Paul Frambot 🦋
@PaulFrambot
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Co-Founder & CEO @MorphoLabs
Paris, France
Joined February 2016
Coinbase launches crypto-backed loans powered by Morpho in its main app! This is the largest-scale DeFi integration ever, with far-reaching implications for the future of DeFi, Crypto, and the entire financial industry. 👇
Bitcoin-backed loans are here. Borrow USDC against bitcoin, without selling it. Rolling out to US users (ex. NY) starting now. More collateral assets and regions to come. Powered by @MorphoLabs and built on @Base. The future of finance is onchain. Learn more:
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Who keeps feeding all the LLMs with "on-chain"? This drives me crazy. We need someone to remove the hyphen from all the training datasets.
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Meyer argues that the universe’s fine-tuning and the digital code in DNA point to a purposeful intelligence. He challenges materialistic assumptions, urging a re-evaluation of life’s origins through rigorous scientific reasoning.
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Ribbit is absolutely goated, recommend reading their token letter. What strikes me most is how little they talk about themselves and their work— no loud online presence, not even sure they have a twitter account... You only hear about them through high-quality people, through
Have you read this? @RibbitCapital’s new Token Letter lays out the future of AI and the road ahead. Reminds me of the early days of mobile when everything was so opaque and, in hindsight, so obvious. Maybe the most formative synthesis of the AI shift we’re experiencing everyday.
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We are entering a phase where Crypto in large entreprises shouldn't be a product vertical but a horizontal function across teams. Beyond speculation, crypto isn't a product—it's infrastructure, invisible to users yet that empowers other products.
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The @Visa team just published a whitepaper on stablecoins beyond the payment opportunity, explaining how Morpho-powered use cases have put billions of stables to work with institutional-grade onchain loan solutions. Visa is looking ambitious!
Stablecoins & lending protocols will be the foundation of global credit. @Visa's new whitepaper on stablecoin lending highlights several Morpho-powered use cases that have put billions of stablecoins to work.
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Morpho is teaming up with @Stable to make all USDT assets productive on Morpho — unlocking enterprise-grade yield for USDT, built for large scale and sustainable adoption!
Stable is teaming up with @MorphoLabs to power our ecosystem with lending and borrowing solutions. Our digital payment app, Stable Pay, will integrate Morpho's lending network with over $12 billion in deposits, for its Earn feature, bridging the gap between payments and yield.
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Now the Ethereum Foundation itself is parking their money on Morpho on @ethereum!
0/ Today, the Ethereum Foundation deposited 2400 ETH and ~$6M stablecoins into Morpho’s yield-bearing vaults. Morpho is a pioneer in permissionless DeFi protocols and consistently demonstrates a commitment to Free/Libre Open Source Software (FLOSS) principles.
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Morpho is hosting a new event: Vault Summit. Join us on November 18 during @EFDevcon in Buenos Aires!
Introducing Vault Summit, hosted by Morpho. Vaults are the future of an open, transparent, and productive financial system - what stablecoins did for money, vaults will do for asset management. Join us on November 18 during @EFDevcon.
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Excited for Morpho to launch @HyperliquidX! We already have $600M in deposits there, but I think we're just scratching the surface. Hyperliquid has a unique community, flywheels, and builder energy unlike anywhere else. As we saw them build on Morpho, @felixprotocol and
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Great post about Morpho's growth! One precision is that Morpho V1 did 0 to $12B is 1.5 years, not 3. We did start 3 years ago, but that was Morpho V0 (Optimizer) which is almost fully deprecated now.
The TVL for @MorphoLabs is up ~100% since the start of the year. Top 3 chains that drive Morpho's growth: @ethereum, @base, and @HyperliquidX. Morpho grew TVL from $0 to $10B+ in 3 years.
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Today was one of the largest tests DeFi has seen in recent memory, and although it can be uneasy, it allows our industry to prove its resilience. While Morpho continues to operate as designed, I wanted to provide a quick refresher on how Morpho works: - Morpho doesn’t manage
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The past 10 hours have been a huge test of the resilience of our curation model. All markets that Hyperithm-curated vaults on @MorphoLabs allocate into remained healthy — 0 bad debt, and all lenders kept whole. This is another testament of our effective risk management and
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Volatile day but no users of Steakhouse vaults affected. Upstream risk mgmt limits exposure as a vault is only as strong as its weakest collateral. We monitor situations and reallocate 24/7 with redundant real-time controls. Liquidity remains available across Prime and High
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DeFi's resilience is indeed impressive and noteworthy. Financial systems built on open infrastructure will inherently become more robust than traditional finance alternatives (if they aren’t already)
Very impressed with how solid defi protocols were during the dump (perhaps contagion soon). Withdrew all funds just in case and everything works perfectly. Shout out to aave euler fluid morpho pendle Felix hyperlend hypurfi. Defi is obviously the backbone of the industry. So
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Markets have just faced a major stress test and Re7 Labs vaults performed as designed. The results: virtually zero bad debt across our $1b+ curated vaults. Even through record volatility, no emergency measures were required. Risk curation working as expected ✅
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Even with the increased market volatility of the last 10 hours, our @MorphoLabs Vaults are performing exactly as intended. Effectively zero bad debt while: • ~$20M in liquidations processed on Mainnet • ~$19M in liquidations processed on Base • ~$2.7M in liquidations
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Learn about how all the largest entreprises, fintechs, banks, and exchanges are building on Morpho in our new Stories page 👇
The Morpho network is growing. Showcasing how fintechs, institutions, and enterprises are using Morpho to power lending and borrowing at scale.
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Katana generating 2m in 3months after launch, powered by their Morpho Vault
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Super excited to bring onchain yield and loans to @cryptocom with Morpho! Learn more on how we will bring web3 tech in a fully abstracted way to their 150m+ users!
Learn how @cryptocom brought noncustodial USDC Earn to millions, giving users access to put their stablecoins to work without leaving the App or the exchange. 🔹 Earn up to 7% APR 🔹 Noncustodial Morpho Vault (curated by @SteakhouseFi) 🔹 Fully transparent & auditable onchain
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