Hepatitis C: From fatal diagnosis to curable condition. 💊 The landscape of HCV mortality has shifted dramatically. Derek Cole of Milliman and Jean-Marc Fix of Optimum Life Re discuss how direct-acting antivirals have revolutionized treatment 📉 https://t.co/vM8oiFWm6x

Insurance fraud isn't a victimless crime. It's a hidden tax on us all. 💸 Kevin Glasgow of Diligence International Group LLC breaks down the staggering cost of fraud: $308+B annually! Learn about the motives and practical steps to protect the industry: https://t.co/XnbsjzPzaa

Join experts from RGA, Munich Re, Swiss Re, Milliman, and more as they explore how technology and data are reshaping risk assessment. Whether you are looking to optimize audits or understand the latest in predictive modeling, this issue has the key. 📲 https://t.co/ElC5e3v99X

Ever wonder why even "good" people lie on insurance applications? 🤔 It's not always about the money. Peter Hovard and Rosmery Cruz of RGA explore the behavioral science behind dishonesty. 🔍 Dive into the psychology of fraud in OTR: https://t.co/pH1j7tuGcv

How do radiologists speak the same language? 🗣️ And why does it matter for underwriters? Gina C. Guzman, MD of @MunichReAmerica breaks down "RADS" and explains how standardized imaging reports can lead to more consistent and accurate risk assessment. 📖 https://t.co/Cxh3IN6kcW

Are you ready for exam season? 📝 Sabrina Porter of Swiss Re Canada and Director of Exams for the ALU, pulls back the curtain on the FALU exams. 🎓 Study smarter, not harder. Read the full guide in OTR: https://t.co/JeqJSBYfOv

"Volunteers are the key to ALU's success!" 🔑 Ann Day of @WoodmenLife, President of the Academy of Life Underwriting, shares a comprehensive update on the state of the academy. 🤝 Read the President's full message in OTR: https://t.co/mOmPkTqLUG @alu_underwriter

🚀 The December 2025 issue of On The Risk is live! From the "AI arms race" in fraud detection to the evolving mortality of Hepatitis C, this issue tackles the most critical challenges facing underwriters today. 👉 https://t.co/ElC5e3v99X

📚 Elevate your underwriting expertise with the new issue of On The Risk! The December issue is packed with detail on identity fraud, digital evidence, and the future of post-issue audits. 🔗

A study from @MunichRe is a wake-up call: EHRs deliver faster, smarter, and more accurate risk assessments than labs and exams. If you’re still waiting for fluids, you’re losing time—and money. Digital health data is the new underwriting backbone: https://t.co/hHmFuEa98a

AI isn’t just helping insurers; it’s helping fraudsters. Synthetic identities, fake documents, and deepfakes are on the rise. If your controls aren’t evolving, your losses will be. The fight against fraud is a tech arms race—are you keeping up? https://t.co/3ot8jZFO7K

Still using BMI as your main risk metric? Milliman’s latest research says you’re missing the mark. Comorbidities drive mortality, not just the number on the scale. The best underwriters can find healthy lives in “high-risk” cohorts. Can you? https://t.co/EBnXvCcKXL

Want loyalty? Say thank you. 81% of underwriters value written appreciation, 76% want public praise. Small gestures, big impact. If you’re a leader, don’t wait—recognize, reward, and retain. Find more insights from fellow underwriters in OTR. https://t.co/sum86KXSpv

Applicants aren’t getting younger. Plasma cell disorders like MGUS and multiple myeloma are on the rise. Underwriters: get familiar with the latest diagnostic models and risk stratification, or risk missing the mark on older lives. https://t.co/JPyvtcP8TS

The latest study from Munich Re is clear: EHRs beat labs and exams for accuracy, speed, and savings. If you’re still relying on fluids alone, you’re missing out on better risk decisions and happier customers. The future is digital. Are you on board? https://t.co/hHmFuEa98a

ALU Survey: Why Underwriters Stay (or Leave) - Automation is everywhere, but people are still the heartbeat of underwriting. The ALU survey says it loud: lack of career growth is the #1 reason people walk. Want to keep your best? https://t.co/sum86KXSpv

Underwriting in Korea: Health Is the New Mortality - Korea’s insurance market is flipping the script due to an aging population, single-person households, and a whole new set of risks. https://t.co/vr9b0mpyz7

Milliman’s research just buried BMI as a standalone risk metric. Turns out, comorbidities—not the scale—drive mortality. If you’re still rating by body build alone, you’re leaving good business on the table. Learn more in OTR: https://t.co/EBnXvCcKXL

AI isn’t just coming; it’s already rewriting the rules. From slashing underwriting time to flagging synthetic fraud, the impact is real. But don’t get too comfortable: bias, hallucinations, and regulatory headaches are part of the package. Are you ready? https://t.co/3ot8jZFO7K

Depression, anxiety, ADHD: these aren’t just clinical terms, they’re the new drivers of mortality in young lives. Underwriters need to look at treatment engagement, family support, and real-world impact. Are you ready to rethink risk? https://t.co/9MDinzJ9wq