Veteran homebuyers are facing increasing exposure due to policy reversals and tightening market conditions, warns Corey Casper, a veteran and mortgage brokerage owner.

Tyler Hodgson, Executive Vice President of Growth at UMortgage, highlights that while affordability remains a nationwide challenge, uneven markets in major metropolitan areas mean buyers could face anything from seller concessions to multiple offers.

Industry veterans are urging smaller mortgage brokers to prepare now for an anticipated refinance surge, despite 2025's expected rate decline not materializing yet.

Nathan Zielinski of RCN Capital highlights key considerations for brokers to determine if a private money loan is the right fit.

Mortgage Professional America is launching its exclusive $100M Club to honor top-performing mortgage professionals who have originated $100 million or more in residential loans over the past year!.

Stella Khavo, a loan officer at Edge Home Finance, began her career at the end of 2023, well after the low-rate environment of the post-COVID era had brokers swimming in mortgage loans.

Trey Bolen, a Texas mortgage broker at Lendid Home Loans, praised the decision by FHFA Director Bill Pulte, stating that rental payments are a "very strong indicator of creditworthiness" and should be factored in.

Julie May, VP and General Manager of B2B scores at FICO, asserts that this move hands "complete pricing power" to the credit bureaus, who own VantageScore, potentially squeezing FICO out of the market.

Odeta Kushi, Deputy Chief Economist at First American, attributes this to "ongoing affordability issues, rising material costs and tariff-related uncertainties, elevated new-home supply, and growing competition from the resale market." .

Greg Friedman, Managing Principal and CEO at Peachtree Group, explains how traditional banks' cautious approach to commercial real estate lending is creating a significant opening for private credit lenders.

Tom Davis (Deephaven Mortgage) explains why offering second lien mortgages (HELOCs, HELs) is crucial.

Skylar Welch, Founder and Managing Partner of Maine Pointe Lending, explains how current mortgage rates, alongside the impact of tariffs and economic anxieties on local businesses, are deterring market activity.

Learn how Nathan Zielinski of RCN Capital outlines key factors like investment property focus, simpler approval processes, and flexible loan options to help brokers determine if a private money loan is the right fit for their clients' needs.

Mortgage rates climbed last week after two consecutive weeks of declines, contributing to a slowdown in application volume, as fresh inflation data dampened any remaining optimism about a near-term rate cut by the Federal Reserve.

In a volatile mortgage market characterized by high rates and affordability issues, Tyler Hodgson (UMortgage Executive Vice President of Growth) stresses the critical importance of mortgage brokers prioritizing their mental health.

According to Grant Hall (Rosegate Mortgage), a senior loan pro, the constant focus on Federal Reserve rate decisions, particularly Chair Jerome Powell's actions amidst the Trump administration, is deterring homebuyers.

Foreclosure-related legal inquiries in the US surged by nearly 30% year-over-year in Q2 2025, reaching their highest level since 2020. This indicates increasing financial stress on American households due to persistent debt and rising inflation concerns.

President Trump said Wednesday he wasn’t planning on firing Jerome Powell after financial markets reeled on the back of reports that he would try to remove the Federal Reserve chair from his post.

Non-QM lending is booming in 2025, opening new opportunities as traditional loans tighten. Angel Oak’s Tom Hutchens and Scott Gruebele join MPA Editor Fergal McAlinden to discuss growth drivers and staying competitive. Tune in now! .

While the odds of the Federal Reserve cutting rates in July were already very small, they decreased on Tuesday with the release of the latest inflation numbers.