Blake | PathwayToFI
@PathwayToFI
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💰 Financial Independence (FI) Educator 🚀 Former chief engineer 📈 FI at 36 🏘️ Real estate & index fund investor 🏔️ https://t.co/5k2x6Zo60x 💡 Not Advice
Colorado, USA
Joined July 2022
Many people’s definition of success: - $1,500,000 house 🏠 - $150,000 car 🚘 - $150,000 boat 🛳️ - $10,000 ring 💍 - $2,000 suit🤵♂️ My definition of (financial) success: - $1,000,000 401k 💰 - $250,000 Roth 💵 - $100,000 HSA 🏥 - $0 car payment 🚗 - $0 mortgage 🏡 What are
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Can You Really Get a 6% Safe Withdrawal Rate in Retirement? I'm excited to announce a FREE 1-hour webinar on April 24th, where I'll be discussing construction of the Descent portfolio, which has historically achieved a safe withdrawal rate (SWR) of over 6%.
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Register here to watch and ask questions LIVE: https://t.co/XPKV5FgIia
event.on24.com
Thursday, April 24, 2025 at 2:00 PM Eastern Daylight Time.
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What about the 4% "rule" that everyone talks about? Can you really do BETTER?! How much can we rely on past data to set our future withdrawal rates? We'll be discussing these questions and more this Thursday at 2pm ET.
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Can You Really Get a 6% Safe Withdrawal Rate in Retirement? I'm excited to announce a FREE 1-hour webinar on April 24th, where I'll be discussing construction of the Descent portfolio, which has historically achieved a safe withdrawal rate (SWR) of over 6%.
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I started my social media journey while on sabbatical. Now I’m taking a sabbatical from social media. Stepping back to focus on what truly matters—just as I’ve encouraged here for the past 2.5 years. See you on the other side. 👋
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Pay off high interest debt immediately! It’s a 100% guaranteed return. Better than any investment.
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It’s much easier to look smart because you bought than to look smart because you sold.
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Pay off high interest debt immediately! It’s a 100% guaranteed return. Better than any investment.
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The typical American has to earn $150 for every $100 in extra spending! 💰 Why? They pay ~33% in taxes for every additional dollar they earn: • 22% federal tax • 7.65% payroll tax (SS + Medicare) • ~4% state tax (wide variation by state) $150 x 33% = $50 in taxes $150
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Someone needs to hear this: Money is not life. Life is not money.
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The typical American has to earn $150 for every $100 in extra spending! 💰 Why? They pay ~33% in taxes for every additional dollar they earn: • 22% federal tax • 7.65% payroll tax (SS + Medicare) • ~4% state tax (wide variation by state) $150 x 33% = $50 in taxes $150
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Happiness does not come from obtaining more. It comes when you’ve concluded that you already have everything you need.
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Happiness does not come from obtaining more. It comes when you’ve concluded that you already have everything you need.
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Vanguard just cut expense ratios on 87 of its funds, including many of my favorites! $VEA cut fees by 50%. $VXUS cut fees by 37.5%. $VIOV cut fees by 33%. $VGLT cut them by 25%. $VPU fees are down 10%. The company that invented low-cost index investing continues to challenge
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Vanguard just cut expense ratios on 87 of its funds, including many of my favorites! $VEA cut fees by 50%. $VXUS cut fees by 37.5%. $VIOV cut fees by 33%. $VGLT cut them by 25%. $VPU fees are down 10%. The company that invented low-cost index investing continues to challenge
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Money is not a goal. Monel is a tool. If you’re building a house, but it will just sit vacant for years after completion, why are you building it? If you’re working toward a $10M net worth, but have no plans for using it, reaching that milestone is pointless.
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Money is not a goal. Monel is a tool. If you’re building a house, but it will just sit vacant for years after completion, why are you building it? If you’re working toward a $10M net worth, but have no plans for using it, reaching that milestone is pointless.
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What amount of money would be life-changing for you? What would you do with it? I’ll go first.
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My grandma just passed. 😔 Her home is going into probate because it wasn’t in a trust. It’s been in the family since the late 1800s, and my mom would love to keep it in the family. But no one has the money…except me. It’s in a tiny town that isn’t growing, needs a lot of
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My grandma just passed. 😔 Her home is going into probate because it wasn’t in a trust. It’s been in the family since the late 1800s, and my mom would love to keep it in the family. But no one has the money…except me. It’s in a tiny town that isn’t growing, needs a lot of
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