https://t.co/qDaVKj2j3G

Google launches its first- ever credit card in India. Globally, it will run on the RuPay network.

Approval rates are high because of year end so I applied Happy to add Jupiter CSB Edge+ RuPay card to my wallet Getting 10% cashback on Amazon Pay vouchers 🎉🤑 You guyz also try for it as high approval rate nowadays 👇🏻 Apply here 👇 https://t.co/6OGlvo7oMT

Not gonna lie, this IDFC GAJ card looked perfect 😔 Till I actually read what you get for ₹12,500. 👇🏾👇🏾

https://t.co/J7U519oJqA

For users who do not hold a top-tier premium card and are unable to access HSBC TravelOne for travel-focused rewards, the IDFC FIRST Gaj Credit Card remains a reasonable option to consider

Given that the card is invite-only and aimed at high earners, many eligible users may already have access to alternatives such as DCB Metal or Times Black, which offer broader versatility.

However, despite similar-looking bonus earn rates and reward caps, it is not comparable to HDFC Infinia. The lack of gift voucher-based spending options limits high return everyday spend optimisation, which is a major strength of Infinia.

Final view Overall, the IDFC FIRST Gaj Credit Card is a solid premium offering, especially for users with high travel spends. 👇🏾

Rewards are pooled together with a single consolidated statement Reward points redeemed for travel through the IDFC app retain a value of Rs 1 per point

13. Complimentary RuPay digital credit card A lifetime free RuPay credit card is provided, linked to UPI UPI spends earn 1 reward point per Rs 150 UPI transactions are counted towards the Rs 10 lakh annual fee waiver threshold

Card fraud and liability cover of Rs 50,000 Credit shield cover of Rs 50,000 Purchase protection cover of Rs 50,000 Personal accident cover of Rs 10 lakh

12. Protection covers and utility benefits Fuel surcharge waiver of 1 percent, capped at Rs 300 per statement cycle Complimentary roadside assistance with a value of Rs 1,399

The annual fee is waived on total annual spends of Rs 10 lakh Even if the spend milestone is not achieved, the 12,500 reward points are still credited on fee payment

11. Fees, waiver conditions and value back The joining and annual fee is Rs 12,500+ GST On fee payment, 12,500 reward points are credited equivalent to Rs 12,500 when redeemed for travel An additional 25% discount is available on select 5 star hotel vouchers through the IDFC app

Curated dining offers with discounts of up to 50 percent Concierge assistance for travel, dining and lifestyle experiences Access to over 300 partner brand offers across shopping, dining and travel

10. Lifestyle benefits and experiences Up to 24 complimentary golf rounds or lessons are available per year One golf round is unlocked on spending Rs 20,000 Two golf rounds are unlocked on spending Rs 40,000 Each unlocked round remains valid for 60 days

👉🏾Elivaas luxury villas Stay three nights and pay for two Or receive 50% off on the second night 👉🏾Global luxury hotel program Access to over 900 premium hotels worldwide Room upgrades subject to availability Complimentary breakfast Late checkout and VIP guest privileges

9. Hotel and stay privileges 👉🏾ITC Hotels Stay for three nights and pay for two Alternatively, get a 50% discount on the second night Bookings must be made directly through the ITC Hotels website

If the eligibility criteria is not met, a flat 10 percent discount is available on Meet and Greet services