Outdoor Finance
@OutdoorFinance
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30 | Engineer | Passionate about personal finance and the Great Outdoors.
Joined September 2023
Paying property taxes on property that is paid off is one of the biggest scams we the people have ever let our government pull on us.
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What car brand is most likely to make it to 200K miles without major mechanical failure (engine or transmission)?. My answer is Toyota.
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I did it. I bought $25 worth of Bitcoin. No it’s not much, but I’m going to do like I said and regularly buy a small amount. I will continue to do research into the subject as I buy and hold more along with my other investments. Thank you for all the new and old followers for all
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The amount of people driving $100K pick up trucks blows my mind. I’d love to have one, but how can you stomach spending 6 figures on one?.
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Maybe I’m an outlier, but I do not like fully digital screens in cars. I don’t want to have to click through a menu to adjust the AC, heat, or audio volume. There needs to be buttons or knobs for basic features to have distractions to the driver.
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It might not seem like much to some, but I’m super proud of this. My taxable account just crossed 20K for the first time ever! I still have a long way to go, but this is a great milestone for me.
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@BruceLeeVegas No, but we are taxed In hundreds of other forms anyways. If you have a paid off home or vehicle, you should outright own it. So long as the government can seize your rightful property, that is not ownership. It’s about the rights of the individual. The government should not have.
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@NickFromPhilly You will never have full ownership of the government can seize it from you for not paying taxes. I’m not saying there shouldn’t be property taxes, but I think they should not be charged after it’s fully paid for.
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I don’t own any crypto. I am thinking of starting a small position in Bitcoin. Like a 1% of my portfolio sized position in my Robinhood account. Is it worth it or should I just stick with stocks?. What are your opinions or advice on crypto?.
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I really don’t understand the people who say it’s dumb to pay off a loan early just because it’s at a low interest rate. At the end of the day, that’s less debt and more buying power you have. It makes your life more free.
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Taxing someone on unrealized capital gains is one of the most asinine things I’ve ever heard of.
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I’ve been keeping my #Bitcoin position at 1% overall. I think it’s about time I bump it to 5%. I believe it has so much future potential. Long $BTC.
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I gained 150 followers overnight just because I said I was thinking about putting a small allocation into Bitcoin. 🤯🤯🤯.
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I believe Bitcoin has value, but I would like to ask:. What is $BTC backed by? . It’s not gold, silver, or the US dollar. I am learning still, but from my perspective it only has value because we say it does. Please educate me on why I’m right or wrong.
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@DorionSideBurn @BruceLeeVegas I mean, it’s literally one of the founding reasons for our country.
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I am now up more than 15% since I started my position in Bitcoin. Not bad for only about a month. #BTC.
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We just had an HR leader tell us we should bring our work laptops with us on vacation. That’s going to be a no from me dog.
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@Intentional_Liv If you are required to pay taxes on property you’ve already fully paid for, you will never fully own that property. The government can and will seize it from you for lack of payment. It doesn’t matter that you’ve already paid for it. Ultimately the government of the land owner in.
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Right now Bitcoin is sitting at about 2% of my portfolio. I’m looking to increase it to 5% as it goes lower. I’m still buying some every week.
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I’m down about 8% overall in my Bitcoin holding. I started this as an experiment, but now truly feel I need to own it. I am not willing to go 100% in because I feel you should diversify your investments. I started with a 1% allocation, now I’m at 5%, and aim to hold it at 10%.
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@AH070714236960i I stand by my statement. People completely over looked the fact that I’m pointing out how outrageous our taxes are. You will never truly own property so long as the government can take it away for lack of tax payments. I thought more people would be in favor of actually owning.
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@lindsaystamp3 100k isn’t what it used to be, but honestly it’s a really good salary. In most places, if you can’t make it on that, you have a major spending problem.
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@JGUN101 @NickFromPhilly It’s not about high or low taxes. I’m saying we should be paying any taxes on what we already fully own. I’m not saying there should be no taxes, I’m just saying we shouldn’t be taxed on what we’ve already paid for.
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I have a lot of new followers so I want to do a proper introduction:. 29 years old.Married.1st kid on the way.Manufacturing Engineer .Outdoorsman.Car enthusiast.Stock investor.New to Bitcoin. I hope y’all hang around for a while.
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Y’all are awesome. I’ve just passed 1 million impressions over the last 7 days. Over the last 90 days I’ve gotten only 1.5 million though. It takes 5 million in 3 months to get monetized by Ad revenue sharing. If I reach that feat I’ll put my entire 1st payout into Bitcoin.
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Still buying Bitcoin weekly along with my other investments. I’m up 22% on my #BTC position. It’s a wild ride for sure.
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I won’t say that I love my job, but it’s not a bad job. The worst part about it is the lack of time I have after work. I typically get up a between 5-5:30AM. Walk the dogs, shower, eat breakfast, and pack lunch. Leave for work at 6:30AM and start work at 7AM. Normally leave.
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Y’all are something else! I can’t even believe it. A lot of you followed because of a Bitcoin post. I hope you stay and enjoy all the different types of finance content. This is an awesome thing to wake up to on Saturday morning!
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I’ve never met anyone who regretted paying off their home early.
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My wife and I are going to look at houses tomorrow. Any tips for first time home buyers?.
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My parents are in Italy on vacation. The very first thing that happened to them is that my dad got pick pocketed in a crowd. The wallet was in his front pocket.
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#BTC is flying this morning. I have enjoyed this holding so far. I have been researching and do believe in its potential. I don’t own much, but am continually investing more money every week.
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When my daughter is born I plan to open a 529 and a custodial brokerage account. How many of you did this for your kids and are there any other accounts I should add or swap one of these for?.
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I just calculated my net worth for the month of October. It is closing in on my annual salary!. The biggest debt I have is $16,500 in a car loan. My student loan is paid off. Credit card is at 0. This is so huge. I remember hiking just a few years ago and mentally calculating my.
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Make that 23% because Bitcoin is nearing $57K now!.
I am now up more than 15% since I started my position in Bitcoin. Not bad for only about a month. #BTC.
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Alright it’s been a long time since I’ve done this. Last time it was $SCHD. For every like this post gets, I will buy $1 of $BTC. I will give it until I go to work tomorrow morning (6AM) and then make the purchase.
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I got my first ad revenue sharing pay out today and as promised it will be going into Bitcoin!
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Quick money saving tip:. Learn to change your car’s oil yourself. DIY oil change: $65. Shop oil change $130. Instant 50% savings by doing it yourself.
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My wife and I are shopping for car insurance. I asked for several quotes yesterday. Progressive came in at $120 cheaper per month(full coverage) than what we are currently paying. It would cut out auto insurance bill in half. We should have looked sooner! . Who do you use?.
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The “I’m going to be a Dad” feeling is getting real. I submitted all the paperwork for 12 weeks paid parental leave today.
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My wife is 37 weeks pregnant today. Here are the things we have prepared for when the time comes:. 1) Go bags are packed and in her SUV. 2) Car seat is properly installed as well as a camera mounted to the back seat head rest. 3) Diaper bag and supplies are ready. 4) Bassinet.
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My wife and I have been building a savings account with our local credit union. Our current APY is 2%. I have been researching HYSA to move the major of our money into minus about 1 month of expenses. My top choices are Capitol One, Apple, or Discover. Are there any others.
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The baby is here!!! . Words can’t even begin to describe how beautiful she is.
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Convince me that an EV is better than a hybrid. Hybrids are more sustainable and more reliable. Not to mention availability of fuel. They require less mining for materials per car. One day EV’s may be the end all be all, but that day is not today.
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My yearly bonus hit my bank account today. Here’s the break down of where it’s going. 20% Credit card.30% Savings.25% Roth IRA.20% Taxable Brokerage.5% #Bitcoin.
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I was having a conversation about Paternity leave. I was told:. “Men shouldn’t get paternity leave, get back to work!” & “Men don’t need to take more than 6 weeks even if it’s offered.” . I think a husband should be home to care for his child and wife for as long as possible.
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I made overnight oats for the first time tonight for tomorrow morning. I’m trying to eat a healthier breakfast but am pressed for time often in the mornings. What suggestions do you have for quick healthy breakfasts?. I’m targeting weight loss.
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Social security is not a retirement plan. I’m no expert, but I’m convinced that by the time my generation (millennials) are old enough to draw Social Security, it will either no longer exist or be so insignificant that it might as well not exist. Maybe it can supplement a.
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Don’t put all your eggs in one basket. It’s ok to buy stocks, Bitcoin, and real estate. You don’t have to choose only one.
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As someone who manages people, this needs to be said:. Don’t get mad when your team uses their PTO/Sick time. They are people with lives outside of work. Micromanagement is a sure way to create a poor work environment. Trust your team. In many cases they are more knowledgeable.
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@theDivEngineer I agree with this in most cases, but I’ve ever seen a KIA make it that far.
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The 1088 diapers we received from the baby shower and I’m being told it’s still not nearly enough 😆
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I’ve got about 1.6 million impressions to go before monetization. My first payment is going 100% into Bitcoin. #BTC.
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Is Coinbase the best crypto exchange? . I’ve seen a lot of you telling me I need to buy Bitcoin where I can move it off the exchange. I don’t think you can do that with Robinhood. Let me know your thoughts.
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Welcome to the world baby Outdoor Finance! She’s doing so good. She’s already lifting her head up and has been super happy so far. Words can’t even begin to describe how incredible it feels to be a dad. I’m so proud of my wife and my daughter. They did so good.
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I’m adding The Bitcoin Standard to my reading list for this year. Check out this thread below by @DividendMil for a good overview. I can’t wait to read it myself!.
I just read the Book the Bitcoin Standard to understand more about the phenomenon based on many recommendations. It was very interesting and although I still have hesitations, here is what I learned (a thread).1/5.
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Have any of you actually used Bitcoin to make a purchase?. I believe in the future of it, but if it’s not able to be used, how do you really get value you out of it beside just selling it for USD when your ready to use it.
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If you think inflation is bad:. Subway went from $5 footlong to 6 inches for $6.
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The price goes up, I buy Bitcoin. The price goes down, I buy Bitcoin. It’s that simple.
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I just finished watching The Office for the first time. I now understand the hype. This show is absolutely fantastic. I loved watching it so much and I hate that it took me this long to do it.
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I have officially opened a Roth IRA with Fidelity! I chose Fidelity over Robinhood because of index and zero fee fund offerings. RH is great, but I don’t know where they will be in 30 years. I’m confident in Fidelity’s future which is why I felt they were ideal for this account.
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I currently invest 10% of my income into the company 401k with a 3.5% match. I will be decreasing my contribution to just get the match in order to save money for a home and for our baby coming this year. What tips do you have for first time parents pursuing a first home?.
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Pray for me. My wife is in Hobby Lobby and the Christmas stuff is 50% off.
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I’d be willing to bet that a large portion of people who drive vehicles that are $50K+ can’t really afford them.
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I was too young to buy a house in the 08 crash and too poor to buy one at sub 3% rates. One day I’m going to get lucky with these global events 😂.
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My wife and I are are going to look at houses again this morning. As of yesterday we hit our savings goal for our down payment.
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Today my boss finalized the paperwork for me to be promoted to Senior Manufacturing Engineer. This was a huge goal of mine for this year. It’s nice to have all the hard work rewarded.
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My wife is turning 30 this year. We are planning a trip to Florida for her birthday. Any suggestions on where we should go?.
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@DanMyersCards Yes I understand. We are taxed in a 100 other different ways. I’m specifically calling out how dumb property taxes on stuff you already own is.
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Today is the day. We go to the hospital tonight and my wife will be induced early tomorrow morning. We will be first time parents tomorrow as long as everything goes according to plan.
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Coffee made at home ✅. Breakfast at home ✅. Packed lunch from home ✅. The little things add up. Controlling your costs and nutrition is so much easier when you prepare your own food.
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Today is the day. I’m officially old now. My 20’s are no more. My 30’s are here.
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I own about 24 shares or $SCHD and 28 shares of $O. I’m really considering selling them all and putting that money all into $VTI. This will reduce my dividend income,but hopefully promote a lot fast growth in my portfolio. Neither have been great performers for me. Thoughts?.
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I really like the new Honda Civic but since when has it become acceptable for a civic to cost almost 30k?.
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The best time to buy #Bitcoin is right now. Sure it’s may have some volatility, but I would hate look back in a few years and regret not buying it at a much lower price.
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Home owners:. What percentage did you put down on your first home purchase and what was your interest rate?. My wife and I are aiming for 10% down when we decide to buy. Our timeline is within the next 2 years.
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I really don’t care anything about being filthy rich and buying anything I want whenever I want. What I care about is financial freedom. Being able to live a simple life and support my family without jeopardizing our financial future is what I care about. I want to have the.
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An older guy I work with gave me some great parenting advice this morning:. 1) Love them to death. 2) Always give them what they need. 3) What they want, make them earn. He told me that was the same thing he told his kids before they had their own. What advice would you give.
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My wife is 30 weeks pregnant today. Only 10 weeks to go!. The baby shower is tomorrow. It’s getting real.
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I don’t think people really get the “make your coffee at home” or “stop buying $5 coffee everyday” phrases. Obviously, they are used to be divisive and can seem out of touch. The fact is, you can buy Starbucks everyday and still get rich. These phrases aren’t about saving $5.
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Picked up some $TSLA before the quick rebound. Also, $20 more in Bitcoin. That’s all my buys for today.
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How many miles does the vehicle you drive have? . I’m at 115K.
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@jhadawayfc I thought college professors were supposed to “broaden your mind” not close it. The CosMC idea sounded a little sillier 5-10 years ago, but honestly $MCD has great brand recognition with McCafe. I feel like if anyone can make it work it’s the largest fast food brand in the world.
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We talk a lot about money on X. What’s your biggest passion outside of finance? . Bonus points if you post a picture.
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I have just been informed that kids don’t play dodgeball in school anymore???. What is the world coming to.
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