10/ End tweet

9/ At Pike, we build for endurance: modular architecture, adaptive parameters, and robust markets. Explore how we’re redefining lending design:

8/ Pike’s Engine is built for resilience: • Dual-Oracle Architecture (e.g., Chainlink + Pyth) • A configurable Fallback Mechanism • Price Validation via automated bounds checking between main and fallback feeds • Transaction is reverted if ****neither oracle provides a valid

7/ Pike’s answer: the Dual-Oracle System. It cross-verifies price data from multiple oracles and automatically prioritizes the safer feed if one diverges. Governors can select preferred oracle sources per market, ensuring flexibility and redundancy.

6/ Failure Mode 2: Fragile oracles for illiquid or self-reported assets Relying on a single oracle is asking for chaos. If one feed lags, breaks, or is manipulated, the entire collateral base becomes unstable. (Remind: Pike’s modular architecture isolates markets, so bad debt

5/ This 3-slope IRM enhances liquidity predictability and rate stability during stress. No abrupt cliffs. No liquidity traps. And because Pike’s parameters are dynamically adjusted with real-time on-chain data and volatility metrics, they stay aligned with actual market

4/ Each market’s parameters are fine-tuned by the Governor (Curator), who can manage: • First & second kink points • Kink multipliers for each segment • Base rate settings per asset This flexibility lets Pike tailor interest curves for different market behaviors.

3/ Pike fixes this with a 3-slope Interest Rate Model (IRM) — an evolution beyond the classic 2-slope curve. • Low utilization: lower rates attract early borrowers and reward sticky deposits • Normal utilization: smooth transition avoids sudden jumps • High utilization: steep

2/ Failure Mode 1: Mis-set interest-rate models In utilization-based models, the “kink” is a monetary policy lever. • Too low: withdrawal liquidity evaporates, lenders feel trapped. • Too high: suppliers under-earn, spreads balloon, capital sits idle. Either way — fragility

Building robust DeFi markets is about deliberate design. Echoing insights summarized by one of the risk curators on recurring failure modes, Pike is engineered from day one to avoid them.🧵

Community AMA Coming Up! Join us for the session on November 6th at 9:00 AM UTC! Set a reminder here: https://t.co/vZNVb2oEc8 Drop your questions in our Discord channel ahead of time – let's make it epic!

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11/ That’s how Pike + Tapio turn opportunity cost into opportunity capture. Your capital keeps working — even while you explore new trades. • Smarter liquidity • Lower opportunity cost • Higher capital efficiency

10/ If you sold your $1,000 valued WETH to buy instead: You’d have 0.75 WETH ($3150) + $1200 in tokens = $4350 total in 1 week. No yields, no borrow costs. But you lost the ETH exposure of the sold part. Pike lending lets you win by ~$50.

9/ After 1 week: • WETH +5% → $4,200 • New token +20% → $1,200 • Swap fee ≈ $0.8 (1% APR/52 weeks) • Borrow cost ≈ $1.15 (6% APY/365 * 7 days) Assets: SPA ($4,200) + new token ($1,200) + swap fee ($0.8). Debt: $1,001.15. Net: $4,399.65.

8/ Let’s put numbers on it. Deposit 1 WETH ($4,000) into Pike's pool. Get 1 SPA earning ~1% APR (based on underlying asset). Use SPA as collateral to borrow $1,000 USDC at 6% borrow rate (just 25% LTV). Invest that in a new token.

7/ The DeFi trifecta in one position: • Earn: Underlying yield from your LST (e.g., wstETH staking rewards). • Earn More: Swap fees as an LP. • Leverage: borrow against SPA or use it in other DeFi apps All without selling or withdrawing.

6/ The Pike + Tapio magic: • Tapio gives a trusty on-chain price for SPA (e.g., "1 SPA = 1.02 WETH"). It dictates "WHAT" you hold. • Pike's oracle engine prices the underlying (e.g., "WETH = $3,500 USD"). It answers "HOW MUCH" in fiat. Users earn fees and can borrow against

5/ How? Tapio's Enhanced StableSwap AMM + peg defenses introduce the Self-Pegging Asset (SPA): • On-chain price discovery for LP positions • Lower slippage & reduced impermanent loss • Rock-solid peg stability, even in wild markets

4/ That’s the vision behind Pike Pike’s built-in DEX, powered by @TapioFinance is designed to turn LP liquidity into a usable, composable building block. So your liquidity can earn, secure, and leverage all at once.