daniel mottice
@mottice
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@moderntreasury || prev founder @beam_cash (acq) & before that @visa
Joined December 2020
payments teams don’t want separate systems for fiat and stablecoins. it’s cumbersome, expensive, and unsustainable as stablecoins become part of the core stack the payments infrastructure layer needed to evolve fix this that’s why we built Payments: the only API on the market
Breaking: there’s a new way to move money! Today, we’re launching Payments, our integrated payment service provider (PSP) built to let teams move money easier than ever. For too long, teams building payment products have had to juggle fragmented vendors, slow bank integrations,
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it is a special time at @ModernTreasury right now. feels rare to witness such laser-focused execution at a company that already has such vast scale, yet still has so much more upside ahead of it
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Today's @_TalkingTokens dives into how stablecoins can actually grow with @Mottice from @ModernTreasury We discuss his early Visa days, how chains like @solana are positioned on the payment front, why distribution is key and how current stablecoin adoption mirrors early fintech
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Excited to join the Solana Developer Platform! Modern Treasury's API is now available for anyone building on Solana to unlock: - Bank account infrastructure - Real-time ledger for tracking money movement - Built-in compliance and controls - Connectivity to all major U.S.
Solana: 100M+ txns daily. Modern Treasury: $400B+ processed. Together: unlimited possibilities. We’re joining Solana Developer Platform to combine Solana with our PSP's compliance tools, ledger, accounts, and U.S. payment rails. Details: https://t.co/hgGMVtRBIr
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For 7 straight months, stablecoin volumes have exceeded $1T/mo. Adoption's rising, but most stacks weren’t built for both fiat + stables. So, we're fixing that. @Mottice, our Head of Stablecoins, explains why we're building a unified system:
moderntreasury.com
See how to connect ACH, RTP, FedNow, wires, and stablecoins with unified ledgering, routing, and compliance controls that reduce fragmentation.
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excited to share the first of many customer spotlights on the product we launched a few weeks ago, Payments
Real estate investing’s broken, but it doesn’t have to be. Groma’s partnering with Modern Treasury to help more people own a piece of the world. They now automate payments and reconciliation via one API across 125+ properties to grow faster. See how: https://t.co/n44HejVXsZ
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1/ One of the few "moats in the AI era" posts actually worth reading TL;DR - "Hard" fintech (regulated, built on historical performance, deals with complex licensing) just got *more* valuable in a world of abundant software From @Mattbrown -
notes.mtb.xyz
Why AI makes many fintech moats stronger, where real defensibility comes from, and why you can’t vibe-code a banking license
"Fintech's moats don't compile" Everyone says AI kills software moats. But fintech isn't simply a subset of software... it just cosplayed as one for a decade to get the multiple. And AI is about to expose who was faking it.
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.@mottice & I went on the Tearsheet pod to cover what a hybrid money world looks like where corporates use both stablecoin and fiat rails, what the implications are of payment rails never dying, and the underappreciated use cases of stables. Check it out:
tearsheet.co
Modern Treasury just launched a payments platform that makes fiat and stablecoins work together, changing how companies think about moving money.
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excited to be partnering with Mastercard to make stablecoin and tokenized money movement mainstream!
Mastercard reaches >95% of the world. Now imagine connecting digital asset payments to that entire network. We’re excited to join the newly launched Mastercard Crypto Partner Program and collaborate on opportunities that connect our payments infra with @Mastercard's global
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PayPal would be the turnaround story of the decade if they rebuild their whole stack from the ground up to be stablecoin and AI native. at this point what is there to lose?
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We now support USDC on Base! Move USD <> USDC on Base using every major U.S. payment rail with Payments, our PSP. Powered by the same infra that's moved $400B+. One API for rails, accounts, ledgering, and compliance. Learn more: https://t.co/nIWqxQkSRV
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People have been asking me if stablecoins are going to run into the same troubles banking as a service did. My short answer is — not if you work with companies like @ModernTreasury. For a longer set of my views, you can check our company journal. https://t.co/jPRZzpaigk
moderntreasury.com
What BaaS failures revealed about ledgering, compliance, and accountability—and how Modern Treasury’s PSP model is built differently for B2B payments.
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ai doomerism is rampant all i will say is that there is a stark contrast in sentiment rn between those who have built / those who feel confident in their ability to build vs those who have not / those who lack confidence in their ability the future has never been
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the feedback from our launch last week has been tremendous! take a look below for more information on why we decided to build Payments
Traditional PSP models haven’t kept up with how money moves. That’s why we built Payments, an integrated PSP for fiat and stablecoins. For too long, teams have stitched together multiple vendors just to operate across converging rails, shifting regulations, and rising user
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BREAKING: @ModernTreasury Launches An Integrated Payment Service Provider (PSP) for Fiat and Stablecoins This is a full payment service provider that lets companies embed both fiat and stablecoin payments directly into their products. Here’s what changes. - You can
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This is a big deal. It's like Stripe but for moving money in and out of companies. You just call the API and Modern Treasury does the rest.
Breaking: there’s a new way to move money! Today, we’re launching Payments, our integrated payment service provider (PSP) built to let teams move money easier than ever. For too long, teams building payment products have had to juggle fragmented vendors, slow bank integrations,
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