
Chris | Heavy Metal Money
@MoneyHeavyMetal
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A single dad, retired from tech and crowd surfing his way to FIRE. Spreading personal finance tips with an option to Retire Early.\m/ \m/
Minnesota, USA
Joined April 2019
Tapping into vulnerability, especially for men, creates freedoms and opens doors to desired relationships and business opportunities. Stop caring about what others think to unlock limitless potential. #vulnerability #freedom
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Realizing that despite achieving milestones like a fancy degree and a studio apartment, financial freedom felt out of reach. This led to a journey of self-education to understand and fix what wasn't working. #financialliteracy
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One individual found a property with a layout suitable for Airbnb, effectively covering the mortgage and freeing up funds for debt repayment. They eliminated their housing expense by renting out a portion of their home. #realestate #Airbnb
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There's a certain peace in retirement, especially during winter. Watching the snow fall with no commute to worry about? "I don't miss that." Just compassion for those still stuck in traffic. #retirementlife #wintersday
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TikTok's US user data is segregated with strict access policies. Oracle oversees data flow and verifies adherence to policy controls, limiting access to authorized US personnel only. Ever tried this? #DataSecurity
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TikTok isn't just entertainment; it's a lifeline. For countless small businesses, it's a game-changer for growth, offering a unique stage for authentic stories and direct connection. #SmallBusiness #TikTokForBusiness
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Apple's app review process: a "rigorous" blend of human eyes and automated systems. They're checking for malware, shady data grabs, & rule-breaking code. Nothing slips through. #cybersecurity #privacy
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User consent is KEY. Location, photos, contacts, mic, camera—access requires explicit permission. Apple's TCC lets users grant/deny access & see what's happening. #Privacy #DataSecurity
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Why aren't people talking about Project Texas? TikTok's US data is stored and processed on US-based servers in Texas, with Oracle's oversight and rigorous monitoring. Designed to minimize data leaks to foreign governments. #DataSecurity #ProjectTexas
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Investing can feel intimidating, but simply contributing to a 401k might not be enough. Are the fees worth it? Is there a better option? Worth considering all the angles. #Investing #Retirement #Investing #Retirement
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Childcare challenges can force tough choices. Families often face the dilemma of one parent leaving their job when daycare costs outweigh the income. "We would be short about at least a grand a month." #ChildcareCosts #FamilyFinance
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Investing doesn't have to be "super complicated." It's a common misconception that it's only for the super-smart or wealthy. Don't let fear hold you back. Seen this happen? #investing #financialliteracy
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The "American dream" feels like a distant memory. Housing, childcare, healthcare—"life is expensive" and families are feeling the squeeze. Seen this happen? #Inflation #CostOfLiving
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Discovering an IRA "invested in cash for a decade" isn't a unique experience. Ever had a similar realization about untapped potential? #FinanceFail #FinancialLiteracy
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The rising costs of housing, childcare, education, and healthcare are making the American Dream difficult to achieve. Is a "pretty high income" now required? #AmericanDream #EconomicReality
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Turns out teaching 8th grade English might beat being a gigging musician. The kicker? Health insurance. Some combine teaching with weekend gigs to make ends meet. #SideHustle #MusicLife
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Divorce can be a financial wake-up call. Ever feel like “maybe my peers would also like to know this information?” Turns out, personal finance *isn't* a common concert topic. #MoneyHacks #PersonalFinance
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Investing doesn't have to be scary. "It doesn't have to be super complicated." A low-cost index fund with a long-term horizon can be enough for the average person. Ever tried this? #investing
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Is the American Dream still attainable? Maybe it's less about individual effort and more about systemic solutions. Affordable healthcare for all? "Some of the solutions are above our heads." #AmericanDream #HealthcareForAll
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