Louis J. Czerwinski, CRPC® 💵
@LouisCzerwinski
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Husband, Father, Financial Advisor. Tweets are not to be considered investment advice.
Connecticut, USA
Joined March 2017
A friend of mine shared this interesting 1-min video involving Babe Ruth & the town of #Wallingford . I've driven through that bridge hundreds of times. ⚾ #Yankees #RedSox
https://t.co/f8PvmyczXo
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📈 Total consumer credit jumped by $19.24 billion in October, reaching an all-time high of $5.11 TRILLION With the holiday season upon us and gift shopping in full swing, it's essential to keep an eye on your budget. Many Americans are feeling overwhelmed, so make sure to
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What you need to know about gif taxes. #gifttax #529 #capitalgains #estatetax
https://t.co/8MXtEkYJNy
aarp.org
What you need to know about gift taxes
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Are you ready for the biggest social security changes? Give me a buzz if you'd like to review 203-626-2225. #socialsecurity #retiremetn #fixedincome
https://t.co/fF2MFcZweu
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Americans’ “magic number” for #retirement is surging to an all-time high – rising much faster than the rate of inflation while swelling more than 50% since the onset of the pandemic. #plan #money #saving
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Americans say their financial planning needs improvement and that having a financial advisor boosts confidence, yet only 37% work with one. The data finds that two-thirds of Americans (66%) believe their financial planning needs improvement, a 4 percentage-point uptick from the
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Money market fund assets have just hit a historic milestone, surpassing **$7 trillion** for the first time ever! Just last week, these funds attracted an impressive **$91 billion** in inflows, even amid a 25-basis-point rate cut from the Federal Reserve. This surge underscores
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In September 2024, building permits in the U.S. decreased by 3.1%, reaching a seasonally adjusted annual rate of 1.425 million, which is a slight revision from the initial estimate of 1.428 million. Approvals for multi-unit buildings (five or more units) saw a significant
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In November 2024, the University of Michigan reported that U.S. consumer sentiment increased to 73, up from 70.5 in October, marking the highest level in seven months. This improvement marks the fourth consecutive month of growth, although it does not yet reflect any responses to
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IRS announces pension and retirement plan contribution adjustments for 2025 https://t.co/FZkA2AVi8S
https://t.co/FZkA2AVi8S
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Link to current jobs with #Southington Public Schools.🎓 📖 🍎 https://t.co/CxjK9CHg33
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📊 Check out this chart showcasing the world's oldest constitutions by their year of creation🌍✨ #History #ConstitutionalLaw
https://t.co/BjlwJWOzLJ
statista.com
This chart shows the oldest existing constitutions in the world by year of creation.
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📊 Check out this chart illustrating when each of the 50 U.S. states officially became states #Statehood #History
https://t.co/GEEYQvaxUw
statista.com
This chart shows when the 50 U.S. states reached statehood.
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Navient banned from federal student loan servicing, will pay borrowers $100 million in compensation. https://t.co/bztpErhiSA
#federalstudentloan #studentloan
https://t.co/bztpErhiSA
cbsnews.com
Company to pay $120 million in fines and compensation to borrowers harmed by its practices.
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Check out this chart showcasing high-speed rail projects and proposals across the U.S., along with their estimated costs, organized by construction and funding phases. #highspeed #rail 🛤️ 🚈 https://t.co/1e1ujIJCQE
statista.com
This chart shows high-speed rail projects & proposals and their projected cost in the U.S., by construction/funding phase.
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🌟 Attention Business Owners! 🌟 Setting up a buy-sell agreement is essential if you have a business partner. Don’t forget to fund it, typically with life insurance. Very few want their partner’s spouse running the business with them. A buy-sell agreement helps you avoid that
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🌟 ROTH or Traditional? Here are some general rules of thumb. 👉 Choose a ROTH if you believe your tax rate will be lower in the future. 👉 Opt for Traditional if your current tax rate is higher than what you expect down the line. Not sure? A blend of both can be a smart
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