
Matthias Smith, CEO - Pioneer Capital Advisory LLC
@SBA_Matthias
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Founder / Owner - Pioneer Capital Advisory LLC / SMB Business Plans / Pioneer Tribe Insurance Solutions | Helping Business Buyers
Wisconsin
Joined January 2018
At @PIONEERCAPADV, my team helps business buyers with navigating the SBA 7(a) financing process for business purchases The company started in May of 2022 after I spent 7 years and 2 months working for SBA banks in middle office roles As of the time of this post, we have had
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At @PIONEERCAPADV, we’re proud of what our clients have accomplished since launching in 2022. • 112 transactions closed • $97.36M in SBA 7(a) loans this year • $240M+ in total SBA 7(a) loans since inception Each deal represents a buyer turning vision into reality through a
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Hoping to watch 1 Wisconsin football team win this weekend 🤞
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$170 million of SBA loans closed in this picture
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Fuel Your Future: Working Capital Strategies for SBA Financed Acquisitions Acquiring a business? The cash you have on day one determines whether you hit the ground running or stall. Working capital is the fuel in your tank — the cash available to cover payroll, vendor bills, and
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Since January, we’ve grown from a 2-person team (just me and my COO, Valerie) to a crew of 9 at @PIONEERCAPADV — adding 7 absolute rockstars along the way. It’s been a year of momentum, and we’re just getting started. Excited to finish 2025 strong and build something even bigger
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I have a prospective client that I spoke with earlier this year who is under LOI on a deal The sell side broker is mandating that she works with a specific financing source. Is this allowable and have folks seen this before?
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Want to close an SBA deal before year end? The clock is real. From first conversation to funding, SBA loans typically take about 8 to 10 weeks. If you want to be on the finish line by December, now is the time to start. Since January 1, the team at @PIONEERCAPADV has helped
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This is my goal is to be the founder
In almost every successful family, there was one person, somewhere along the way, whose hard work and thrift let him accumulate capital to pass along to his children & their children. In doing so, he changed the trajectory of the generations that followed. I call this person
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Excited to help another @PIONEERCAPADV client that has successfully closed on another acquisition Tip of the cap to @SMB_Attorney and @nathan_e_hill of @smblawgroup here
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Live action shot of a self funded searcher at his first ETA conference trying to get a good read of the room
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For many business buyers, navigating the SBA financing process can feel overwhelming — multiple lenders, complex structures, shifting eligibility rules, and tight timelines. That’s where Pioneer Capital Advisory comes in. At Pioneer, we specialize in helping buyers secure SBA
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I recently sat down with Sarab Singh at Huntington National Bank, one of the lenders that I work with at @PIONEERCAPADV We shot content for about an hour and covered some various topics: -What banks are looking to see from buyers for post-closing liquidity -How to think about
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I'm looking for someone that I can pay ad-hoc to help with editing @RiversidedotFM videos on an as-needed basis Where is the best place to find someone for this?
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Why Working With a Team-Based Loan Brokerage Firm Matters When it comes to securing SBA financing as a business buyer, one of the biggest advantages you can have is working with a team—not just an individual. At @PIONEERCAPADV, our firm is built around that principle. Our team
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Roll-Ups Just Got Easier Under New SBA Guidance One of the most impactful updates in the SBA’s Procedural Notice 5000-872764 (effective September 30, 2025) just unlocked a powerful opportunity for acquisition entrepreneurs and professional-services buyers nationwide. The SBA
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