves: Utilizing the Corda Settlement Platform and highlighting XRP as the cryptocurrency used to transfer funds on the platform along with the SWIFT GPI link
As recent as 2021, it is documented that the R3’s Corda platform uses XRP AS THE FIRST SETTLEMENT MECHANISM
“Which brings the Corda and CRP eco systems closer to alignment” 🧩
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Public Service Announcement from Ripple and the UNITED STATES Faster Payments Council 😏🍿💨💨
Few understand 😶🌫️
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Too big for small minds to conceptualize but here we go:
Volante confirmed that settling with XRP is available through Ripple link.
And Volante is a service provider for Fedwire: The largest source of present day payment volume.
Fedwire = Settles over $1 Quadrillion 😶🌫️
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“Why would the IMF pick Ripple?”
There’s various signs but here’s a few:
Brad Garlinghouse presentation to the IMF on XRP network
“Ripple is the only company monitors suspicious activity on the blockchain”
And Ripple was selected to serve on IMF advisory group 🔑
Remember: XRP is the only cryptocurrency with the features and functionality to properly serve as a E-Special Drawing Rights (E-SDR) Stablecoin to facilitate transactions between Multi-currency corridors 💨💨💨💨💨
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Ripple 🤝MiCa
Few understand 💯
The Markets in Crypto-Assets (MiCA) Regulation takes effect this year in the E.U. and will usher in a new era for regulatory clarity, providing guidance for stablecoin issuers, custody of digital assets, licensing, compliance & more.
Learn why it matters:
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IMF Tokenization Panel Discussing Banks and Financial Institutions Currently tokenizing their assets on a blockchain: “THE SWITCH IS ALREADY HAPPENING”
Listen closely 👂👂👇👇
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XLM = Retail volume
XRP = B2B (Bank to Bank, Business to Business) Volume
Two different lanes. Both significant in their respective fields.
QNT = Blockchain interoperability
ILP = Every ledger Interoperability
Two different lanes. Both significant in their fields.
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CBDC offline transaction via Bluetooth facilitated by Stellar/XLM 🧩👇👇👇
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J.P Morgan: “We Are investing into ISO 20022 messaging because payments are the backbone of Today’s Economy”🔑
Even the World’s Largest Financial Institution Said they are “investing” directly into the new Global Payment Messaging Standard 🎯
Yes, the adoption of Blockchain for banking is VERY MUCH TIED TO the adoption of ISO 20022.
The industry must adopt ISO 20022 before it adopts blockchain for payments.
Ripple/Stellar also cited as providing the speed/scalability needed for bank transaction volumes 🔑
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This is who you are up against. Don’t take this lightly. Shape your mind to win against this rigged game.
“The less you believe, the more it benefits them”
This isn’t meant for everyone. Only those with eyes to see and ears to listen.
3-D Chess. ♟️ 🙇♂️
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“SWIFT can send or receive XRP like FIAT currency which bypasses the need of exchanging cryptocurrencies on both ends of the transaction” ✅
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“In Mexico they are quite happy to use cryptocurrencies”✅
Sell USD, buy XRP, sell XRP them buy Mexican Pesos —> all transactions that are happening precisely at the SAME TIME
Atomic settlement.
Mexico asked ripple to slow down the payment cause it came n to fast!!!!!🤯🤯🤯!!!!!🚨🚨🚨🚨🚨🚨🚨🚨🚨🚨🚨
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Remember: XRP is the only cryptocurrency with the features and functionality to properly serve as a E-Special Drawing Rights (E-SDR) Stablecoin to facilitate transactions between Multi-currency corridors 💨💨💨💨💨
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It’s all coming together 😏💯
JUST IN: Ripple to launch stablecoin pegged to the US dollar.
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CBDCs = Take Off🚀
ISO 20022 Adoption = Take Off 🚀🚀
Mass Cryptocurrency Adoption = Take Off 🚀🚀🚀
All simultaneously. All at once.
No coincidences‼️
“ISO 20022 has been talked about for years. Why is it going to TAKE OFF this time?”
Answer below.
This “Take off” of ISO 20022 coincidentally is aligning with the “Take off” of Mass Crypto Adoption 😏🚀
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Ripple AND Stellar mentioned in SWIFT presentation in discussion of disintermediation of correspondent banking 😏🔑
$xrp $xlm
Maybe I’m not so crazy saying how Stellar is so well positioned huh?
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SWIFT and Ripple documentation that Ripple can simply integrate with a banks back office systems in a matter of weeks. With Bank-grade security and being an institutional favorite, it’s obvious why when banks want to go cross border they choose Ripple 💨💨💨
“Out of All cryptocurrencies, why would Banks Choose Ripple?”
Because Ripple has the MOST interest and ADOPTION from Central Banks and Other large financial entities. That’s why. 🎯
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Ripple and Stellar currently active for cross border payments in Malaysia🔑
SMEs (intermediaries) only need to hold XRP and XLM in a wallet to facilitate their transactions
That simple🎯
“Critical financial market infrastructure in Malaysia (RENTAS) undergoing future proofing process to enable CBDCs, DLT and tokenization of debt with ISO 20022”
Kicking off in 2024😮💨
Plans on plans are currently in motion. 💨💨💨💨💨
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“Ripple Should and WILL be come widely adopted.”
Today’s international payments system is broke and Ripple could provide the CURE. 🎯
Federal Reserve —> Reforms to U.S payments system with DLT.
Clear?
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“With Ripple banks can consolidate liquidity into one pool with a globally distributable digital asset (XRP) as a ‘Universal Bridge Asset’
ISO 20022 code for liquidity Pool with m-CBDC bridge that replaces Nostro Accounts BASED IN ONE CURRENCY 🎯
Illustration of mCBDC Bridge platform that relies on commodity based SDR using blockchain to connect country’s CBDCs.
Ripple can maintain mCBDC liquidity pools with On Demand Liquidity and the Ripple CBDC platform based on the XRP Ledger 🎯
Clear?😶🌫️
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For the R3 Corda app: For Off-ledger, there is ONLY ONE OPTION FOR NOW —> XRP SETTLEMENT
Only One. 🎯
Just in case anyone wanted to see the code in action: here is a Corda Settler demonstration using XRP 💯😏👇
“The obligation is denominated in XRP”🎯
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Ripple’s connections to FedNow.
Just read and understand. Simple as that.
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“Ripple uses standard ISO and MT messaging”
The same types that SWIFT currently uses to process over $100T.
“Ripple plus XRP delivers all of the features of a successful messaging system” 🎯
There’s a reason why only one company and one crypto is mentioned in these places 🔑
Demonstration of using the XRPL and ISO 20022 messages for payments 👇👇
Clearing up all misconceptions and misunderstandings 🎯
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Ripple has COMPLETED several pilot tests WITH GLOBALLY ACTIVE BANKS
Also, Stellar is providing interoperability between money operators in Africa and the PHILIPPINES 😏
Stellar and Ripple both active in Philippines🧩
BSP (Central Bank of the Philippines) Wholesale CBDC pilot will complete this year 😏🍿
No more tests. No more experiments.
Pilots concluding and CBDC systems moving to live, real money transactions. This year 🎯
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Yes, SWIFT mentioned XRP and XLM specifically at their annual SIBOS event as cryptocurrencies that will be apart of the new financial system 👇👇
At Swift’s SIBOS event: “Cryptocurrencies like XRP and XLM are going to continue playing an important role in getting the fly wheel of adoption going”🔥🔥🔥🤝
This level of confirmation should be a consistent reminder of how integral these assets are to the 4th tech revolution
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So BRICS unveils new system that will be based on crypto.
ISO 20022 implementation is accelerating development of BRICS new system.
And “ISO recognized cryptocurrencies will achieve higher trading volumes + will gain widespread adoption”
Connections no one else will make 💨
BRICS development of a new payment system that includes digital currencies is accelerated by the implementation of ISP 20022.
The momentum behind these changes/connections will have significant implications globally. 🔑
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SWIFT SIBOS: “Ripple has options to replace nostro/vostro accounts and correspondent banking” 😏👇‼️
SIBOS is a very significant annual event where the biggest financial institutions discuss the future of payments and banking.
And Ripple,a crypto company, specifically named😏
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Proof
Now if this is true, this is the biggest, most significant new we could see with XRP. This would be the end game !!!! Someone please share proof.
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XRP is a deflationary currency. Every XRP-based transactions burns XRP and makes the asset more scarce. Clearly explained here that as the network grows the price of XRP will increase significantly.
Straight to the point. 🎯
Yes, XRP has been volatile in the past.
However, this volatility will even out when the demand for XRP becomes more steady due to an increase of its utility as a bridge currency 🎯
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“XRP is a deflationary currency”
Every transaction destroys some XRP forever.
“XRP was CREATED TO BECOME a BRIDGE CURRENCY”
Not many like it. 👇
Further expansion of Gary Gensler’s conversation on a BRIDGE needed for interoperability between currencies and DLTs
And DHS citing XRP as a BRIDGE currency + “ISO 20022 coming online for all BRIDGED CURRENCIES replacing SWIFT”
Deep connections. They know. 😶🌫️
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🔑
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“If the U.S government issued a CBDC as soon as TOMORROW, it would be INSTANTLY compatible with many parts of existing commercial code”
Tomorrow. Instantly.
It will seem like it happened ✨overnight✨.
😶🌫️
“Slight Majority of US consumers ‘warm’ to CBDC” survey says.
This is how it begins 🧩
United States CBDC inbound 🎯
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“The XRP Ledger can directly connect to HTTP and Web APIs”
And unlike traditional protocols like HTTP and SMTP which was unable to be monetized, The Ripple Protocol can be monetized through XRP 🔑
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“It is a MISCONCEPTION that that ISO 20022 implementation will be in 2025-2026”
The Truth is these banks are upgrading/adopting digital technology NOW.
The transformation of the banking sector is happening TODAY.
Basel III. ISO 20022. Largest Plumbing Upgrade in History. 💨
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BRICS payment system —> based on Basket of Currencies and Blockchain
Ripple (XRP)—> Consolidate liquidity into one pool of basket of currencies
eSDR —> fully backed by reserve currencies, issued by Private sector, using blockchain
Piece it together. 👇
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Yes, the regulatory treatment of XRP specifically was tested during its usage with TWO different international partners: MercuryFX and Xago which Both facilitate cross border payment between UK and South Africa using XRP.
XRP usage. Tested successfully against regulations 🔑
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Just like XRP, an eSDR would combine Messaging, clearing and Settlement of a transaction without the reliance of an intermediary which will achieve instant settlement.
Instant settlement —> XRP Token
eSDRs = Digital Token, a Digital Instrument Holding monetary value 🔑
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SWIFT will NOT be generating its own digital assets/cryptocurrencies.
This would be at “odds of other cross border payment cryptocurrencies like XRP”👇
SWIFT will be able to support them and NOT compete in that space with other fintechs 🧩
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From Ripple: EU is updating SEPA to reduce friction by expanding CRYPTO-FORWARD solutions like Ripple’s CRYPTO-ENABLED PAYMENTS solution.
To Streamline Instant Payments in Europe. With crypto.
Hint: it’s not going to be DOGE
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In 2024, regs will allow CRYPTOCURRENCIES to be integrated into the global financial system 🔑
This year the crypto industry will focus on real world Utility and crypto based apps used in everyday business.
As prices increase,there will be more trading in assets outside of BTC
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Oh they definitely do 😮💨
The Tether files are deep. I’ve Been waiting on this moment for a while.
My Tether folder is full of the shady data they use to manipulate their public perception 💯
@SMQKEDQG
Unless you count all the investment banks holding huge amounts of BTC... they definitely have exposure LOL
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From Ripple themselves: Final Rules (Mica) Are being put in place THIS year —> we’re nearly there in Europe🔥🔥
“Banks are joining the crypto party”😮💨😮💨
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Brad: “LFG 2024 is going to be big”
I’m seeing it Brad. 🤝💯
Launching a stablecoin is a natural step for Ripple as we bridge the gap between traditional finance and crypto. We have 1/ the years of experience 2/ regulatory footprint 3/ a strong balance sheet and 4/ a network with near global payout coverage, to offer the best of…
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This is from a SEPA SCT Instant Presentation that highlighted Ripple as a solution that already exists on the market.
“Ripple = faster than SCT Instant Scheme”
These countries are not building new systems themselves. They don’t know how. They are teaming up with fintechs.
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Ripple + Messaging + Settlement = One Interface for Payments Across Any Network ✅
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RIPPLE 🤝 UAE
Speaking of the Middle East:
What will happen is the UAE will complete first phase of CBDC IMPLEMENTATION Mid-2024 by connecting some banks to the Digital Dirham Platform.
UAE, Bahrain, Saudi Arabia —> integrating blockchain as part of its National program 🧩
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Ripple and Stellar will be foundational in the Market Infrastructure of the New Financial System as illustrated below 👇🧩
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3 different sources describing how the digital asset XRP allows immediate access to UNLIMITED LIQUIDITY to allow immediate settlement between 2 different currencies 👇👇
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Mandla Money:
Offline XRPL based transaction system for CBDCs in unstable economies like Zimbabwe
And Zimbabwe unveiled Gold-Backed Currency today. 🧩
Zimbabwe has officially launched a new gold-backed currency.
It has arrived.
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“Ripple’s payment network is being USED by large financial institutions —> 15 of the WORLD’s LARGEST BANKS are working with Ripple”
🔑
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“Going back to a Gold Standard in cryptocurrency type of way —> under a unified monetary system” 🧩
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Tether’s downward spiral likely to continue.
Institutional perspectives from S&P GLOBAL. Perspectives that matter.
S&P identified Tether’s Weaknesses as limited transparency, lack of regulatory framework, no asset segregation, and limits on USDT’s redeemability.
*poof*
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“XRP as a Bridge currency for liquidity”
Any value including gold or securities. ✅
Further expansion of Gary Gensler’s conversation on a BRIDGE needed for interoperability between currencies and DLTs
And DHS citing XRP as a BRIDGE currency + “ISO 20022 coming online for all BRIDGED CURRENCIES replacing SWIFT”
Deep connections. They know. 😶🌫️
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The BIS, IMF, and FSB have been working together to develop an ALTERNATIVE TO THE USD as the primary reserve asset in the global monetary system.
The Alternative to USD would be a SUPER SOVEREIGN ASSET NOT ANCHORED TO ONE NATION. With enough liquidity FOR THE FULL GLOBE 🔑
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From the CEO of Swiss Euro Clearing Bank in the EU on SEPA migration:
“Recent Dynamic Developments like RIPPLE are pushing to ESTABLISH themselves in the market”
Why is Ripple mentioned as the only crypto company regarding these updates in the EU?
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Yes, XRP will operate alongside CBDCs and Stablecoins alike within centralized payment systems.
This is utility.
Understand the velocity of global payments. Cross border payments.
And then you will see the bigger picture 🎯
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Emails from the Mojaloop foundation discussing Ripple and Stellar specifically as “bridges”👀👀
Yes, Mojaloop’s payment software is built on Ripple’s Interledger Protocol.
Interledger Protocol = The First Step in enabling interoperability between traditional payments and blockchain based systems 🎯
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SEPA 🤝 Ripple
Tension is rising among European banks. The SEPA changeover to the new version of
#ISO20022
will take place early on Sunday morning. Many banks have ordered extra shifts for this weekend. With respect to the entry-into-force time of the 2023 SCT Inst scheme rulebook, it is now...
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Ripple and Stellar both were cited in the SWIFT documentation that outlines interoperability between ISO 20022 messages and blockchains.
Deeply integrated into the plans of the new financial system. 🔑
SWIFT and Ripple documentation that Ripple can simply integrate with a banks back office systems in a matter of weeks. With Bank-grade security and being an institutional favorite, it’s obvious why when banks want to go cross border they choose Ripple 💨💨💨
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Yes, J.P Morgan is connected to On-Demand Liquidity, accounts for more than half of all SWIFT ISO 20022 transactions globally, and had a presentation highlighting Ripple w/ market makers.
Connections on connections.
They know.
😶🌫️💨💨💨💨💨
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Ripple and XRP fall within the system because their payment system is closer to what traditional banks do today 🎯👇👇
Under the Regulatory Scrutiny of International Standards from the Committee on Payments and Market Infrastructure (CPMI) of the BIS, crypto assets can be recognized as part of formal payment systems.
RIPPLE AND XRP FALL WITHIN THE SYSTEM 🔑
NOT BTC/ETH💯
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Morgan Stanley: “Cryptocurrency will disrupt GLOBAL FINANCIAL SYSTEM in 2024”
And this chart from SLK: Ripple = GLOBAL FINANCIAL Transactions System
😏🍿
Morgan Stanley: “Cryptocurrencies will disrupt global financial system in 2024” 😏🍿💨💨💨
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