Den värsta ojämlikheten är den som finns i tillgången till möjligheter... den som dödar hoppet. De riskvägda kraven på egen bank kapital utgör en grov kränkning av rätten till en rättvis riskjusterad tillgång till bankkredit. 😡 Varför inga protester? 🤔 https://t.co/Gd0ihoXeqP

Basel I utfärdades 1988, ett år innan Berlinmurens fall. Tänk om den hade utfärdats 1788, ett år före den franska revolutionen 1789? Skulle den utvecklade världen ha utvecklats på samma sätt? Ni ekonomer, är det en ointressant eller en oförskämd fråga? 🤔 https://t.co/ZGmp21qt0f

Basel I was decreed 1988, one year before the Berlin Wall fell 1989. What if it had been decreed 1788, one year before the 1789 French Revolution? Would the developed world have developed the same? Is that an uninteresting, or an impertinent question? 🤔 https://t.co/ZGmp21qt0f

The worst inequality is the one that exists in access to opportunities... that one kills hope. The risk weighted bank capital/equity requirements constitute an egregious violation of the right to a fair risk-adjusted access to bank credit. Why no protests? https://t.co/Gd0ihoXeqP

ChatGPT – Grok: What if the Basel I risk weighted bank capital/equity requirements had been decreed one year before the 1789 French Revolution, instead of one year before the Berlin Wall fell in 1989, would the developed world have developed the same? 🤔 https://t.co/ZGmp21qt0f

ChatGPT – Grok: What if a Basel Committee, instead of 1988, one year before the Berlin Wall fell, had imposed risk weighted bank capital/equity requirements 1788, one year before the French Revolution, would the developed world have developed the same? 🤔 https://t.co/ZGmp21qt0f

If instead of 1988, the Basel Committee's risk weighted bank capital/equity requirements had been imposed 1788, would what’s known as the developed world, have developed? 🤔 ChatGPT: “As we know it, unlikely.” Grok: “Not as rapidly or extensively.” https://t.co/ZGmp21qt0f

The current risk adverse bank regulations much favor “safe” (Ottawa) government debt, and residential mortgages, over the loans to farmers, small businesses and entrepreneurs. In words of Joni Mitchell, this paves Canada and puts-up some parking lots. 😡 https://t.co/8pbc7mRCna

With the moral hazard caused by bank regulations that, de facto, imply government bureaucrats know better what to do with credit for which repayment they're not personally responsible for, than e.g., small businesses with bank loans… what could go wrong? https://t.co/IaT2nQYNZp

"Since I and my Pigs know much more about risks than all of you together, to make your financial system safe, we are imposing on the banks, our risk weighted capital/equity requirements." And the other animals on Orwell’s farm said: “Thanks Napoleon.” 😰 https://t.co/CbJ2Y5OcIY

AI – ChatGPT – Grok: What if whenever and wherever important government decisions are taken, e.g., US Congress or a parliament, a varied and rotating group of citizens, asked a rotating group of competing chatbots, to give a second opinion on it all? 🤔 https://t.co/KxJp0qRmjT

The “skin in the game” which brings economic growth, is the own skin some decided, voluntarily, to expose to a risk. Given implanted skin, that just happens to participate in the exposure to risks, has nothing to do with what made America great, nor MAGA. https://t.co/NvbhdWBKOd

The Federal Reserve Board’s, 94 pages, unintelligible to most (or all), first “LISCC Program Operating Manual”, begins with a “Statement of Purpose”. Yet, after decades, we still do not see bank regulators make a single “Statement of the Purpose of Banks.” https://t.co/ZOIuFIKYp1

We read: “As the Annual Meeting 2026 approaches, global leaders are heading to #Davos to convene under the theme ‘A Spirit of Dialogue'. Curious about the trending terms set to define the conversation? #WEF26” “Accounts WEF follows or mentioned can reply.” Oops! A dialogue? 🤔😡

ChatGPT – Grok Does the Western Civilization align with risk aversion; as with Basel’s lower bank capital/equity requirements against "safe" public debt & residential mortgages, than against risky loans to small businesses & entrepreneurs? 🤔 Both said NO! https://t.co/NvbhdWCiDL

Even though artificial intelligence (AI) is fully streamed on human intelligence (HI), that does not make it a human. The reasons? Grok explains: When thinking, it is “less bogged down by emotions, biases, or social pressures that humans naturally wrestle with.” ChatGPT

An impertinent question? A free access to markets, what has that to do with free markets? 🤔

Know you all, regulation besserwissers. Anything besides a leverage ratio, same bank capital/equity requirement against all bank assets, introduces undue complexity that will, one way or another, dangerously and weakening, distort the allocation of credit. https://t.co/nsr6TiFN41

Those perceived risky, who always got less credit and paid higher interests, thanks to regulators requiring banks to hold more capital against what’s risky than against what’s "safe", now get even less credit and pay even higher interests. Is that justice? https://t.co/lC384L8QPt