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Michael Ryan Money Profile
Michael Ryan Money

@M_Ryan_Money

Followers
158
Following
220
Media
524
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Simplifying Money, Empowering Lives 📖 Creator of https://t.co/XgZURIktqS https://t.co/LzSH5FudXI Retired financial planner Featured in Forbes, WSJ & more

USA
Joined August 2012
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@M_Ryan_Money
Michael Ryan Money
4 days
RT @Jennifer_Wwhite: Join us today at 3 p.m. ET/2 p.m. CT! We have a great panel lined up and one of our panelists will be giving away 3 fr….
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@M_Ryan_Money
Michael Ryan Money
12 days
RT @Experian: Q10. Why is having an emergency fund important for financial peace of mind, especially when money is already tight? #CreditCh….
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@M_Ryan_Money
Michael Ryan Money
12 days
RT @Experian: Q9. What mindset shifts are necessary to prioritize saving for emergencies, even when it feels impossible? #CreditChat https:….
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@M_Ryan_Money
Michael Ryan Money
12 days
RT @AmericaSaves: A7. Using an emergency fund reminds you why saving matters—it turns a crisis into a setback instead of a disaster. Don’t….
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@M_Ryan_Money
Michael Ryan Money
12 days
RT @Experian: Q8. What habits or tools can help you consistently put money aside, even in small amounts? #CreditChat
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@M_Ryan_Money
Michael Ryan Money
12 days
RT @Experian: Q6. What are some low-risk places to keep an emergency fund that offer both security and access? #CreditChat .
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@M_Ryan_Money
Michael Ryan Money
12 days
RT @Experian: Q5. How can you stay motivated to save for emergencies when immediate needs feel more urgent? #CreditChat .
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@M_Ryan_Money
Michael Ryan Money
12 days
RT @Experian: Q4. Can side hustles or gig work play a role in building an emergency fund, and where can you find side hustles or gig work?….
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@M_Ryan_Money
Michael Ryan Money
12 days
RT @Jennifer_Wwhite: A3. Some creative ways to cut small expenses include doing no-spend challenges & meal prepping instead of eating out.….
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@M_Ryan_Money
Michael Ryan Money
12 days
RT @Jennifer_Wwhite: A2. Ideally, emergency fund should cover 3 to 6 months of essential living expenses, but exact amount depends on incom….
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@M_Ryan_Money
Michael Ryan Money
12 days
Write down every time you spend, for an entire week. Find your leaks!.@Experian #CreditChat #B.
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@M_Ryan_Money
Michael Ryan Money
12 days
The biggest challenge feels like your money has a hole in its pocket. But most leaks aren’t obvious. Trust me. They’re silent subscriptions and death-by-a-thousand-$7 lattes. I’ve plugged enough of them to build an ark. #BudgetTips.
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@M_Ryan_Money
Michael Ryan Money
12 days
Q1: What’s the biggest challenge when trying to save on tight budget?.A1: When you're on a tight budget everything feels like a priority. Right?.Real challenge?.Telling the difference between needs/wants. And habits dressed up as needs. Seen 1kx.@Experian #CreditChat #RealTalk
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@M_Ryan_Money
Michael Ryan Money
12 days
I'll be skipping the textbook theory and sharing real stories and no-nonsense tips from my nealrly 30 years as a financial planner. The stuff that ACTUALLY works for real families. Hope to see you follow along on X/Twitter at 3 PM ET!".
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@M_Ryan_Money
Michael Ryan Money
12 days
Heads up, everyone. In a few hours, I'll be joining a great panel for the #CreditChat hosted by the team at @Experian. We're talking about a topic I know causes a ton of stress: building an emergency fund when you're already stretched thin.
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@M_Ryan_Money
Michael Ryan Money
13 days
RT @Experian: Don’t miss tomorrow’s #CreditChat about the importance of building an emergency fund. We’ll be joined by @AmericaSaves, @Beve….
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@M_Ryan_Money
Michael Ryan Money
2 months
Overwhelmed by money? .Finding the RIGHT financial coach for 2025 is game-changing. I break down coach types + my G.R.E.A.T. vetting framework. No fluff, just real guidance. #FinancialAdvice #MoneyTips #PersonalFinance
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michaelryanmoney.com
Find your perfect 2025 personal financial coach! Expert reviews of top coaches for debt, investing, FIRE & more. Uncover unique styles & who to follow.
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@M_Ryan_Money
Michael Ryan Money
2 months
Is your credit utilization silently SABOTAGING your credit score? 🤯 . My 2025 guide + FREE calculator & worksheet unmasks this crucial metric. Time to take control! #CreditScore #CreditUtilization #FinancialFreedom #creditutilization
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michaelryanmoney.com
Boost your credit score with our Credit Utilization Calculator. Simplify credit card usage analysis and unlock financial health secrets. Start optimizing now!
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@M_Ryan_Money
Michael Ryan Money
2 months
Got a r% raise but your paycheck barely budged? 😒 .You're not alone! Inflation + taxes can make that "boost" vanish. Our FREE Pay Raise Calculator & guide unmask your real 2025 take-home pay. Stop guessing, plan! 💸 .#PayRaise #Salary #BudgetingTips
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michaelryanmoney.com
Use our Pay Raise Calculator to see your real salary boost from a 3%, 5% increase or more. Expert tips on gross vs. net pay, taxes & negotiation moving forward.
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@M_Ryan_Money
Michael Ryan Money
2 months
Still GUESSING your annual income? 🤯 .That's a budget killer! . My new guide & FREE calculator unmask your true 2025 earnings (gross, net, household) so you can plan with power. #AnnualIncomeCalculator #FinancialClarity #MoneyTips2025
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michaelryanmoney.com
Discover the ultimate annual income calculator to effortlessly manage your household finances. Unlock insights and plan better today!
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