8/8

Solar is rising. DISCOs are resisting. Over 3,000MW already installed — the grid is being forced to adapt. Swipe to see how solar is reshaping Pakistan. #SolarPakistan #EnergyShift #PakistanAndCounting #foryou #TrendingNow . 4/8

Why is your bill higher than your actual usage? 🤔.Apna meter, par reading kisi aur ki?.Send your own reading — avoid inflated bills and take control. Full episode: Sometimes, the system works better when you don’t ask questions. @JiqbalPK

Got robbed in Karachi last week. Lost my wallet, ID, and all my bank cards. Still waiting for reissues — no fast-track, no support. Till then, I’m using my mom’s ATM card to survive. If this is Digital Pakistan, it’s got a long way to go. #RealStory #DigitalPakistan . @JiqbalPK

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8/ What Pakistan stands to gain. 📈 Up to $457B in GDP (World Bank). 💰 More tax revenue, more investment. 👩‍💻 Financial access for women & MSMEs. 🛠️ Jobs in digital infra. 💡 Cashless is not just about tech — it’s about equity and growth.

7/ What the world is doing. 🇮🇳 India’s UPI: 12B txns/month, 500M unbanked onboarded. 🇧🇷 Brazil’s Pix: $338B monthly, 26% drop in retail cash. 🇰🇪 Kenya’s M-PESA: digital credit, savings & jobs. We don’t need to reinvent — just implement.

6/ What’s the fix? A War on Cash. 📱 Digitise Consumers: cashback, GST refunds, QR codes. 🛍️ Digitise Retailers: POS access, wallet-based credit. 🏭 Digitise B2B: track-and-trace, QR invoicing. 🏛️ Digitise Govt: Raast-linked welfare, digital fines/taxes.

5/ Public investment suffers. 🧑‍🏫 Low tax = fewer schools, hospitals, roads. 🏚️ Public goods deteriorate. 🔁 Cash creates a loop of underfunding & low productivity.

4/ Corruption thrives in the shadows. 💰 Bribes, ghost employees, kickbacks — all easier in cash. 🕵️‍♂️ No audit trail = no accountability. 📉 Pakistan ranks 135/180 on the Corruption Index. Cash = weak state, weak investor trust.

3/ Exclusion by design. 👩‍🌾 Women, rural workers lack access to formal banking. 🏦 Only 68% of accounts are digitally active. 💳 No cash trail = no credit, savings or insurance. Inclusion starts with visibility.

2/ The tax base is broken. 🏛️ Tax-to-GDP ratio: just 9.5%. 📉 Government over-relies on loans. 👻 Shadow income escapes audit. 🔁 Fewer people in the net = more burden on the honest few.

1/ Why does cash hurt growth?. 💵 85% of transactions happen in cash. 📊 Our informal economy = 35.7% of GDP. 📉 Lost tax revenue + no credit history = weak economy. Cash = invisibility. No receipts = no reforms.

💸 What Cash Is Costing Pakistan. 85% of transactions in Pakistan are in cash. No audit trail, no tax, no credit. Just shadows. @JiqbalPK breaks down the real cost of a cash-heavy system — and how we fix it. Thread 🧵👇. #PakistanAndCounting #CashlessPakistan #TaxReform

Who is hit hardest by Pakistan’s paper-based land system?. Full episode: Thanks to Jazz for supporting Pakistan & Counting. @JiqbalPK.

8/ The Verdict? It’s Now or Never. ⚠️ Pakistan missed the Industrial Age. 🌍 The Intelligent Era gives it one more shot. Watch it here: #DigitalPakistan #Egov #WomenInTech #PakistanStack #SmartGovernance.

7/ Smart Cities: Islamabad Is the Pilot. 🧠 140+ services digitized. 🚌 Transport, health, land records, police, tourism — all integrated. 📈 Revenues up 3x, transparency even more.

6/ Who Owns Digital Reform?. 🏛 National Digital Commission + Pakistan Stack. 🌐 Unified digital IDs, citizen portals, e-docs, & data vaults. 📡 But provinces must comply — and that’s the real challenge.

5/ Why Schools Are Holding Tech Back. 📉 Education is provincial. 📚 Curriculum stuck in the past. ⚙️ Shortcut: EdTech + bootcamps + national skill councils.

4/ The War on Cash Is Real. 💰 7B rupees spent printing cash. 🔁 Digital cheaper, cash costlier. 💳 1M new QRs coming. G2P + P2G payments already digital.