To explore how embedded insurance is reshaping the industry across South Africa and Africa, @MichaelJAvery was joined by @Deloitte Africa’s Insurance Sector Advisory Lead, Andrew Warren. They unpacked how banks, telcos, and fintechs are using technology to simplify underwriting,

In its latest statement outlining supervisory priorities for 2026 through 2028, the European Central Bank emphasised the need for European banks to strengthen their resilience amid heightened geopolitical risk and uncertainty. In addition, the ECB highlighted the importance of

In a recent research report, Standard Chartered highlighted the risk that U.S. banks may lose up to half a trillion dollars in customer deposits as crypto exchanges offering access to stablecoins become more attractive to depositors. In 2025, the United States established a

Bringing it full circle from the very first episode, @MichaelJAvery met with Monocle CEO David Buckham. David unpacked the moments that shaped Monocle: surviving the global financial crisis, prioritising integrity and culture, and expanding into risk and technology as both were

Gold prices are hitting record highs - not just because of market cycles, but because global trust is shifting. @MichaelJAvery sat down with Craig Brewer, Managing Director and Co-Head of Origination at @Absa_CIB, to examine what this means for mining and global capital. They

With BCBS 239 compliance remaining a priority for banks across Europe and the United Kingdom, the Basel Committee on Banking Supervision has reinforced the need for end‑to‑end data traceability. This continues to be a significant challenge for many banks, as investment in vendor

South Africa is set to be removed from the European Union’s list of High-Risk Third-Country jurisdictions following its subsequent removal from the Financial Action Task Force’s grey list in October 2025. The country’s financial industry, which has been subject to enhanced

The South African Reserve Bank (SARB) has announced that it has begun assessing potential reforms to the commercial bank prime rate, which is currently set at 350 basis points above the monetary policy rate. Because the prime rate is deeply embedded across the financial services

In contemplation of Sapiens – the species and the book @Monocle_Sol https://t.co/4gQGmLb4bo

Predictions for 2026 @Monocle_Sol https://t.co/eknFOm3BMM

This week, @MichaelJAvery was joined by Niall Kramer, the newly appointed national spokesperson for the Offshore Petroleum Association of South Africa (OPASA), to unpack the country’s high-stakes push for offshore oil and gas exploration - a move hailed by some as a pathway to

As an international management consulting firm with deep roots in Africa, Monocle has seen first-hand the continent’s potential for growth while assisting our clients in their Global Markets businesses. Click below to read the three key areas of development in Africa we have

The South African Reserve Bank’s Financial Stability Review notes that global markets have shown resilience despite geopolitical tensions and trade disruptions, with technology and AI-driven equities supporting rebounds. However, key financial, structural and operational risks

The report reveals growing adoption of machine learning and generative AI, with 52% of banking institutions actively employing AI. While opportunities include improved analytics, efficiency, and cybersecurity, regulators warn of significant risks: data privacy concerns, bias and

In this episode, Professor David Bach of IMD Business School sat down with @MichaelJAvery to take a compelling look at the leadership capabilities CEOs need to navigate today’s new era of complexity. From geopolitical fragmentation and the rapid advance of AI to shifting trade

Larry Summers: A Lesson in Hubris & Pathos @Monocle_Sol https://t.co/ugW4TBo3qg

Global fintech giant Revolut has formally submitted its Section 12 application to the Prudential Authority, signalling plans to launch a fully licensed bank in South Africa. This strategic entry aims to disrupt a market dominated by traditional players and fast-growing digital

The European Central Bank’s medium-term strategy calls for banks to strengthen digital infrastructure and cyber defences to withstand severe disruptions. Supervisors will focus on governance, risk management, and AI-driven strategies to ensure continuity of critical services.

To unpack the fast-shifting world of retail banking in South Africa, @MichaelJAvery sat down with Mutsa Chironga, Managing Executive, Personal Banking at @Nedbank. Mutsa shared how customer behaviour, data, and AI are reshaping the industry and offered insights into how