ERISA doesn’t expect perfection. It expects prudence. Think less “ace the test” and more “show your work.” 📘 #ERISA #PlanSponsor #retirement

Growth. Changes. Everything. 📈 Processes that worked at 25 employees often fail at 100. More people = more data = more complexity. #PlanAdvisor #401k #Retirement

Excited to be a panelist at the Retirement Advisory Council Semi-Annual Meeting, hosted by Invesco, on Jan 21–22 in Atlanta. Looking forward to discussing “From Upheaval to Vision: The Future of Retirement Plan Business from the New South.” #RetirementPlans #Invesco #RAC #401k

Myth: High participation = successful plan. Reality: participation is just the start. Savings rates + behavior matter more, and there are steps you can take as a plan sponsor to help influence both. #RetirementMyths #401k #HR

Myth: Retirement planning can start later. Reality: Early, even small contributions matter most, and encouraging + educating your employees now can make a big difference! #RetirementMyths #401k

Myth: Employees will probably just figure it out. Reality: Employer education drives engagement and better outcomes. #401k #HR #retirement

Committee turnover is an underrated risk. Protect your plan with good minutes, clear rationale for why decisions are made, and a governance calendar. #HRleadership #401k #retirementplanning

Holiday spending is REAL, so remind employees: 💳 they can enjoy the holidays without the high-interest debt 💼 use their employer match and other benefits 🎯 set a 2026 savings goal Little nudges help more than you think! #retirement #401k #HRLeader

Over $2.1T sits in forgotten 401(k)s Yes, TRILLION! 🫢 💸 As you wrap up 2025, remind employees to search for old accounts: • National Registry • DOL Lost & Found • https://t.co/y8ZkoQw5y2 #PlanSponsor #401k #RetirementPlans

Retirement isn’t just about dollars. As you guide your org’s retirement strategy, remember these questions: ✔️Are your retirement education efforts driven by vision or numbers? ✔️Do you help connect savings to actual lifestyle goals? ✔️Can your message help them dream and plan?

408(b)(2) = your service provider’s “report card.” It should list: ✅ Services provided ✅ Fiduciary status ✅ Direct + indirect comp ✅ How fees are calculated Read it carefully. It's key to understanding who’s getting paid, how, and why #RetirementPlans #408b2

Grateful for more than turkey: TIME. For employees, retirement = more time to explore, connect, give back. For you, a great benefits plan helps make that possible. Happy Thanksgiving! 🦃 #Thanksgiving #Retirement

It’s Open Enrollment season 🗓️ Tip: make it an open conversation, not just a checklist. ✅ Host Q&As ✅ Simplify your guides ✅ Emphasize total rewards When employees understand benefits, they value them more. #OpenEnrollment #HR

What does “reasonable” mean for plan sponsors? Not too much. Not too little. Somewhere in the middle. It’s subjective, so you’ll have to prove it. ✅ Benchmark. ✅ Compare. ✅ Document. #RetirementPlans #FiduciaryDuty

Nearly half of retirees retire earlier than planned (~46%). AP News ✅ Shift focus from “65” to “what if earlier” & build resilience in your retirement-education. #RetirementReady #HRLeadership

70% of workers have access to a retirement plan, but only ~56% participate.🫢 Engagement gaps = missed opportunity + fiduciary risk. ✅ Tip: use auto-enroll, match, streamlined design and interface. #RetirementPlans #HRLeadership

Could that meeting have been an email? Maybe. But would anyone have read it? Employees absorb info differently, especially about benefits. 20s–30s: learn to save 30s–40s: boost contributions 40s–50s: plan for college & retirement 50s–60s: get strategic Meet them where they are!

Mid-career employees (40s/50s) = high-leverage group for retirement savings. Consider running targeted campaigns, focusing on catch-ups, income-escalation, and targeted messaging. Small changes can potentially have BIG impact, even in the final 10-15 career years.#401k #HR

Gen Z: 47% on track for retirement Gen X: 41% Boomers: 40% Early habit = strong outcomes. ✅ Tip: Engage younger staff now with simplified messaging + auto-escalation. #EmployeeBenefits #RetirementReadiness

Honored to be named a 2025 @NAPA_News “Top Women of Excellence” – Captain category. Big thanks to my clients, partners & teammates for the support. Grateful to be among the heavyweights, and excited for what’s ahead. 🚀 #RetirementPlans #WomenInFinance