Good morning! I’m so excited to share an update to FREOPP’s analysis of college return on investment (ROI). We calculate the financial value of 53,000 college degrees & certificates, which can help students and other stakeholders better navigate the college decision.

Alright, with that I'm signing off Twitter for a week of hiking. Catch y'all later this month✌️.

RT @EDSecMcMahon: Success! Not only does the OBBB include historic tax cuts and cost savings for American families - the bill also. ✅ Inclu….

Read my analysis of these provisions of OBBB (some of this is slightly out of date given changes to the bill, but the gist is there).Repayment: Loan limits: Accountability:

3. Accountability for colleges: degree programs get kicked off student loans if graduates' median earnings don't exceed a basic benchmark.

2. Caps on federal lending to graduate students and parents, which will keep debt burdens down and reduce subsidies to wealthy private universities.

Three big higher ed wins in the One Big Beautiful Bill Act:. 1. A new repayment plan that prevents balances from rising for borrowers who keep up with their payments, and ensures that students pay off their debts faster.

Student loan caps, repayment reform, and meaningful accountability for colleges with poor outcomes are about to become reality!.

RT @Gillen_Andrew_J: The end of Grad PLUS is nearing! @CatoInstitute

Tag yourself I'm the random EST island in the middle of Baffin Bay. Also @senatorshoshana I officially have no idea what time I'll be getting to the Airbnb on Saturday.

"Most of British Columbia is in the Pacific Daylight Time Zone, except for a random triangle in the north, which is in the Mountain Standard Time Zone. But it's still the same time on the clock as the rest of British Columbia.". @MarkJCarney how do you live like this.

Y'all wanna get mad at the absolutely cursed Canadian time zone map with me

Read my full blog post @AEIeducation

Grad PLUS is at the intersection of myriad problems in higher education: tuition inflation, excessive student debt, administrative bloat, high taxpayer costs, and degree programs with a pitiful value proposition. Ending Grad PLUS will remove a major contributing factor to all.

What about professional schools, which have more students above the proposed caps?. But high levels of borrowing here are a relatively new phenomenon. Before Congress created Grad PLUS, debt burdens for professional school were much lower: $174k in 2004 (inflation adjusted).

Grad PLUS dollars overwhelmingly flow to a handful of wealthy institutions. Just 75 universities take in half of Grad PLUS funds. About 20 schools - all of them private - use more than $100m in Grad PLUS annually.

Many colleges have taken advantage of unlimited Grad PLUS loans to create high-cost graduate programs, which function as a piggy bank for the rest of the institution. Here are some examples.

Most graduate students currently borrow within these limits and should be unaffected. But the caps will constrain borrowing and tuition rates at the most expensive universities.

The One Big Beautiful Bill eliminates Grad PLUS and sets new caps on borrowing for graduate students. Most graduate students will be allowed to borrow up to $20,500 per year. Students in professional programs such as medicine, dentistry, and law can borrow up to $50,000 per year.

Congress is on the verge of eliminating Grad PLUS and imposing caps on federal graduate student loans for the first time since 2006. Grad PLUS has fueled tuition hikes, exploded student debt, and padded the budgets of wealthy universities. Its demise is welcome. 🧵.